Avadian Federal Credit Union

Headquarters: Birmingham, Alabama
Charter: Credit Union
Assets: $1.4B
Fed district: Atlanta

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
JumpStart Checking
Avadian Federal Credit Union: $9.95
Avadian Federal Credit Union: $9.95
U.S. median: no median
Overdraft (OD)
Avadian Federal Credit Union: $30
Avadian Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Avadian Federal Credit Union: $30
Avadian Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Avadian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

JumpStart Checking Monthly service charge$9.95
per month
Dormant Accounts$10
per month
Escheatment$25
Inactive Checking Account$5
per month
Mailed Periodic Statement Fee$2
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay Fee - Overdrawn$30
per item
Courtesy Pay Fee - Overdrawn $10.01 or more$30
per item
NSF Fee$30
per item

ATM & Card

ATM Transaction$1
per item
ATM Transfer or Inquiry$0.50
per item
Card Replacement (Debit or Credit)$7
per item

Wire Transfers

Domestic Wire Transfers: Outgoing$15
per item

Check Services

Stop Payment$20
per item

Digital & Electronic

Online Bill PaymentNo charge

Account Services

Safe Deposit Box 10" x 10"$120
per year
Safe Deposit Box 3" x 10"$50
per year
Safe Deposit Box 3" x 5"$30
per year
Safe Deposit Box 5" x 10"$70
per year
Safe Deposit Box Drill (including lock and two replacement keys)$150
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$25
Not compared: Box drilling or key fee
Legal Process (tax levies, summons)$50

Fee	Amount	Basis	Note
Account Maintenance
JumpStart Checking Monthly service charge	$9.95	per month	None
Dormant Accounts	$10	per month	None
Escheatment	$25	Not stated	None
Inactive Checking Account	$5	per month	None
Mailed Periodic Statement Fee	$2	Not stated	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee - Overdrawn	$30	per item	None
Courtesy Pay Fee - Overdrawn $10.01 or more	$30	per item	None
NSF Fee	$30	per item	None
ATM & Card
ATM Transaction	$1	per item	None
ATM Transfer or Inquiry	$0.50	per item	None
Card Replacement (Debit or Credit)	$7	per item	None
Wire Transfers
Domestic Wire Transfers: Outgoing	$15	per item	None
Check Services
Stop Payment	$20	per item	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Account Services
Safe Deposit Box 10" x 10"	$120	per year	None
Safe Deposit Box 3" x 10"	$50	per year	None
Safe Deposit Box 3" x 5"	$30	per year	None
Safe Deposit Box 5" x 10"	$70	per year	None
Safe Deposit Box Drill (including lock and two replacement keys)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Legal Process (tax levies, summons)	$50	Not stated	None

Account Maintenance

Dormant Account$10
per month
Dormant Account$5
per month
Escheatment Fee$25
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Periodic Statement$2
Excessive Withdrawal Fee$2
per item

Overdraft & NSF

Non-Sufficient Funds (NSF) Fee$30
per item
Overdraft Protection Transfer Fee From Line of CreditNo charge
Overdraft Protection Transfer Fee From Share Account$5
Not compared: Daily charge, not per item
per day

ATM & Card

At non-Avadian ATMs$0.50
per item
At non-Avadian ATMs$1
per item
International Transaction Fee2%of the transaction

Wire Transfers

Wire Transfers: Domestic Outgoing (Phone)$50
per item
Incoming Domestic Wire Transfer$15
per item
Wire Transfers: Domestic Incoming$15
per transaction
Outgoing Wire Transfers – In Branch: Foreign$50
per item

Check Services

Cashier’s Check$3
per item
Check Image/Copy$5
per item

Digital & Electronic

ACH Origination Item — Credit$0.20
ACH Origination Item — Debit$0.20
ACH Origination Services Monthly Maintenance$20
Not compared: Monthly charge, not per item
per month

Account Services

Safe Deposit Box 10" x 10"$120
Safe Deposit Box 3" x 10"$50
Safe Deposit Box 3" x 5"$30
Safe Deposit Box 5" x 10"$70
Legal Order Processing$50

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Dormant Account	$5	per month	None
Escheatment Fee	$25	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Periodic Statement	$2	Not stated	None
Excessive Withdrawal Fee	$2	per item	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Fee	$30	per item	None
Overdraft Protection Transfer Fee From Line of Credit	No charge	Not stated	None
Overdraft Protection Transfer Fee From Share Account	$5Not compared: Daily charge, not per item	per day	None
ATM & Card
At non-Avadian ATMs	$0.50	per item	None
At non-Avadian ATMs	$1	per item	None
International Transaction Fee	2%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing (Phone)	$50	per item	None
Incoming Domestic Wire Transfer	$15	per item	None
Wire Transfers: Domestic Incoming	$15	per transaction	None
Outgoing Wire Transfers – In Branch: Foreign	$50	per item	None
Check Services
Cashier’s Check	$3	per item	None
Check Image/Copy	$5	per item	None
Digital & Electronic
ACH Origination Item — Credit	$0.20	Not stated	None
ACH Origination Item — Debit	$0.20	Not stated	None
ACH Origination Services Monthly Maintenance	$20Not compared: Monthly charge, not per item	per month	None
Account Services
Safe Deposit Box 10" x 10"	$120	Not stated	None
Safe Deposit Box 3" x 10"	$50	Not stated	None
Safe Deposit Box 3" x 5"	$30	Not stated	None
Safe Deposit Box 5" x 10"	$70	Not stated	None
Legal Order Processing	$50	Not stated	None
Other Fees
Statement Copy	$5	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Avadian Federal Credit Union's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
JumpStart Checking
Avadian Federal Credit Union: $9.95
Avadian Federal Credit Union: $9.95
U.S. median: no median
Overdraft (OD)
Avadian Federal Credit Union: $30
Avadian Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Avadian Federal Credit Union: $30
Avadian Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Avadian Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

JumpStart Checking Monthly service charge$9.95
per month
Dormant Accounts$10
per month
Escheatment$25
Inactive Checking Account$5
per month
Mailed Periodic Statement Fee$2
Bad Address$5
per month

Overdraft & NSF

Courtesy Pay Fee - Overdrawn$30
per item
Courtesy Pay Fee - Overdrawn $10.01 or more$30
per item
NSF Fee$30
per item

ATM & Card

ATM Transaction$1
per item
ATM Transfer or Inquiry$0.50
per item
Card Replacement (Debit or Credit)$7
per item

Wire Transfers

Domestic Wire Transfers: Outgoing$15
per item

Check Services

Stop Payment$20
per item

Digital & Electronic

Online Bill PaymentNo charge

Account Services

Safe Deposit Box 10" x 10"$120
per year
Safe Deposit Box 3" x 10"$50
per year
Safe Deposit Box 3" x 5"$30
per year
Safe Deposit Box 5" x 10"$70
per year
Safe Deposit Box Drill (including lock and two replacement keys)$150
Not compared: Box drilling or key fee
Safe Deposit Box Key Replacement$25
Not compared: Box drilling or key fee
Legal Process (tax levies, summons)$50

Fee	Amount	Basis	Note
Account Maintenance
JumpStart Checking Monthly service charge	$9.95	per month	None
Dormant Accounts	$10	per month	None
Escheatment	$25	Not stated	None
Inactive Checking Account	$5	per month	None
Mailed Periodic Statement Fee	$2	Not stated	None
Bad Address	$5	per month	None
Overdraft & NSF
Courtesy Pay Fee - Overdrawn	$30	per item	None
Courtesy Pay Fee - Overdrawn $10.01 or more	$30	per item	None
NSF Fee	$30	per item	None
ATM & Card
ATM Transaction	$1	per item	None
ATM Transfer or Inquiry	$0.50	per item	None
Card Replacement (Debit or Credit)	$7	per item	None
Wire Transfers
Domestic Wire Transfers: Outgoing	$15	per item	None
Check Services
Stop Payment	$20	per item	None
Digital & Electronic
Online Bill Payment	No charge	Not stated	None
Account Services
Safe Deposit Box 10" x 10"	$120	per year	None
Safe Deposit Box 3" x 10"	$50	per year	None
Safe Deposit Box 3" x 5"	$30	per year	None
Safe Deposit Box 5" x 10"	$70	per year	None
Safe Deposit Box Drill (including lock and two replacement keys)	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Legal Process (tax levies, summons)	$50	Not stated	None

Account Maintenance

Dormant Account$10
per month
Dormant Account$5
per month
Escheatment Fee$25
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Mailed Periodic Statement$2
Excessive Withdrawal Fee$2
per item

Overdraft & NSF

Non-Sufficient Funds (NSF) Fee$30
per item
Overdraft Protection Transfer Fee From Line of CreditNo charge
Overdraft Protection Transfer Fee From Share Account$5
Not compared: Daily charge, not per item
per day

ATM & Card

At non-Avadian ATMs$0.50
per item
At non-Avadian ATMs$1
per item
International Transaction Fee2%of the transaction

Wire Transfers

Wire Transfers: Domestic Outgoing (Phone)$50
per item
Incoming Domestic Wire Transfer$15
per item
Wire Transfers: Domestic Incoming$15
per transaction
Outgoing Wire Transfers – In Branch: Foreign$50
per item

Check Services

Cashier’s Check$3
per item
Check Image/Copy$5
per item

Digital & Electronic

ACH Origination Item — Credit$0.20
ACH Origination Item — Debit$0.20
ACH Origination Services Monthly Maintenance$20
Not compared: Monthly charge, not per item
per month

Account Services

Safe Deposit Box 10" x 10"$120
Safe Deposit Box 3" x 10"$50
Safe Deposit Box 3" x 5"$30
Safe Deposit Box 5" x 10"$70
Legal Order Processing$50

Other Fees

Statement Copy$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$10	per month	None
Dormant Account	$5	per month	None
Escheatment Fee	$25	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Mailed Periodic Statement	$2	Not stated	None
Excessive Withdrawal Fee	$2	per item	None
Overdraft & NSF
Non-Sufficient Funds (NSF) Fee	$30	per item	None
Overdraft Protection Transfer Fee From Line of Credit	No charge	Not stated	None
Overdraft Protection Transfer Fee From Share Account	$5Not compared: Daily charge, not per item	per day	None
ATM & Card
At non-Avadian ATMs	$0.50	per item	None
At non-Avadian ATMs	$1	per item	None
International Transaction Fee	2%of the transaction	Not stated	None
Wire Transfers
Wire Transfers: Domestic Outgoing (Phone)	$50	per item	None
Incoming Domestic Wire Transfer	$15	per item	None
Wire Transfers: Domestic Incoming	$15	per transaction	None
Outgoing Wire Transfers – In Branch: Foreign	$50	per item	None
Check Services
Cashier’s Check	$3	per item	None
Check Image/Copy	$5	per item	None
Digital & Electronic
ACH Origination Item — Credit	$0.20	Not stated	None
ACH Origination Item — Debit	$0.20	Not stated	None
ACH Origination Services Monthly Maintenance	$20Not compared: Monthly charge, not per item	per month	None
Account Services
Safe Deposit Box 10" x 10"	$120	Not stated	None
Safe Deposit Box 3" x 10"	$50	Not stated	None
Safe Deposit Box 3" x 5"	$30	Not stated	None
Safe Deposit Box 5" x 10"	$70	Not stated	None
Legal Order Processing	$50	Not stated	None
Other Fees
Statement Copy	$5	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.