Compared with Indiana
5 of 22
compared fees are above the median.
8 below, 9 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
14th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Indiana median
of 22 compared; 8 below, 9 about the same
See the feesFee schedule read Nov 3, 2026
Call-report figures are for Indiana University Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Indiana median | Published fees above the Indiana median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Indiana University Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Nov 3, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 3.4% of revenue, below the 6.6% median of 452 credit unions with $1B to $10B in assets (14th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $954K in Q2 2026, 5.8% above the same quarter a year earlier ($902K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
5 of 22 compared published fees sit above the Indiana median; 8 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Indiana medians for fees published by banks and credit unions.
Monthly Maintenance
Renew Checking Account
NSF / Returned Item
Non-Network ATM
Compared at $1.25, the middle of its prices
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 2.9% from Q3 2025 to Q2 2026, to $954K. Its share of revenue, 3.4%, is below the 6.6% median for credit unions with $1B to $10B in assets.
$954K
Indiana University Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Non-network ATM: Listed at $0.50 to $2; we compare the midpoint.
Indiana University Federal Credit Union · $2.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Indiana University Federal Credit Union(this institution) | Bloomington, IN | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Alabama Federal Credit Union | Tuscaloosa, AL | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Caltech Employees Federal Credit Union | La Canada, CA | $2.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Canyon View Federal Credit Union | Salt Lake City, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Community Choice Federal Credit Union | Farmington Hills, MI | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Cyprus Federal Credit Union | West Jordan, UT | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Dupont Community Federal Credit Union | Waynesboro, VA | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Entertainment Federal Credit Union | Hollywood, CA | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Franklin Mint Federal Credit Union | Chadds Ford, PA | $2.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Hanscom Federal Credit Union | Hanscom AFB, MA | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Horizon Federal Credit Union | Spokane Valley, WA | $2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Iq Federal Credit Union | Vancouver, WA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Jeanne D'Arc Federal Credit Union | Lowell, MA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Lafayette Federal Credit Union | Rockville, MD | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Lbs Financial Federal Credit Union | Long Beach, CA | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Philadelphia Federal Credit Union | Philadelphia, PA | $2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Potlatch No. 1 Financial Federal Credit Union | Lewiston, ID | $2.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Purdue Federal Credit Union | West Lafayette, IN | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Self Reliance Ny Federal Credit Union | New York, NY | $2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Self-Help Federal Credit Union | Durham, NC | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Seven Seventeen Federal Credit Union | Warren, OH | $2.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Srp Federal Credit Union | North Augusta, SC | $2.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Suffolk Federal Credit Union | Medford, NY | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Texas Trust Federal Credit Union | Mansfield, TX | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Westerra Federal Credit Union | Denver, CO | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Whitefish Credit Union Association | Whitefish, MT | $2.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 11 publish this fee(monthly maintenance)
14 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $5 among 11 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.
Call reports for Indiana University Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $954K | −$53K | −5.3% |
| Q1 2026 | $1.0M | +$11K | +1.1% |
| Q4 2025 | $996K | +$14K | +1.4% |
| Q3 2025 | $982K | +$80K | +8.9% |
| Q2 2025 | $902K | +$21K | +2.4% |
| Q1 2025 | $881K | −$60K | −6.4% |
| Q4 2024 | $941K | +$25K | +2.7% |
| Q3 2024 | $916K | +$14K | +1.6% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Indiana University Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Indiana University Federal Credit Union by share.
Amounts from Indiana University Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per month
per month
per month
per hour · Account research | $15/hr
per month
per item
per item
per item
per item
per item
per page
per item
per month
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Renew Checking Account Monthly service charge | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum balance under | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum balance under | $20Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum balance under $1,000 | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum balance under $1,000 (at any time during month) | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Minimum balance under $10,000 | $20Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Early account closure fee | $25Inside the U.S. middle 50% ($10 to $25 nationally) | Not stated | None |
| Inactive account fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account research | $15Not compared: Charged per hour; comparison unavailable | per hour | Account research | $15/hr |
| Balancing assistance, last issued statement | No chargeBelow the U.S. middle 50% ($6.44 to $25 nationally) | Not stated | None |
| Bad address fee | $3Below the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Return item fee (NSF) (per occurrence - to include repeat presentments) | $30Inside the U.S. middle 50% ($25 to $32 nationally) | per item | None |
| Checking overdraft protection options: From savings | $3Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
ATM & Card | |||
| ATM balance inquiry service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per inquiry | $0.50Below the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| ATM transaction service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per transaction | $2Inside the U.S. middle 50% ($1 to $2 nationally) | per item | None |
| Debit card rush order, each, domestic; International fee varies | $35Inside the U.S. middle 50% ($30 to $50 nationally) | per item | None |
| Cross Border Assessment | 0.9%of the transaction | Not stated | None |
| Currency Conversion Assessment | 0.2%of the transaction | Not stated | None |
Wire Transfers | |||
| Wire transfer out, domestic | $25Inside the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire transfer out, foreign | $50Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier's checks, made payable to another party | $5Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money orders | $3Inside the U.S. middle 50% ($2 to $3 nationally) | per item | None |
| Check stop payment order (to add or remove), per request | $30Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Stop payment fee on bill | $30Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Stop payment fee on Zelle payment | $30Inside the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Temporary checks (availability may vary by location), 4 per page | $1Not compared: Charged per page; comparison unavailable | per page | None |
| Check copy, per check over 5 checks per month | $1Below the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Check copy, up to 5 checks per month | No chargeNot compared: Monthly charge, not per item | per month | None |
Digital & Electronic | |||
| ACH return fee, per presentment | $30Inside the U.S. middle 50% ($19.75 to $30 nationally) | per item | None |
| Online Bill Pay | No chargeInside the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Account Services | |||
| Notary service | No chargeInside the U.S. middle 50% ($0 to $5 nationally) | Not stated | None |
| 10" x 10" (Winslow only) | $125Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| 7" x 10" (Winslow only) | $85Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3" x 10" | $45Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3" x 5" | $30Below the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5" x 10" | $65Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
Gift & Prepaid Cards | |||
| Mastercard Gift Card activation fee | $3Inside the U.S. middle 50% ($3 to $4.95 nationally) | per item | None |
Other Fees | |||
| Account transaction history, print copy fee, per account | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Statement copy | $5Not compared: Charged per statement; comparison unavailable | per statement | Statement copy | $5/statement |
Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Indiana University Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
8 offices in 1 state (June 30, 2026)
Each dot is one office.
1 is shown at the middle of its town until the exact address is found.
Cities with the most offices
| Bloomington, IN | 6 |
| Greenwood, IN | 1 |
| Indianapolis, IN | 1 |
Largest competitors nearby
Local market: Monroe county, IN, around its headquarters.
| 14 in its local market | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 27.2% |
| Old National Bank | 24.1% |
| First Financial Bank | 13.2% |
| German American Bank | 10.4% |
| Fifth Third Bank, National Association | 7.9% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.