Empeople Federal Credit Union

Headquarters: Moline, Illinois
Charter: Credit Union
Assets: $2.3B
Fed district: Chicago

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 29, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Empeople Federal Credit Union: $29
Empeople Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Compared at $20.75, the middle of its prices
Empeople Federal Credit Union: $12.50 to $29
Empeople Federal Credit Union: $12.50 to $29
U.S. median: no median
Wire Transfer (Domestic Out)
Empeople Federal Credit Union: $25
Empeople Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 29, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Empeople Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Inactive/Dormant Accounts$5
per month
Research/Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour · RESEARCH/RECONCILIATION | $25/hour

Overdraft & NSF

Courtesy Pay$29
per item
Non-Sufficient Funds (NSF)$29
per item
Returned Check/ACH$12.50
Overdraft Protection (Transfer Fee)$4
per item

Wire Transfers

Wire Transfer: Domestic$25
Wire Transfer: Foreign$50

Check Services

Corporate Check (Corp Check)$10
per item
Stop Payment$29
Copy of Cleared Check$5

Digital & Electronic

Bill Pay- FREE$10
Mobile Check Deposit/E-DepositNo charge

Cash & Deposit

Cash Advance Fee: N/A$25

Account Services

Notary PublicNo charge
10x10 (XL)$55
per year
3x10 or 5x5 (Medium)$25
per year
5x10 (Large)$30
per year
SAFE DEPOSIT BOXES – Select TSB Financial locations only Safe Deposit Boxes not insured by the NCUA: 3x5 (Small)$20
per year

Other Fees

Statement Copies$0.50
Not compared: Charged per page; comparison unavailable
per page · STATEMENT COPIES | $0.50/page
SKIP-A-PAYMENT on Loan$25

Fee	Amount	Basis	Note
Account Maintenance
Inactive/Dormant Accounts	$5	per month	None
Research/Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	RESEARCH/RECONCILIATION \| $25/hour
Overdraft & NSF
Courtesy Pay	$29	per item	None
Non-Sufficient Funds (NSF)	$29	per item	None
Returned Check/ACH	$12.50	Not stated	None
Overdraft Protection (Transfer Fee)	$4	per item	None
Wire Transfers
Wire Transfer: Domestic	$25	Not stated	None
Wire Transfer: Foreign	$50	Not stated	None
Check Services
Corporate Check (Corp Check)	$10	per item	None
Stop Payment	$29	Not stated	None
Copy of Cleared Check	$5	Not stated	None
Digital & Electronic
Bill Pay- FREE	$10	Not stated	None
Mobile Check Deposit/E-Deposit	No charge	Not stated	None
Cash & Deposit
Cash Advance Fee: N/A	$25	Not stated	None
Account Services
Notary Public	No charge	Not stated	None
10x10 (XL)	$55	per year	None
3x10 or 5x5 (Medium)	$25	per year	None
5x10 (Large)	$30	per year	None
SAFE DEPOSIT BOXES – Select TSB Financial locations only Safe Deposit Boxes not insured by the NCUA: 3x5 (Small)	$20	per year	None
Other Fees
Statement Copies	$0.50Not compared: Charged per page; comparison unavailable	per page	STATEMENT COPIES \| $0.50/page
SKIP-A-PAYMENT on Loan	$25	Not stated	None

Correct a fee source

Oct 29, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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