25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 13, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Solvay Bank · $1.2B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Solvay Bank(this institution) | Solvay, NY | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Pontiac | Pontiac, IL | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Citizens Bank | Mukwonago, WI | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Bank & Trust | Guntersville, AL | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Citizens Bank of Las Cruces | Las Cruces, NM | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens State Bank | Somerville, TX | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Community National Bank | Derby, VT | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Dayspring Bank | Gothenburg, NE | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Dime Bank | Norwich, CT | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Evolve Bank & Trust | West Memphis, AR | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| FIDELITY BANK | New Orleans, LA | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Bankers Trust Company, National Association | Quincy, IL | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| First General Bank | Rowland Heights, CA | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First National Bank and Trust Company of Newtown | Newtown, PA | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Helm Bank USA | Miami, FL | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Mid America Bank | Jefferson City, MO | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Montgomery Bank | Sikeston, MO | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| MutualOne Bank | Framingham, MA | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| PeoplesSouth Bank | Colquitt, GA | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Pilot Grove Savings Bank | Pilot Grove, IA | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Pointbank | Pilot Point, TX | $1.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Provident Savings Bank, F.S.B. | Riverside, CA | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Reading Co-operative Bank | Reading, MA | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Somerset Regal Bank | Bound Brook, NJ | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Southwest Missouri Bank | Carthage, MO | $1.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| The First National Bank of Hutchinson | Hutchinson, KS | $1.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 13 publish this fee(monthly maintenance)
12 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $5, against a peer median of $8.48 among 13 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 23, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 23, 2026. Total assets from FDIC and NCUA records.
Amounts from Solvay Bank’s own schedules, with a source for each figure.
per month · Avoid the $5 monthly maintenance fee with one electronic direct deposit each statement cycle
per month
per hour
per item
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Direct Rewards Checking Monthly maintenance fee | $5 | per month | Avoid the $5 monthly maintenance fee with one electronic direct deposit each statement cycle |
| Early Closure | $25 | Not stated | None |
| Inactive Account - Checking Account Only | $5 | per month | None |
| Research per hour (min. $5.00) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $3 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Fee | $35 | per item | None |
| Non-Sufficient Fund (NSF) Returned Item Fee | $35 | per item | None |
ATM & Card | |||
| Accessing accounts at a non-Solvay Bank ATM | $2 | per item | None |
| Lost Card Replacement, rush | $30 | Not stated | None |
Wire Transfers | |||
| WIRE TRANSFERS: Outgoing, Domestic | $25 | Not stated | None |
| WIRE TRANSFERS: Incoming, Domestic | $15 | Not stated | None |
| WIRE TRANSFERS: Outgoing, Foreign | $50 | Not stated | None |
| WIRE TRANSFERS: Incoming, Foreign | $20 | Not stated | None |
Check Services | |||
| Cashier’s Check | $5 | Not stated | None |
| Money Order | $3 | Not stated | None |
| Stop Payment | $35 | Not stated | None |
| Counter Check | $0.50 | Not stated | None |
| Check Cashing for non-customers | $8 | Not stated | None |
Digital & Electronic | |||
| External Transfer Fee (Outbound) | $3 | per item | None |
Cash & Deposit | |||
| Coin Counting / Bag | $5 | Not stated | None |
| Returned Deposited Item | $10 | Not stated | None |
Account Services | |||
| Drilling Safe Deposit Box | $250Not compared: Box drilling or key fee | Not stated | None |
| Duplicate Safe Deposit Key | $15Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Annual Rental, 10” x 10” | $125 | per year | None |
| Safe Deposit Box Annual Rental, 3” x 10” | $65 | per year | None |
| Safe Deposit Box Annual Rental, 3” x 5” | $35 | per year | None |
| Safe Deposit Box Annual Rental, 5” x 10” | $80 | per year | None |
| Safe Deposit Box Annual Rental, 5” x 5” | $55 | per year | None |
| Legal Restraint | $100 | per item | None |
| Loan / Deposit Verification | $10 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer | $25 | Not stated | None |
Other Fees | |||
| Photocopy | $0.50 | Not stated | None |
Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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