Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $1B to $10B

Empeople Federal Credit Union

Moline, IllinoisCredit UnionChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

INACTIVE/DORMANT ACCOUNTS$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=dormant_account; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="INACTIVE/DORMANT ACCOUNTS | $5/month, per occurrence" · Source

RESEARCH/RECONCILIATION$25

At the national median

Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=account_research; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="RESEARCH/RECONCILIATION | $25/hour" · Source

Overdraft & NSFVerified

NON-SUFFICIENT FUNDS (NSF )$29Within the typical range ($15–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=nsf; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="NON-SUFFICIENT FUNDS (NSF*) | $29/occurrence" · Source
OVERDRAFT PROTECTION (TRANSFER FEE )$4Within the typical range ($3–$7 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=od_protection_transfer; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="OVERDRAFT PROTECTION (TRANSFER FEE*) | $4/occurrence" · Source

Check ServicesVerified

STOP PAYMENT$29Within the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=stop_payment; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="STOP PAYMENT | $29" · Source

Cash & DepositVerified

Cash Advance Fee | N/A$25Above the typical range ($5–$10 nationally)
$20 above the national median
Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=cash_advance; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="Cash Advance Fee | N/A | $25" · Source

Account ServicesVerified

SAFE DEPOSIT BOXES – Select TSB Financial locations only Safe Deposit Boxes not insured by the NCUA | 3x5 (Small)$20Within the typical range ($20–$100 nationally)
$16 below the national median
per year · Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=safe_deposit_box; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="SAFE DEPOSIT BOXES – Select TSB Financial locations only Safe Deposit Boxes not insured by the NCUA | 3x5 (Small) - $20/year; 3x10 or 5x5 (Medium) $25/year; 5x10 (Large) - $30/year" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
INACTIVE/DORMANT ACCOUNTS	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=dormant_account; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="INACTIVE/DORMANT ACCOUNTS \| $5/month, per occurrence"	Source
RESEARCH/RECONCILIATION	$25Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=account_research; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="RESEARCH/RECONCILIATION \| $25/hour"	Source
Overdraft & NSFVerified
NON-SUFFICIENT FUNDS (NSF )	$29Within the typical range ($15–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=nsf; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="NON-SUFFICIENT FUNDS (NSF*) \| $29/occurrence"	Source
OVERDRAFT PROTECTION (TRANSFER FEE )	$4
Check ServicesVerified
STOP PAYMENT	$29Within the typical range ($20–$30 nationally)	$4 above the national median	—	Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=stop_payment; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="STOP PAYMENT \| $29"	Source
Cash & DepositVerified
Cash Advance Fee \| N/A	$25Above the typical range ($5–$10 nationally)	$20 above the national median	—	Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=cash_advance; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="Cash Advance Fee \| N/A \| $25"	Source
Account ServicesVerified
SAFE DEPOSIT BOXES – Select TSB Financial locations only Safe Deposit Boxes not insured by the NCUA \| 3x5 (Small)	$20Within the typical range ($20–$100 nationally)	$16 below the national median	per year	Knox deterministic extraction from Rosetta artifact #3522. canonical_hint=safe_deposit_box; text_hash=70a8bd7da47322b61141995852cd35b400c6af6e9b929f0e8e3e9ca50fc50c41; excerpt="SAFE DEPOSIT BOXES – Select TSB Financial locations only Safe Deposit Boxes not insured by the NCUA \| 3x5 (Small) - $20/year; 3x10 or 5x5 (Medium) $25/year; 5x10 (Large) - $30/year"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $29

NSF fee is aligned with the national median

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$2.3B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$2.3B

Total deposits

$2.0B

Service charge income (year to date)

$4.3M

Fee income ratio

5.3%

Return on assets

0.74%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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