Denver Community Cu D.B.A. Zing Cu Federal Credit Union

Headquarters: Denver, Colorado
Charter: Credit Union
Assets: $405.6M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Charge Second Chance Checking
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $12
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $12
U.S. median: no median
Overdraft (OD)
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $33
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $33
U.S. median: no median
Non-Network ATM
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $3
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Denver Community Cu D.B.A. Zing Cu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Monthly Fee$12
per month · Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee$12
per month
Charge Early Membership Close fee (Within 90 days of opening) | Fee$5
Escheatment Fee$10
Return Statement or Dormant Account Monthly Fee$10
per month
Paper Statement Fee$2
per month
Paper Statement Fee (Charged Monthly)$3
per month

Overdraft & NSF

Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee$33

ATM & Card

ATM/Debit Card Withdrawal Fee$3
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) | Fee$50
Replacement Debit or Credit Card Fee (Not Rushed)$15

Wire Transfers

Domestic Outgoing Wire Transfer Fee$30
Incoming Wire Transfer FeeNo charge
International Outgoing Wire Transfer Fee$50

Check Services

Stop Payment Fee$30
Temporary Check Fee$2
per item
Temporary Check Fee (Per page four)$2
per item
Bill Payer Check Copy Fee$1.96
Not compared: Monthly charge, not per item
per month
Check/Debit Copy Fee$3

Cash & Deposit

Personal Checking – Returned Deposit Item Fee$33
Personal Checking – Returned Deposit Item Fee$15

Account Services

Garnishment or Levy Fee$100
Verification of Deposit$10

Other Fees

Statement Copy Fee$2
Loan Processing Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly Fee	$12	per month	Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee	$12	per month	None
Charge Early Membership Close fee (Within 90 days of opening) \| Fee	$5	Not stated	None
Escheatment Fee	$10	Not stated	None
Return Statement or Dormant Account Monthly Fee	$10	per month	None
Paper Statement Fee	$2	per month	None
Paper Statement Fee (Charged Monthly)	$3	per month	None
Overdraft & NSF
Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee	$33	Not stated	None
ATM & Card
ATM/Debit Card Withdrawal Fee	$3	Not stated	None
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) \| Fee	$50	Not stated	None
Replacement Debit or Credit Card Fee (Not Rushed)	$15	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer Fee	$30	Not stated	None
Incoming Wire Transfer Fee	No charge	Not stated	None
International Outgoing Wire Transfer Fee	$50	Not stated	None
Check Services
Stop Payment Fee	$30	Not stated	None
Temporary Check Fee	$2	per item	None
Temporary Check Fee (Per page four)	$2	per item	None
Bill Payer Check Copy Fee	$1.96Not compared: Monthly charge, not per item	per month	None
Check/Debit Copy Fee	$3	Not stated	None
Cash & Deposit
Personal Checking – Returned Deposit Item Fee	$33	Not stated	None
Personal Checking – Returned Deposit Item Fee	$15	Not stated	None
Account Services
Garnishment or Levy Fee	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Statement Copy Fee	$2	Not stated	None
Loan Processing Fee	$25	Not stated	None

Account Maintenance

Second Chance Checking Monthly Fee$12
per month · Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee$12
per month
Charge Early Membership Close fee (Within 90 days of opening) | Fee$5
Escheatment Fee$10
Return Statement or Dormant Account Monthly Fee$10
per month
Paper Statement Fee (Charged Monthly)$3
per month

Overdraft & NSF

Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee$33

ATM & Card

ATM/Debit Card Withdrawal Fee$3
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) | Fee$50
Replacement Debit or Credit Card Fee (Not Rushed)$15

Wire Transfers

Domestic Outgoing Wire Transfer Fee$30
Incoming Wire Transfer FeeNo charge
International Outgoing Wire Transfer Fee$50

Check Services

Stop Payment Fee$30
Temporary Check Fee$2
per item
Temporary Check Fee (Per page four)$2
per item
Bill Payer Check Copy Fee$1.96
Not compared: Monthly charge, not per item
per month
Check/Debit Copy Fee$3

Cash & Deposit

Business Checking – Returned Deposit Item Fee$15

Account Services

Garnishment or Levy Fee$100
Verification of Deposit$10

Other Fees

Statement Copy Fee$2
Loan Processing Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly Fee	$12	per month	Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee	$12	per month	None
Charge Early Membership Close fee (Within 90 days of opening) \| Fee	$5	Not stated	None
Escheatment Fee	$10	Not stated	None
Return Statement or Dormant Account Monthly Fee	$10	per month	None
Paper Statement Fee (Charged Monthly)	$3	per month	None
Overdraft & NSF
Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee	$33	Not stated	None
ATM & Card
ATM/Debit Card Withdrawal Fee	$3	Not stated	None
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) \| Fee	$50	Not stated	None
Replacement Debit or Credit Card Fee (Not Rushed)	$15	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer Fee	$30	Not stated	None
Incoming Wire Transfer Fee	No charge	Not stated	None
International Outgoing Wire Transfer Fee	$50	Not stated	None
Check Services
Stop Payment Fee	$30	Not stated	None
Temporary Check Fee	$2	per item	None
Temporary Check Fee (Per page four)	$2	per item	None
Bill Payer Check Copy Fee	$1.96Not compared: Monthly charge, not per item	per month	None
Check/Debit Copy Fee	$3	Not stated	None
Cash & Deposit
Business Checking – Returned Deposit Item Fee	$15	Not stated	None
Account Services
Garnishment or Levy Fee	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Statement Copy Fee	$2	Not stated	None
Loan Processing Fee	$25	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Denver Community Cu D.B.A. Zing Cu Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Charge Second Chance Checking
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $12
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $12
U.S. median: no median
Overdraft (OD)
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $33
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $33
U.S. median: no median
Non-Network ATM
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $3
Denver Community Cu D.B.A. Zing Cu Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Denver Community Cu D.B.A. Zing Cu Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Second Chance Checking Monthly Fee$12
per month · Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee$12
per month
Charge Early Membership Close fee (Within 90 days of opening) | Fee$5
Escheatment Fee$10
Return Statement or Dormant Account Monthly Fee$10
per month
Paper Statement Fee$2
per month
Paper Statement Fee (Charged Monthly)$3
per month

Overdraft & NSF

Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee$33

ATM & Card

ATM/Debit Card Withdrawal Fee$3
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) | Fee$50
Replacement Debit or Credit Card Fee (Not Rushed)$15

Wire Transfers

Domestic Outgoing Wire Transfer Fee$30
Incoming Wire Transfer FeeNo charge
International Outgoing Wire Transfer Fee$50

Check Services

Stop Payment Fee$30
Temporary Check Fee$2
per item
Temporary Check Fee (Per page four)$2
per item
Bill Payer Check Copy Fee$1.96
Not compared: Monthly charge, not per item
per month
Check/Debit Copy Fee$3

Cash & Deposit

Personal Checking – Returned Deposit Item Fee$33
Personal Checking – Returned Deposit Item Fee$15

Account Services

Garnishment or Levy Fee$100
Verification of Deposit$10

Other Fees

Statement Copy Fee$2
Loan Processing Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly Fee	$12	per month	Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee	$12	per month	None
Charge Early Membership Close fee (Within 90 days of opening) \| Fee	$5	Not stated	None
Escheatment Fee	$10	Not stated	None
Return Statement or Dormant Account Monthly Fee	$10	per month	None
Paper Statement Fee	$2	per month	None
Paper Statement Fee (Charged Monthly)	$3	per month	None
Overdraft & NSF
Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee	$33	Not stated	None
ATM & Card
ATM/Debit Card Withdrawal Fee	$3	Not stated	None
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) \| Fee	$50	Not stated	None
Replacement Debit or Credit Card Fee (Not Rushed)	$15	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer Fee	$30	Not stated	None
Incoming Wire Transfer Fee	No charge	Not stated	None
International Outgoing Wire Transfer Fee	$50	Not stated	None
Check Services
Stop Payment Fee	$30	Not stated	None
Temporary Check Fee	$2	per item	None
Temporary Check Fee (Per page four)	$2	per item	None
Bill Payer Check Copy Fee	$1.96Not compared: Monthly charge, not per item	per month	None
Check/Debit Copy Fee	$3	Not stated	None
Cash & Deposit
Personal Checking – Returned Deposit Item Fee	$33	Not stated	None
Personal Checking – Returned Deposit Item Fee	$15	Not stated	None
Account Services
Garnishment or Levy Fee	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Statement Copy Fee	$2	Not stated	None
Loan Processing Fee	$25	Not stated	None

Account Maintenance

Second Chance Checking Monthly Fee$12
per month · Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee$12
per month
Charge Early Membership Close fee (Within 90 days of opening) | Fee$5
Escheatment Fee$10
Return Statement or Dormant Account Monthly Fee$10
per month
Paper Statement Fee (Charged Monthly)$3
per month

Overdraft & NSF

Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee$33

ATM & Card

ATM/Debit Card Withdrawal Fee$3
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) | Fee$50
Replacement Debit or Credit Card Fee (Not Rushed)$15

Wire Transfers

Domestic Outgoing Wire Transfer Fee$30
Incoming Wire Transfer FeeNo charge
International Outgoing Wire Transfer Fee$50

Check Services

Stop Payment Fee$30
Temporary Check Fee$2
per item
Temporary Check Fee (Per page four)$2
per item
Bill Payer Check Copy Fee$1.96
Not compared: Monthly charge, not per item
per month
Check/Debit Copy Fee$3

Cash & Deposit

Business Checking – Returned Deposit Item Fee$15

Account Services

Garnishment or Levy Fee$100
Verification of Deposit$10

Other Fees

Statement Copy Fee$2
Loan Processing Fee$25

Fee	Amount	Basis	Note
Account Maintenance
Second Chance Checking Monthly Fee	$12	per month	Account: Charge Second Chance Checking
Second Chance Checking Monthly Fee	$12	per month	None
Charge Early Membership Close fee (Within 90 days of opening) \| Fee	$5	Not stated	None
Escheatment Fee	$10	Not stated	None
Return Statement or Dormant Account Monthly Fee	$10	per month	None
Paper Statement Fee (Charged Monthly)	$3	per month	None
Overdraft & NSF
Courtesy Pay Item/Non-Sufficient Funds/Overdrawn Fee	$33	Not stated	None
ATM & Card
ATM/Debit Card Withdrawal Fee	$3	Not stated	None
Charge Rush of Replacement Debit or Credit Card Fee (In addition to replacement fee) \| Fee	$50	Not stated	None
Replacement Debit or Credit Card Fee (Not Rushed)	$15	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer Fee	$30	Not stated	None
Incoming Wire Transfer Fee	No charge	Not stated	None
International Outgoing Wire Transfer Fee	$50	Not stated	None
Check Services
Stop Payment Fee	$30	Not stated	None
Temporary Check Fee	$2	per item	None
Temporary Check Fee (Per page four)	$2	per item	None
Bill Payer Check Copy Fee	$1.96Not compared: Monthly charge, not per item	per month	None
Check/Debit Copy Fee	$3	Not stated	None
Cash & Deposit
Business Checking – Returned Deposit Item Fee	$15	Not stated	None
Account Services
Garnishment or Levy Fee	$100	Not stated	None
Verification of Deposit	$10	Not stated	None
Other Fees
Statement Copy Fee	$2	Not stated	None
Loan Processing Fee	$25	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.