19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 21, 2026.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 21, 2026
Call-report figures are for Ithink Financial Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%. | Not on file | Not on file | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Ithink Financial Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 21, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was $2.2M in Q2 2026, 5.4% above the same quarter a year earlier ($2.1M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 1.0% from Q3 2025 to Q2 2026, to $2.2M.
$2.2M
Ithink Financial Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Ithink Financial Federal Credit Union · $2.4B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Ithink Financial Federal Credit Union(this institution) | Boca Raton, FL | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Advancial Federal Credit Union | Dallas, TX | $2.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Atlanta Postal Federal Credit Union | Atlanta, GA | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Austin Telco Federal Credit Union | Austin, TX | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Barksdale Federal Credit Union | Barksdale Afb, LA | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Blue Federal Credit Union | Cheyenne, WY | $2.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Brightbridge Federal Credit Union | Lawrence, MA | $2.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Centra Federal Credit Union | Columbus, IN | $2.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Dort Financial Federal Credit Union | Grand Blanc, MI | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Elements Financial Federal Credit Union | Indianapolis, IN | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Elga Federal Credit Union | Grand Blanc, MI | $2.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Empeople Federal Credit Union | Moline, IL | $2.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Firefighters First Federal Credit Union | Los Angeles, CA | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Franklin Mint Federal Credit Union | Chadds Ford, PA | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Georgia United Federal Credit Union | Duluth, GA | $2.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| I. H. Mississippi Valley Federal Credit Union | Moline, IL | $2.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Iq Federal Credit Union | Vancouver, WA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jeanne D'Arc Federal Credit Union | Lowell, MA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Kemba Financial Federal Credit Union | Gahanna, OH | $2.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Kitsap Federal Credit Union | Bremerton, WA | $2.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lbs Financial Federal Credit Union | Long Beach, CA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lighthouse Federal Credit Union | Dover, NH | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Max Federal Credit Union | Montgomery, AL | $2.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Texans Federal Credit Union | Richardson, TX | $2.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Westconsin Federal Credit Union | Menomonie, WI | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Workers Federal Credit Union | Littleton, MA | $2.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $5, the middle of its two prices, against a peer median of $6.75 among 14 publishing peers.
Its two checking prices are $5 and $5.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.
Call reports for Ithink Financial Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 44 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.2M | −$9K | −0.4% |
| Q1 2026 | $2.2M | −$23K | −1.0% |
| Q4 2025 | $2.2M | +$9K | +0.4% |
| Q3 2025 | $2.2M | +$134K | +6.5% |
| Q2 2025 | $2.1M | −$26K | −1.2% |
| Q1 2025 | $2.1M | −$26K | −1.2% |
| Q4 2024 | $2.1M | −$50K | −2.3% |
| Q3 2024 | $2.2M | +$287K | +15.2% |
Insufficient sample: fewer than 10 peers of its size reported a share.
Amounts from Ithink Financial Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Checking monthly service charge | $5 | per month | None |
| Monthly service fee | $5 | per month | None |
| Money Market minimum balance violation | $9 | per month | None |
| Dormant account (per inactive account) | $10 | per month | None |
| Research/balancing (1/2 hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper statement monthly service | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft transaction | $29 | per item | None |
| Returned item/insufficient funds (Check or ACH) | $29 | per item | None |
| Overdraft protection transfer | $7 | per item | None |
ATM & Card | |||
| Non-Credit Union ATM transaction | $3 | per item | None |
| International Service Assessment (ISA) | 2% | Not stated | None |
Wire Transfers | |||
| Domestic outgoing wire | $25 | per item | None |
| International outgoing wire | $60 | per item | None |
Check Services | |||
| Loan Fees: Official check | $10 | per item | None |
| Stop payment (ACH or check) | $30 | per item | None |
| Temporary Check | $5 | per item | Per 12 checks, must have existing account |
| Foreign check collection | $15 | per item | None |
| Check copy | $5 | per item | None |
Digital & Electronic | |||
| Bill Pay expedited payment - check | $18.95Not compared: Per-item charge, not monthly | per item | None |
| Bill Pay expedited payment - EFT/check | $9.95Not compared: Per-item charge, not monthly | per item | None |
Cash & Deposit | |||
| Deposited check returned | $15 | per item | None |
| Deposited check returned from self | $32 | per item | None |
Account Services | |||
| Notary FL/GA | $10 | Not stated | None |
| Notary GA | $2 | Not stated | None |
| Lost Key (1) | $20Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box | $75 | per year | None |
| Safe Deposit Box 10” x 10” | $100 | per year | None |
| Safe Deposit Box 3” x 10” | $50 | per year | None |
| Safe Deposit Box 3”x 5” | $25 | per year | None |
Other Fees | |||
| Statement copy | $8 | Not stated | None |
| Skip-A-Payment | $30 | per item | None |
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Money Market minimum balance violation | $9 | per month | None |
| Dormant Account | $10 | per month | None |
| Research/balancing (1/2 hour minimum) | $20Not compared: Charged per hour; comparison unavailable | per hour | -Research/balancing (1/2 hour minimum) $20.00 per hour |
| Invalid Address | $3 | per month | None |
Check Services | |||
| Official check | $10 | per item | None |
| Temporary Check | $5 | per item | Per 12 checks, must have existing account |
| Temporary check (must have existing account) | $5 | Not stated | None |
Digital & Electronic | |||
| Bill Pay expedited payment - check | $18.95 | Not stated | None |
| Bill Pay expedited payment - EFT | $9.95Not compared: Per-item charge, not monthly | per item | None |
Account Services | |||
| Notary FL | $10 | Not stated | None |
| Notary GA | $2 | Not stated | None |
| | Lost Key (1) | $20Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box 10” x 10” | $100 | per year | None |
| Safe Deposit Box 3” x 10” | $50 | per year | None |
| Safe Deposit Box 3”x 5” | $25 | per year | None |
| Safe Deposit Box 5” x 10” | $75 | per year | None |
Other Fees | |||
| Business loan payoff statement | $40 | per item | None |
Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
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