Ithink Financial Federal Credit Union

Headquarters: Boca Raton, Florida
Charter: Credit Union
Assets: $2.4B
Fed district: Atlanta

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Ithink Financial Federal Credit Union: $5
Ithink Financial Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Ithink Financial Federal Credit Union: $29
Ithink Financial Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Ithink Financial Federal Credit Union: $29
Ithink Financial Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Ithink Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking monthly service charge$5
per month
Monthly service fee$5
per month
Money Market minimum balance violation$9
per month
Dormant account (per inactive account)$10
per month
Research/balancing (1/2 hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement monthly service$5
per month

Overdraft & NSF

Overdraft transaction$29
per item
Returned item/insufficient funds (Check or ACH)$29
per item
Overdraft protection transfer$7
per item

ATM & Card

Non-Credit Union ATM transaction$3
per item
International Service Assessment (ISA)2%

Wire Transfers

Domestic outgoing wire$25
per item
International outgoing wire$60
per item

Check Services

Loan Fees: Official check$10
per item
Stop payment (ACH or check)$30
per item
Temporary Check$5
per item · Per 12 checks, must have existing account
Foreign check collection$15
per item
Check copy$5
per item

Digital & Electronic

Bill Pay expedited payment - check$18.95
Not compared: Per-item charge, not monthly
per item
Bill Pay expedited payment - EFT/check$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Deposited check returned$15
per item
Deposited check returned from self$32
per item

Account Services

Notary FL/GA$10
Notary GA$2
Lost Key (1)$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box$75
per year
Safe Deposit Box 10” x 10”$100
per year
Safe Deposit Box 3” x 10”$50
per year
Safe Deposit Box 3”x 5”$25
per year

Other Fees

Statement copy$8
Skip-A-Payment$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking monthly service charge	$5	per month	None
Monthly service fee	$5	per month	None
Money Market minimum balance violation	$9	per month	None
Dormant account (per inactive account)	$10	per month	None
Research/balancing (1/2 hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement monthly service	$5	per month	None
Overdraft & NSF
Overdraft transaction	$29	per item	None
Returned item/insufficient funds (Check or ACH)	$29	per item	None
Overdraft protection transfer	$7	per item	None
ATM & Card
Non-Credit Union ATM transaction	$3	per item	None
International Service Assessment (ISA)	2%	Not stated	None
Wire Transfers
Domestic outgoing wire	$25	per item	None
International outgoing wire	$60	per item	None
Check Services
Loan Fees: Official check	$10	per item	None
Stop payment (ACH or check)	$30	per item	None
Temporary Check	$5	per item	Per 12 checks, must have existing account
Foreign check collection	$15	per item	None
Check copy	$5	per item	None
Digital & Electronic
Bill Pay expedited payment - check	$18.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay expedited payment - EFT/check	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Deposited check returned	$15	per item	None
Deposited check returned from self	$32	per item	None
Account Services
Notary FL/GA	$10	Not stated	None
Notary GA	$2	Not stated	None
Lost Key (1)	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box	$75	per year	None
Safe Deposit Box 10” x 10”	$100	per year	None
Safe Deposit Box 3” x 10”	$50	per year	None
Safe Deposit Box 3”x 5”	$25	per year	None
Other Fees
Statement copy	$8	Not stated	None
Skip-A-Payment	$30	per item	None

Account Maintenance

Dormant Account$10
per month
Invalid Address$3
per month

Check Services

Official check$10
per item
Temporary Check$5
per item · Per 12 checks, must have existing account
Temporary check (must have existing account)$5

Account Services

| Lost Key (1)$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box 5” x 10”$75
per year

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Invalid Address	$3	per month	None
Check Services
Official check	$10	per item	None
Temporary Check	$5	per item	Per 12 checks, must have existing account
Temporary check (must have existing account)	$5	Not stated	None
Account Services
\| Lost Key (1)	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 5” x 10”	$75	per year	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Ithink Financial Federal Credit Union: $5
Ithink Financial Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Ithink Financial Federal Credit Union: $29
Ithink Financial Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Ithink Financial Federal Credit Union: $29
Ithink Financial Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Ithink Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking monthly service charge$5
per month
Monthly service fee$5
per month
Money Market minimum balance violation$9
per month
Dormant account (per inactive account)$10
per month
Research/balancing (1/2 hour minimum)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement monthly service$5
per month

Overdraft & NSF

Overdraft transaction$29
per item
Returned item/insufficient funds (Check or ACH)$29
per item
Overdraft protection transfer$7
per item

ATM & Card

Non-Credit Union ATM transaction$3
per item
International Service Assessment (ISA)2%

Wire Transfers

Domestic outgoing wire$25
per item
International outgoing wire$60
per item

Check Services

Loan Fees: Official check$10
per item
Stop payment (ACH or check)$30
per item
Temporary Check$5
per item · Per 12 checks, must have existing account
Foreign check collection$15
per item
Check copy$5
per item

Digital & Electronic

Bill Pay expedited payment - check$18.95
Not compared: Per-item charge, not monthly
per item
Bill Pay expedited payment - EFT/check$9.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Deposited check returned$15
per item
Deposited check returned from self$32
per item

Account Services

Notary FL/GA$10
Notary GA$2
Lost Key (1)$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box$75
per year
Safe Deposit Box 10” x 10”$100
per year
Safe Deposit Box 3” x 10”$50
per year
Safe Deposit Box 3”x 5”$25
per year

Other Fees

Statement copy$8
Skip-A-Payment$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Checking monthly service charge	$5	per month	None
Monthly service fee	$5	per month	None
Money Market minimum balance violation	$9	per month	None
Dormant account (per inactive account)	$10	per month	None
Research/balancing (1/2 hour minimum)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement monthly service	$5	per month	None
Overdraft & NSF
Overdraft transaction	$29	per item	None
Returned item/insufficient funds (Check or ACH)	$29	per item	None
Overdraft protection transfer	$7	per item	None
ATM & Card
Non-Credit Union ATM transaction	$3	per item	None
International Service Assessment (ISA)	2%	Not stated	None
Wire Transfers
Domestic outgoing wire	$25	per item	None
International outgoing wire	$60	per item	None
Check Services
Loan Fees: Official check	$10	per item	None
Stop payment (ACH or check)	$30	per item	None
Temporary Check	$5	per item	Per 12 checks, must have existing account
Foreign check collection	$15	per item	None
Check copy	$5	per item	None
Digital & Electronic
Bill Pay expedited payment - check	$18.95Not compared: Per-item charge, not monthly	per item	None
Bill Pay expedited payment - EFT/check	$9.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Deposited check returned	$15	per item	None
Deposited check returned from self	$32	per item	None
Account Services
Notary FL/GA	$10	Not stated	None
Notary GA	$2	Not stated	None
Lost Key (1)	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box	$75	per year	None
Safe Deposit Box 10” x 10”	$100	per year	None
Safe Deposit Box 3” x 10”	$50	per year	None
Safe Deposit Box 3”x 5”	$25	per year	None
Other Fees
Statement copy	$8	Not stated	None
Skip-A-Payment	$30	per item	None

Account Maintenance

Dormant Account$10
per month
Invalid Address$3
per month

Check Services

Official check$10
per item
Temporary Check$5
per item · Per 12 checks, must have existing account
Temporary check (must have existing account)$5

Account Services

| Lost Key (1)$20
Not compared: Box drilling or key fee
per item
Safe Deposit Box 5” x 10”$75
per year

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Invalid Address	$3	per month	None
Check Services
Official check	$10	per item	None
Temporary Check	$5	per item	Per 12 checks, must have existing account
Temporary check (must have existing account)	$5	Not stated	None
Account Services
\| Lost Key (1)	$20Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 5” x 10”	$75	per year	None

Correct a fee source

Oct 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.