Alabama One Federal Credit Union

Headquarters: Tuscaloosa, Alabama
Charter: Credit Union
Assets: $1.5B
Fed district: Atlanta

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Jumpstart Checking
Alabama One Federal Credit Union: $10
Alabama One Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Alabama One Federal Credit Union: $35
Alabama One Federal Credit Union: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Alabama One Federal Credit Union: $20
Alabama One Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Alabama One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Jumpstart Checking Account Fee (audience not stated, treated as personal)$10
per month
Minimum Balance Fee – Ascend Checking (audience not stated, treated as personal)$10
per month
Early Share Account Closure Fee (audience not stated, treated as personal)$5
Escheatment Fee (audience not stated, treated as personal)$35
Inactive Account Fee (audience not stated, treated as personal)$10
per month
Account Research Fee$30
Not compared: Charged per hour; comparison unavailable
per hour
Invalid Address / Return Mail Fee (audience not stated, treated as personal)$10
per month

Overdraft & NSF

Non-Sufficient Funds Fee (audience not stated, treated as personal)$35
per item
Overdraft Transfer Fee (audience not stated, treated as personal)$5
per item

ATM & Card

Mastercard Replacement Card Fee (audience not stated, treated as personal)$5
per item
Mastercard Cross-Border or Single Currency ISA (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Transfer (audience not stated, treated as personal)$20
per item
Incoming Wire Transfer (audience not stated, treated as personal)$15
per item
International Wire Transfer (audience not stated, treated as personal)$50
per item

Check Services

Cashier Check – Member$5
per item
Cashier Check – Non-Member$10
per item
Money Order Fee (audience not stated, treated as personal)$2
per item
Stop Payment Fee (ACH/Checks) (audience not stated, treated as personal)$35
per item
Counter Check Fee (audience not stated, treated as personal)$5
per item
Check Copies (audience not stated, treated as personal)$3

Digital & Electronic

Digital Banking Bill Pay Fee (audience not stated, treated as personal)$0.50

Cash & Deposit

Foreign Card Cash Advance Fee (audience not stated, treated as personal)3%of the advance

Account Services

Notary Fee – Non-Member (audience not stated, treated as personal)$10
Safe Deposit Box Rental – Size 10x10 (audience not stated, treated as personal)$75
per year
Safe Deposit Box Rental – Size 3x10 (audience not stated, treated as personal)$25
per year
Safe Deposit Box Rental – Size 3x13 (audience not stated, treated as personal)$45
per year
Safe Deposit Box Rental – Size 3x5 (audience not stated, treated as personal)$15
per year
Safe Deposit Box Rental – Size 5x10 (audience not stated, treated as personal)$38
per year
Safe Deposit Box Rental – Size 5x5 (audience not stated, treated as personal)$20
per year
Mortgage Subordination Fee (audience not stated, treated as personal)$250

Other Fees

Statement Copy Fee (audience not stated, treated as personal)$5

Fee	Amount	Basis	Note
Account Maintenance
Jumpstart Checking Account Fee (audience not stated, treated as personal)	$10	per month	None
Minimum Balance Fee – Ascend Checking (audience not stated, treated as personal)	$10	per month	None
Early Share Account Closure Fee (audience not stated, treated as personal)	$5	Not stated	None
Escheatment Fee (audience not stated, treated as personal)	$35	Not stated	None
Inactive Account Fee (audience not stated, treated as personal)	$10	per month	None
Account Research Fee	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Invalid Address / Return Mail Fee (audience not stated, treated as personal)	$10	per month	None
Overdraft & NSF
Non-Sufficient Funds Fee (audience not stated, treated as personal)	$35	per item	None
Overdraft Transfer Fee (audience not stated, treated as personal)	$5	per item	None
ATM & Card
Mastercard Replacement Card Fee (audience not stated, treated as personal)	$5	per item	None
Mastercard Cross-Border or Single Currency ISA (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer (audience not stated, treated as personal)	$20	per item	None
Incoming Wire Transfer (audience not stated, treated as personal)	$15	per item	None
International Wire Transfer (audience not stated, treated as personal)	$50	per item	None
Check Services
Cashier Check – Member	$5	per item	None
Cashier Check – Non-Member	$10	per item	None
Money Order Fee (audience not stated, treated as personal)	$2	per item	None
Stop Payment Fee (ACH/Checks) (audience not stated, treated as personal)	$35	per item	None
Counter Check Fee (audience not stated, treated as personal)	$5	per item	None
Check Copies (audience not stated, treated as personal)	$3	Not stated	None
Digital & Electronic
Digital Banking Bill Pay Fee (audience not stated, treated as personal)	$0.50	Not stated	None
Cash & Deposit
Foreign Card Cash Advance Fee (audience not stated, treated as personal)	3%of the advance	Not stated	None
Account Services
Notary Fee – Non-Member (audience not stated, treated as personal)	$10	Not stated	None
Safe Deposit Box Rental – Size 10x10 (audience not stated, treated as personal)	$75	per year	None
Safe Deposit Box Rental – Size 3x10 (audience not stated, treated as personal)	$25	per year	None
Safe Deposit Box Rental – Size 3x13 (audience not stated, treated as personal)	$45	per year	None
Safe Deposit Box Rental – Size 3x5 (audience not stated, treated as personal)	$15	per year	None
Safe Deposit Box Rental – Size 5x10 (audience not stated, treated as personal)	$38	per year	None
Safe Deposit Box Rental – Size 5x5 (audience not stated, treated as personal)	$20	per year	None
Mortgage Subordination Fee (audience not stated, treated as personal)	$250	Not stated	None
Other Fees
Statement Copy Fee (audience not stated, treated as personal)	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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