Solvay Bank

Headquarters: Solvay, New York
Charter: Bank
Assets: $1.2B
Fed district: New York

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Direct Rewards Checking
Solvay Bank: $5
Solvay Bank: $5
U.S. median: no median
Overdraft (OD)
Solvay Bank: $35
Solvay Bank: $35
U.S. median: no median
NSF / Returned Item
Solvay Bank: $35
Solvay Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Solvay Bank’s own schedules, with a source for each figure.

Account Maintenance

Direct Rewards Checking Monthly maintenance fee$5
per month · Avoid the $5 monthly maintenance fee with one electronic direct deposit each statement cycle
Early Closure$25
Inactive Account - Checking Account Only$5
per month
Research per hour (min. $5.00)$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$3

Overdraft & NSF

Overdraft Fee$35
per item
Non-Sufficient Fund (NSF) Returned Item Fee$35
per item

ATM & Card

Accessing accounts at a non-Solvay Bank ATM$2
per item
Lost Card Replacement, rush$30

Wire Transfers

WIRE TRANSFERS: Outgoing, Domestic$25
WIRE TRANSFERS: Incoming, Domestic$15
WIRE TRANSFERS: Outgoing, Foreign$50
WIRE TRANSFERS: Incoming, Foreign$20

Check Services

Cashier’s Check$5
Money Order$3
Stop Payment$35
Counter Check$0.50
Check Cashing for non-customers$8

Digital & Electronic

External Transfer Fee (Outbound)$3
per item

Cash & Deposit

Coin Counting / Bag$5
Returned Deposited Item$10

Account Services

Drilling Safe Deposit Box$250
Not compared: Box drilling or key fee
Duplicate Safe Deposit Key$15
Not compared: Box drilling or key fee
Safe Deposit Box Annual Rental, 10” x 10”$125
per year
Safe Deposit Box Annual Rental, 3” x 10”$65
per year
Safe Deposit Box Annual Rental, 3” x 5”$35
per year
Safe Deposit Box Annual Rental, 5” x 10”$80
per year
Safe Deposit Box Annual Rental, 5” x 5”$55
per year
Legal Restraint$100
per item
Loan / Deposit Verification$10

Retirement & IRA

IRA Transfer$25

Other Fees

Photocopy$0.50

Fee	Amount	Basis	Note
Account Maintenance
Direct Rewards Checking Monthly maintenance fee	$5	per month	Avoid the $5 monthly maintenance fee with one electronic direct deposit each statement cycle
Early Closure	$25	Not stated	None
Inactive Account - Checking Account Only	$5	per month	None
Research per hour (min. $5.00)	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$3	Not stated	None
Overdraft & NSF
Overdraft Fee	$35	per item	None
Non-Sufficient Fund (NSF) Returned Item Fee	$35	per item	None
ATM & Card
Accessing accounts at a non-Solvay Bank ATM	$2	per item	None
Lost Card Replacement, rush	$30	Not stated	None
Wire Transfers
WIRE TRANSFERS: Outgoing, Domestic	$25	Not stated	None
WIRE TRANSFERS: Incoming, Domestic	$15	Not stated	None
WIRE TRANSFERS: Outgoing, Foreign	$50	Not stated	None
WIRE TRANSFERS: Incoming, Foreign	$20	Not stated	None
Check Services
Cashier’s Check	$5	Not stated	None
Money Order	$3	Not stated	None
Stop Payment	$35	Not stated	None
Counter Check	$0.50	Not stated	None
Check Cashing for non-customers	$8	Not stated	None
Digital & Electronic
External Transfer Fee (Outbound)	$3	per item	None
Cash & Deposit
Coin Counting / Bag	$5	Not stated	None
Returned Deposited Item	$10	Not stated	None
Account Services
Drilling Safe Deposit Box	$250Not compared: Box drilling or key fee	Not stated	None
Duplicate Safe Deposit Key	$15Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Annual Rental, 10” x 10”	$125	per year	None
Safe Deposit Box Annual Rental, 3” x 10”	$65	per year	None
Safe Deposit Box Annual Rental, 3” x 5”	$35	per year	None
Safe Deposit Box Annual Rental, 5” x 10”	$80	per year	None
Safe Deposit Box Annual Rental, 5” x 5”	$55	per year	None
Legal Restraint	$100	per item	None
Loan / Deposit Verification	$10	Not stated	None
Retirement & IRA
IRA Transfer	$25	Not stated	None
Other Fees
Photocopy	$0.50	Not stated	None

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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