13 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
JumpStart Checking
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Avadian Federal Credit Union · $1.4B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 19 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Avadian Federal Credit Union(this institution) | Birmingham, AL | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| American First Federal Credit Union | Brea, CA | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Amoco Federal Credit Union | Texas City, TX | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Credit Union of Florida | Rockledge, FL | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Financial Federal Credit Union | Plymouth, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Credit Union West | Glendale, AZ | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Directions Federal Credit Union | Toledo, OH | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| East Texas Professional Federal Credit Union | Longview, TX | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Educational Systems Federal Credit Union | Greenbelt, MD | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First Commonwealth Federal Credit Union | Lehigh Valley, PA | $1.5B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Great Lakes Federal Credit Union | Bannockburn, IL | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Launch Credit Union | Merritt Island, FL | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Leaders Credit Union | Jackson, TN | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Listerhill Federal Credit Union | Sheffield, AL | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Los Angeles Police Federal Credit Union | Van Nuys, CA | $1.4B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Multipli Federal Credit Union | Jefferson City, MO | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Neighbors Federal Credit Union | Baton Rouge, LA | $1.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Notre Dame Federal Credit Union | Notre Dame, IN | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Onpath Federal Credit Union | Metairie, LA | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Park Federal Credit Union | Louisville, KY | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| S. C. State Federal Credit Union | Columbia, SC | $1.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Sandia Area Federal Credit Union | Albuquerque, NM | $1.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sharon & Crescent United Federal Credit Union | Sharon, MA | $1.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Sikorsky Financial Federal Credit Union | Stratford, CT | $1.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| U.S. Eagle Federal Credit Union | Albuquerque, NM | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| University Of Michigan Federal Credit Union | Ann Arbor, MI | $1.5B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 17 publish this fee(monthly maintenance)
8 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $9.95, against a peer median of $8 among 17 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Amounts from Avadian Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| JumpStart Checking Monthly service charge | $9.95 | per month | None |
| Dormant Accounts | $10 | per month | None |
| Escheatment | $25 | Not stated | None |
| Inactive Checking Account | $5 | per month | None |
| Mailed Periodic Statement Fee | $2 | Not stated | None |
| Bad Address | $5 | per month | None |
Overdraft & NSF | |||
| Courtesy Pay Fee - Overdrawn | $30 | per item | None |
| Courtesy Pay Fee - Overdrawn $10.01 or more | $30 | per item | None |
| NSF Fee | $30 | per item | None |
ATM & Card | |||
| ATM Transaction | $1 | per item | None |
| ATM Transfer or Inquiry | $0.50 | per item | None |
| Card Replacement (Debit or Credit) | $7 | per item | None |
Wire Transfers | |||
| Domestic Wire Transfers: Outgoing | $15 | per item | None |
Check Services | |||
| Stop Payment | $20 | per item | None |
Digital & Electronic | |||
| Online Bill Payment | No charge | Not stated | None |
Account Services | |||
| Safe Deposit Box 10" x 10" | $120 | per year | None |
| Safe Deposit Box 3" x 10" | $50 | per year | None |
| Safe Deposit Box 3" x 5" | $30 | per year | None |
| Safe Deposit Box 5" x 10" | $70 | per year | None |
| Safe Deposit Box Drill (including lock and two replacement keys) | $150Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box Key Replacement | $25Not compared: Box drilling or key fee | Not stated | None |
| Legal Process (tax levies, summons) | $50 | Not stated | None |
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Dormant Account | $10 | per month | None |
| Dormant Account | $5 | per month | None |
| Escheatment Fee | $25 | Not stated | None |
| Account Research | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailed Periodic Statement | $2 | Not stated | None |
| Excessive Withdrawal Fee | $2 | per item | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF) Fee | $30 | per item | None |
| Overdraft Protection Transfer Fee From Line of Credit | No charge | Not stated | None |
| Overdraft Protection Transfer Fee From Share Account | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| At non-Avadian ATMs | $0.50 | per item | None |
| At non-Avadian ATMs | $1 | per item | None |
| International Transaction Fee | 2%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire Transfers: Domestic Outgoing (Phone) | $50 | per item | None |
| Incoming Domestic Wire Transfer | $15 | per item | None |
| Wire Transfers: Domestic Incoming | $15 | per transaction | None |
| Outgoing Wire Transfers – In Branch: Foreign | $50 | per item | None |
Check Services | |||
| Cashier’s Check | $3 | per item | None |
| Check Image/Copy | $5 | per item | None |
Digital & Electronic | |||
| ACH Origination Item — Credit | $0.20 | Not stated | None |
| ACH Origination Item — Debit | $0.20 | Not stated | None |
| ACH Origination Services Monthly Maintenance | $20Not compared: Monthly charge, not per item | per month | None |
Account Services | |||
| Safe Deposit Box 10" x 10" | $120 | Not stated | None |
| Safe Deposit Box 3" x 10" | $50 | Not stated | None |
| Safe Deposit Box 3" x 5" | $30 | Not stated | None |
| Safe Deposit Box 5" x 10" | $70 | Not stated | None |
| Legal Order Processing | $50 | Not stated | None |
Other Fees | |||
| Statement Copy | $5 | per item | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.