Patelco Federal Credit Union

Headquarters: Dublin, California
Charter: Credit Union
Assets: $9.8B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Interest Checking Account $5 · Plus Checking Account $6.95 · Premier Interest Checking Account (with less $10
Compared at $6.95, the middle of its prices
Patelco Federal Credit Union: $5 to $10
Patelco Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
Patelco Federal Credit Union: $14
Patelco Federal Credit Union: $14
U.S. median: no median
Non-Network ATM
Patelco Federal Credit Union: $1.75
Patelco Federal Credit Union: $1.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Patelco Federal Credit Union · $9.8B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Credit unions only
$7.9B to $10.9B in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Patelco Federal Credit Union(this institution)	Dublin, CA	$9.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bellco Federal Credit Union	Greenwood Village, CO	$8.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Broadview Federal Credit Union	Albany, NY	$9.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Delta Community Federal Credit Union	Atlanta, GA	$9.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Desert Financial Federal Credit Union	Phoenix, AZ	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dfcu Financial Federal Credit Union	Dearborn, MI	$8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Eastman Federal Credit Union	Kingsport, TN	$10.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Esl Federal Credit Union	Rochester, NY	$10.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Greenstate Federal Credit Union	North Liberty, IA	$10.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Landmark Federal Credit Union	Brookfield, WI	$7.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Logix Federal Credit Union	Valencia, CA	$9.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Members 1St Federal Credit Union	Enola, PA	$8.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Michigan State University Federal Credit Union	East Lansing, MI	$8.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midflorida Federal Credit Union	Lakeland, FL	$9.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Onpoint Community Federal Credit Union	Portland, OR	$9.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Pennsylvania State Employees Federal Credit Union	Harrisburg, PA	$9.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Redstone Federal Credit Union	Huntsville, AL	$8.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Redwood Credit Union	Santa Rosa, CA	$10.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
San Diego County Federal Credit Union	San Diego, CA	$9.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Space Coast Federal Credit Union	Melbourne, FL	$9.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Star One Federal Credit Union	Sunnyvale, CA	$9.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Summit Federal Credit Union	Madison, WI	$8.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Teachers Federal Credit Union	Smithtown, NY	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
United Nations Federal Credit Union	Long Island City, NY	$10.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Veridian Federal Credit Union	Waterloo, IA	$9.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wright-Patt Credit Union, Inc.	Beavercreek, OH	$9.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.55 (7.3%) below the median of similar-sized credit unions.

Compared at $6.95, the middle of its three prices, against a peer median of $7.50 among 13 publishing peers.

Its three checking prices are $5, $6.95 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Patelco Federal Credit Un…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Patelco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Account Monthly Fee$5
per month · with less than $500 Average Daily Balance
Plus Checking Account Monthly service charge$6.95
per month
Premier Interest Checking Account (with less Monthly service charge$10
per month
Escheat Locator / Transfer Fee$2
Account Reconciliation Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Debit Card Paid NSF Fee (opt-in required)$14

ATM & Card

ATM Charge on Non-Patelco ATMs$1.75
per transaction
HSA Debit Card Replacement Fee$10
Lost Card Replacement (after 2 per year)$10
Foreign Transaction Fees1%of the transaction
per transaction

Check Services

Official Checks to Third Party$5
Temporary Checks (up to 20)No charge
Collection Items –$10.00 plus cost charged$10
Fee for each additional check copy$1
per item
HELOC Check Copies (up to 12 checks or 18 months)No charge

Digital & Electronic

Online Banking and Bill PayNo charge

Cash & Deposit

Cash advance2%of the advance

Account Services

Notary Fee (Patelco documents only)No charge
Stop Payments: Notary Fee (non-Patelco documents)$10
per item
IRS Levy / Withholding / Judgment$20
per item
Subordination Review Fee$200

Lending Fees

Loan Payment Late Charge$5
Payment Skips / Deferral Fee$25
per item

Retirement & IRA

HSA / IRA Adjustment Fee$20
per item
IRA Outgoing Transfer Fee$20

Other Fees

Credit Cards: Statement Copies$1
per item
Photocopies (not including research)No charge

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Account Monthly Fee	$5	per month	with less than $500 Average Daily Balance
Plus Checking Account Monthly service charge	$6.95	per month	None
Premier Interest Checking Account (with less Monthly service charge	$10	per month	None
Escheat Locator / Transfer Fee	$2	Not stated	None
Account Reconciliation Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Debit Card Paid NSF Fee (opt-in required)	$14	Not stated	None
ATM & Card
ATM Charge on Non-Patelco ATMs	$1.75	per transaction	None
HSA Debit Card Replacement Fee	$10	Not stated	None
Lost Card Replacement (after 2 per year)	$10	Not stated	None
Foreign Transaction Fees	1%of the transaction	per transaction	None
Check Services
Official Checks to Third Party	$5	Not stated	None
Temporary Checks (up to 20)	No charge	Not stated	None
Collection Items –$10.00 plus cost charged	$10	Not stated	None
Fee for each additional check copy	$1	per item	None
HELOC Check Copies (up to 12 checks or 18 months)	No charge	Not stated	None
Digital & Electronic
Online Banking and Bill Pay	No charge	Not stated	None
Cash & Deposit
Cash advance	2%of the advance	Not stated	None
Account Services
Notary Fee (Patelco documents only)	No charge	Not stated	None
Stop Payments: Notary Fee (non-Patelco documents)	$10	per item	None
IRS Levy / Withholding / Judgment	$20	per item	None
Subordination Review Fee	$200	Not stated	None
Lending Fees
Loan Payment Late Charge	$5	Not stated	None
Payment Skips / Deferral Fee	$25	per item	None
Retirement & IRA
HSA / IRA Adjustment Fee	$20	per item	None
IRA Outgoing Transfer Fee	$20	Not stated	None
Other Fees
Credit Cards: Statement Copies	$1	per item	None
Photocopies (not including research)	No charge	Not stated	None

ATM & Card

Foreign Transaction Fees for Credit CardsNo charge

Other Fees

Statement Copies (after first 5)$3
per item

Fee	Amount	Basis	Note
ATM & Card
Foreign Transaction Fees for Credit Cards	No charge	Not stated	None
Other Fees
Statement Copies (after first 5)	$3	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Patelco Federal Credit Union's safe deposit box changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Interest Checking Account $5 · Plus Checking Account $6.95 · Premier Interest Checking Account (with less $10
Compared at $6.95, the middle of its prices
Patelco Federal Credit Union: $5 to $10
Patelco Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
Patelco Federal Credit Union: $14
Patelco Federal Credit Union: $14
U.S. median: no median
Non-Network ATM
Patelco Federal Credit Union: $1.75
Patelco Federal Credit Union: $1.75
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Patelco Federal Credit Union · $9.8B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 14 states.

Credit unions only
$7.9B to $10.9B in assets
Headquartered in 14 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Patelco Federal Credit Union(this institution)	Dublin, CA	$9.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Bellco Federal Credit Union	Greenwood Village, CO	$8.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Broadview Federal Credit Union	Albany, NY	$9.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Delta Community Federal Credit Union	Atlanta, GA	$9.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Desert Financial Federal Credit Union	Phoenix, AZ	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Dfcu Financial Federal Credit Union	Dearborn, MI	$8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Eastman Federal Credit Union	Kingsport, TN	$10.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Esl Federal Credit Union	Rochester, NY	$10.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Greenstate Federal Credit Union	North Liberty, IA	$10.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Landmark Federal Credit Union	Brookfield, WI	$7.9B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Logix Federal Credit Union	Valencia, CA	$9.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Members 1St Federal Credit Union	Enola, PA	$8.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Michigan State University Federal Credit Union	East Lansing, MI	$8.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midflorida Federal Credit Union	Lakeland, FL	$9.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Onpoint Community Federal Credit Union	Portland, OR	$9.5B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Pennsylvania State Employees Federal Credit Union	Harrisburg, PA	$9.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Redstone Federal Credit Union	Huntsville, AL	$8.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Redwood Credit Union	Santa Rosa, CA	$10.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
San Diego County Federal Credit Union	San Diego, CA	$9.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Space Coast Federal Credit Union	Melbourne, FL	$9.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Star One Federal Credit Union	Sunnyvale, CA	$9.7B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Summit Federal Credit Union	Madison, WI	$8.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Teachers Federal Credit Union	Smithtown, NY	$9.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
United Nations Federal Credit Union	Long Island City, NY	$10.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Veridian Federal Credit Union	Waterloo, IA	$9.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Wright-Patt Credit Union, Inc.	Beavercreek, OH	$9.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $0.55 (7.3%) below the median of similar-sized credit unions.

Compared at $6.95, the middle of its three prices, against a peer median of $7.50 among 13 publishing peers.

Its three checking prices are $5, $6.95 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Patelco Federal Credit Un…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Patelco Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Interest Checking Account Monthly Fee$5
per month · with less than $500 Average Daily Balance
Plus Checking Account Monthly service charge$6.95
per month
Premier Interest Checking Account (with less Monthly service charge$10
per month
Escheat Locator / Transfer Fee$2
Account Reconciliation Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Debit Card Paid NSF Fee (opt-in required)$14

ATM & Card

ATM Charge on Non-Patelco ATMs$1.75
per transaction
HSA Debit Card Replacement Fee$10
Lost Card Replacement (after 2 per year)$10
Foreign Transaction Fees1%of the transaction
per transaction

Check Services

Official Checks to Third Party$5
Temporary Checks (up to 20)No charge
Collection Items –$10.00 plus cost charged$10
Fee for each additional check copy$1
per item
HELOC Check Copies (up to 12 checks or 18 months)No charge

Digital & Electronic

Online Banking and Bill PayNo charge

Cash & Deposit

Cash advance2%of the advance

Account Services

Notary Fee (Patelco documents only)No charge
Stop Payments: Notary Fee (non-Patelco documents)$10
per item
IRS Levy / Withholding / Judgment$20
per item
Subordination Review Fee$200

Lending Fees

Loan Payment Late Charge$5
Payment Skips / Deferral Fee$25
per item

Retirement & IRA

HSA / IRA Adjustment Fee$20
per item
IRA Outgoing Transfer Fee$20

Other Fees

Credit Cards: Statement Copies$1
per item
Photocopies (not including research)No charge

Fee	Amount	Basis	Note
Account Maintenance
Interest Checking Account Monthly Fee	$5	per month	with less than $500 Average Daily Balance
Plus Checking Account Monthly service charge	$6.95	per month	None
Premier Interest Checking Account (with less Monthly service charge	$10	per month	None
Escheat Locator / Transfer Fee	$2	Not stated	None
Account Reconciliation Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Debit Card Paid NSF Fee (opt-in required)	$14	Not stated	None
ATM & Card
ATM Charge on Non-Patelco ATMs	$1.75	per transaction	None
HSA Debit Card Replacement Fee	$10	Not stated	None
Lost Card Replacement (after 2 per year)	$10	Not stated	None
Foreign Transaction Fees	1%of the transaction	per transaction	None
Check Services
Official Checks to Third Party	$5	Not stated	None
Temporary Checks (up to 20)	No charge	Not stated	None
Collection Items –$10.00 plus cost charged	$10	Not stated	None
Fee for each additional check copy	$1	per item	None
HELOC Check Copies (up to 12 checks or 18 months)	No charge	Not stated	None
Digital & Electronic
Online Banking and Bill Pay	No charge	Not stated	None
Cash & Deposit
Cash advance	2%of the advance	Not stated	None
Account Services
Notary Fee (Patelco documents only)	No charge	Not stated	None
Stop Payments: Notary Fee (non-Patelco documents)	$10	per item	None
IRS Levy / Withholding / Judgment	$20	per item	None
Subordination Review Fee	$200	Not stated	None
Lending Fees
Loan Payment Late Charge	$5	Not stated	None
Payment Skips / Deferral Fee	$25	per item	None
Retirement & IRA
HSA / IRA Adjustment Fee	$20	per item	None
IRA Outgoing Transfer Fee	$20	Not stated	None
Other Fees
Credit Cards: Statement Copies	$1	per item	None
Photocopies (not including research)	No charge	Not stated	None

ATM & Card

Foreign Transaction Fees for Credit CardsNo charge

Other Fees

Statement Copies (after first 5)$3
per item

Fee	Amount	Basis	Note
ATM & Card
Foreign Transaction Fees for Credit Cards	No charge	Not stated	None
Other Fees
Statement Copies (after first 5)	$3	per item	None

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.