Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
70th percentile; peer median 7.2%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 10, 2026
Call-report figures are for Baylands Family Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 2,932 credit unions with under $300M in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Baylands Family Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 10, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 10% of revenue, above the 7.2% median of 2,932 credit unions with under $300M in assets (70th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $142K in Q2 2026, 1.4% above the same quarter a year earlier ($140K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Call reports for Baylands Family Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 34 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $142K | +$3K | +2.2% |
| Q1 2026 | $139K | +$10K | +7.8% |
| Q4 2025 | $129K | −$4K | −3.0% |
| Q3 2025 | $133K | −$7K | −5.0% |
| Q2 2025 | $140K | $0 | 0.0% |
| Q1 2025 | $140K | −$33K | −19.1% |
| Q4 2024 | $173K | +$28K | +19.3% |
| Q3 2024 | $145K | $0 | 0.0% |
Financial cohort: 3,250 credit unions with under $300M in assets filing for Q2 2026; 2,932 reported a share above 0% and are counted, Baylands Family Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Baylands Family Federal Credit Union by share.
They stay out of every comparison until review is done.
per item · If member exceeds the 6 transfers/withdrawals per month limitation on non-Share Draft accounts, account may be charged additional fees for any additional transactions
varies · Any account may be subject to service charges in accordance with the fee schedule adopted by the Credit Union from time to time; specific amounts referenced in Truth in Savings Fee Schedule
per item · When ordering share drafts through the Credit Union, costs vary depending on the style of drafts ordered
per item · If there are special fees for collecting a deposited check, draft or other non-cash item, member promises to pay them
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account MaintenanceUnder review | |||
| Minimum Balance (audience not stated, treated as personal) | $5 | Not stated | None |
Other feesUnder review | |||
| Any expenses or attorney fees including but not limited to 33 1 (audience not stated, treated as personal) | Not stated | Not stated | None |
| APY on all balances will be (audience not stated, treated as personal) | Not stated | Not stated | None |
| Excess transaction fees (audience not stated, treated as personal) | Not stated | per item | If member exceeds the 6 transfers/withdrawals per month limitation on non-Share Draft accounts, account may be charged additional fees for any additional transactions |
| If requirements are not met, the APY on all balances will be (audience not stated, treated as personal) | Not stated | Not stated | None |
| minimum balance of (audience not stated, treated as personal) | $5 | Not stated | None |
| Service charges/Account fees (audience not stated, treated as personal) | Not stated | varies | Any account may be subject to service charges in accordance with the fee schedule adopted by the Credit Union from time to time; specific amounts referenced in Truth in Savings Fee Schedule |
| Share Draft Minimum Balance. The minimum amount required to open and maintain a Share Draft Account is (audience not stated, treated as personal) | $5 | Not stated | None |
| Share Draft ordering fees (audience not stated, treated as personal) | Not stated | per item | When ordering share drafts through the Credit Union, costs vary depending on the style of drafts ordered |
| Special collection fees (audience not stated, treated as personal) | Not stated | per item | If there are special fees for collecting a deposited check, draft or other non-cash item, member promises to pay them |
| the dispute is resolved. Any expenses or attorney fees including but not limited to 33 1 (audience not stated, treated as personal) | Not stated | Not stated | None |
| the dispute is resolved. Any expenses or attorney fees including but not limited to 33 1/ (audience not stated, treated as personal) | Not stated | Not stated | None |
| | Failure to maintain the (audience not stated, treated as personal) | $5 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Baylands Family Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state (June 30, 2026)
Each dot is one office.
1 is shown at the middle of its town until the exact address is found.
Cities with the most offices
| Quinton, VA | 1 |
| West Point, VA | 1 |
| Williamsburg, VA | 1 |
Largest competitors nearby
Local market: King William county, VA, around its headquarters.
| 4 in its local market | Deposit share |
|---|---|
| Citizens and Farmers Bank | 40.9% |
| United Bank | 31.6% |
| Primis Bank | 19.3% |
| Atlantic Union Bank | 8.1% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows