Nutmeg State Financial Federal Credit Union

Headquarters: Rocky Hill, Connecticut
Charter: Credit Union
Assets: $916.5M
Fed district: Boston

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Nutmeg State Financial Federal Credit Union: $35
Nutmeg State Financial Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Nutmeg State Financial Federal Credit Union: $25
Nutmeg State Financial Federal Credit Union: $25
U.S. median: no median
Stop Payment
Nutmeg State Financial Federal Credit Union: $30
Nutmeg State Financial Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Connecticut, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Connecticut: Banks and credit unions headquartered in Connecticut that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Nutmeg State Financial Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closure Fee$25
Inactive Account Fee$10
per month
Account Paper Statement Fee$5
per item
Consumer Account Paper Statement Fee$5
per item
Incorrect Address Fee$5
per month

Overdraft & NSF

Overdrawn Fee (Privilege Pay)$35
per item

ATM & Card

Card Replacement Fee$10
per item

Wire Transfers

Wire Transfer Outgoing Fee$25
per item
Wire Transfer Incoming Fee$15
per item
Wire Transfer International Fee$40
per item

Check Services

Bank Check Payable to Third Party$5
per item
Stop Payment$30
per item
Copy of Credit Union Check$5
per item
Share Draft Copy$5
per item

Digital & Electronic

Inactive Bill Pay User Fee$5
per month

Cash & Deposit

Cash Advance Fee (Non-Nutmeg Card)$10
Return Deposit Item Fee$35
per item

Account Services

Lost Key$20
Not compared: Monthly charge, not annual
per month
Online Services Large Box (5” x 10”) Rental$90
per year
Safe Deposit Box Extra Large Box (10” x 10”) Rental (audience not stated, treated as personal)$135
per year
Safe Deposit Box Medium Box (5” x 5”) Rental (audience not stated, treated as personal)$60
per year
Safe Deposit Box Small Box (3” x 5”) Rental (audience not stated, treated as personal)$30
per year
Levy & Garnishment$75
per item

Lending Fees

Credit Card Late Fee$25
Loan Late Fee$25

Retirement & IRA

IRA Transfer to Other Financial Institution$30
per item

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closure Fee	$25	Not stated	None
Inactive Account Fee	$10	per month	None
Account Paper Statement Fee	$5	per item	None
Consumer Account Paper Statement Fee	$5	per item	None
Incorrect Address Fee	$5	per month	None
Overdraft & NSF
Overdrawn Fee (Privilege Pay)	$35	per item	None
ATM & Card
Card Replacement Fee	$10	per item	None
Wire Transfers
Wire Transfer Outgoing Fee	$25	per item	None
Wire Transfer Incoming Fee	$15	per item	None
Wire Transfer International Fee	$40	per item	None
Check Services
Bank Check Payable to Third Party	$5	per item	None
Stop Payment	$30	per item	None
Copy of Credit Union Check	$5	per item	None
Share Draft Copy	$5	per item	None
Digital & Electronic
Inactive Bill Pay User Fee	$5	per month	None
Cash & Deposit
Cash Advance Fee (Non-Nutmeg Card)	$10	Not stated	None
Return Deposit Item Fee	$35	per item	None
Account Services
Lost Key	$20Not compared: Monthly charge, not annual	per month	None
Online Services Large Box (5” x 10”) Rental	$90	per year	None
Safe Deposit Box Extra Large Box (10” x 10”) Rental (audience not stated, treated as personal)	$135	per year	None
Safe Deposit Box Medium Box (5” x 5”) Rental (audience not stated, treated as personal)	$60	per year	None
Safe Deposit Box Small Box (3” x 5”) Rental (audience not stated, treated as personal)	$30	per year	None
Levy & Garnishment	$75	per item	None
Lending Fees
Credit Card Late Fee	$25	Not stated	None
Loan Late Fee	$25	Not stated	None
Retirement & IRA
IRA Transfer to Other Financial Institution	$30	per item	None
Other Fees
Statement Copy	$5	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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