Indiana University Federal Credit Union

Headquarters: Bloomington, Indiana
Charter: Credit Union
Assets: $2.1B
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 3, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Renew Checking Account
Indiana University Federal Credit Union: $10
Indiana University Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Indiana University Federal Credit Union: $30
Indiana University Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $1.25, the middle of its prices
Indiana University Federal Credit Union: $0.50 to $2
Indiana University Federal Credit Union: $0.50 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Indiana University Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Renew Checking Account Monthly service charge$10
per month
Minimum balance under$10
per month
Minimum balance under$20
per month
Minimum balance under $1,000$10
per month
Minimum balance under $1,000 (at any time during month)$10
per month
Minimum balance under $10,000$20
per month
Early account closure fee$25
Inactive account fee$5
per month
Account research$15
Not compared: Charged per hour; comparison unavailable
per hour · Account research | $15/hr
Balancing assistance, last issued statementNo charge
Bad address fee$3
per month

Overdraft & NSF

Return item fee (NSF) (per occurrence - to include repeat presentments)$30
per item
Checking overdraft protection options: From savings$3
per item

ATM & Card

ATM balance inquiry service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per inquiry$0.50
per item
ATM transaction service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per transaction$2
per item
Debit card rush order, each, domestic; International fee varies$35
per item
Cross Border Assessment0.9%of the transaction
Currency Conversion Assessment0.2%of the transaction

Wire Transfers

Wire transfer out, domestic$25
Wire transfer out, foreign$50

Check Services

Cashier's checks, made payable to another party$5
Money orders$3
per item
Check stop payment order (to add or remove), per request$30
per item
Stop payment fee on bill$30
Stop payment fee on Zelle payment$30
Temporary checks (availability may vary by location), 4 per page$1
Not compared: Charged per page; comparison unavailable
per page
Check copy, per check over 5 checks per month$1
per item
Check copy, up to 5 checks per monthNo charge
Not compared: Monthly charge, not per item
per month

Digital & Electronic

ACH return fee, per presentment$30
per item
Online Bill PayNo charge

Account Services

Notary serviceNo charge
10" x 10" (Winslow only)$125
7" x 10" (Winslow only)$85
Safe Deposit Box 3" x 10"$45
Safe Deposit Box 3" x 5"$30
per year
Safe Deposit Box 5" x 10"$65

Gift & Prepaid Cards

Mastercard Gift Card activation fee$3
per item

Other Fees

Account transaction history, print copy fee, per account$5
Statement copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement copy | $5/statement

Fee	Amount	Basis	Note
Account Maintenance
Renew Checking Account Monthly service charge	$10	per month	None
Minimum balance under	$10	per month	None
Minimum balance under	$20	per month	None
Minimum balance under $1,000	$10	per month	None
Minimum balance under $1,000 (at any time during month)	$10	per month	None
Minimum balance under $10,000	$20	per month	None
Early account closure fee	$25	Not stated	None
Inactive account fee	$5	per month	None
Account research	$15Not compared: Charged per hour; comparison unavailable	per hour	Account research \| $15/hr
Balancing assistance, last issued statement	No charge	Not stated	None
Bad address fee	$3	per month	None
Overdraft & NSF
Return item fee (NSF) (per occurrence - to include repeat presentments)	$30	per item	None
Checking overdraft protection options: From savings	$3	per item	None
ATM & Card
ATM balance inquiry service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per inquiry	$0.50	per item	None
ATM transaction service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per transaction	$2	per item	None
Debit card rush order, each, domestic; International fee varies	$35	per item	None
Cross Border Assessment	0.9%of the transaction	Not stated	None
Currency Conversion Assessment	0.2%of the transaction	Not stated	None
Wire Transfers
Wire transfer out, domestic	$25	Not stated	None
Wire transfer out, foreign	$50	Not stated	None
Check Services
Cashier's checks, made payable to another party	$5	Not stated	None
Money orders	$3	per item	None
Check stop payment order (to add or remove), per request	$30	per item	None
Stop payment fee on bill	$30	Not stated	None
Stop payment fee on Zelle payment	$30	Not stated	None
Temporary checks (availability may vary by location), 4 per page	$1Not compared: Charged per page; comparison unavailable	per page	None
Check copy, per check over 5 checks per month	$1	per item	None
Check copy, up to 5 checks per month	No chargeNot compared: Monthly charge, not per item	per month	None
Digital & Electronic
ACH return fee, per presentment	$30	per item	None
Online Bill Pay	No charge	Not stated	None
Account Services
Notary service	No charge	Not stated	None
10" x 10" (Winslow only)	$125	Not stated	None
7" x 10" (Winslow only)	$85	Not stated	None
Safe Deposit Box 3" x 10"	$45	Not stated	None
Safe Deposit Box 3" x 5"	$30	per year	None
Safe Deposit Box 5" x 10"	$65	Not stated	None
Gift & Prepaid Cards
Mastercard Gift Card activation fee	$3	per item	None
Other Fees
Account transaction history, print copy fee, per account	$5	Not stated	None
Statement copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement copy \| $5/statement

Digital & Electronic

Mobile Deposit/Business Remote Capture, each deposit over 10 per month$0.50
per item
Mobile Deposit/Business Remote Capture, up to 10 deposits per monthNo charge
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Digital & Electronic
Mobile Deposit/Business Remote Capture, each deposit over 10 per month	$0.50	per item	None
Mobile Deposit/Business Remote Capture, up to 10 deposits per month	No chargeNot compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Indiana University Federal Credit Union's nsf / returned item changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Renew Checking Account
Indiana University Federal Credit Union: $10
Indiana University Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Indiana University Federal Credit Union: $30
Indiana University Federal Credit Union: $30
U.S. median: no median
Non-Network ATM
Compared at $1.25, the middle of its prices
Indiana University Federal Credit Union: $0.50 to $2
Indiana University Federal Credit Union: $0.50 to $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 3, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Indiana University Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Renew Checking Account Monthly service charge$10
per month
Minimum balance under$10
per month
Minimum balance under$20
per month
Minimum balance under $1,000$10
per month
Minimum balance under $1,000 (at any time during month)$10
per month
Minimum balance under $10,000$20
per month
Early account closure fee$25
Inactive account fee$5
per month
Account research$15
Not compared: Charged per hour; comparison unavailable
per hour · Account research | $15/hr
Balancing assistance, last issued statementNo charge
Bad address fee$3
per month

Overdraft & NSF

Return item fee (NSF) (per occurrence - to include repeat presentments)$30
per item
Checking overdraft protection options: From savings$3
per item

ATM & Card

ATM balance inquiry service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per inquiry$0.50
per item
ATM transaction service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per transaction$2
per item
Debit card rush order, each, domestic; International fee varies$35
per item
Cross Border Assessment0.9%of the transaction
Currency Conversion Assessment0.2%of the transaction

Wire Transfers

Wire transfer out, domestic$25
Wire transfer out, foreign$50

Check Services

Cashier's checks, made payable to another party$5
Money orders$3
per item
Check stop payment order (to add or remove), per request$30
per item
Stop payment fee on bill$30
Stop payment fee on Zelle payment$30
Temporary checks (availability may vary by location), 4 per page$1
Not compared: Charged per page; comparison unavailable
per page
Check copy, per check over 5 checks per month$1
per item
Check copy, up to 5 checks per monthNo charge
Not compared: Monthly charge, not per item
per month

Digital & Electronic

ACH return fee, per presentment$30
per item
Online Bill PayNo charge

Account Services

Notary serviceNo charge
10" x 10" (Winslow only)$125
7" x 10" (Winslow only)$85
Safe Deposit Box 3" x 10"$45
Safe Deposit Box 3" x 5"$30
per year
Safe Deposit Box 5" x 10"$65

Gift & Prepaid Cards

Mastercard Gift Card activation fee$3
per item

Other Fees

Account transaction history, print copy fee, per account$5
Statement copy$5
Not compared: Charged per statement; comparison unavailable
per statement · Statement copy | $5/statement

Fee	Amount	Basis	Note
Account Maintenance
Renew Checking Account Monthly service charge	$10	per month	None
Minimum balance under	$10	per month	None
Minimum balance under	$20	per month	None
Minimum balance under $1,000	$10	per month	None
Minimum balance under $1,000 (at any time during month)	$10	per month	None
Minimum balance under $10,000	$20	per month	None
Early account closure fee	$25	Not stated	None
Inactive account fee	$5	per month	None
Account research	$15Not compared: Charged per hour; comparison unavailable	per hour	Account research \| $15/hr
Balancing assistance, last issued statement	No charge	Not stated	None
Bad address fee	$3	per month	None
Overdraft & NSF
Return item fee (NSF) (per occurrence - to include repeat presentments)	$30	per item	None
Checking overdraft protection options: From savings	$3	per item	None
ATM & Card
ATM balance inquiry service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per inquiry	$0.50	per item	None
ATM transaction service charge on machines other than IUCU, Alliance One or CO-OP network ATM, per transaction	$2	per item	None
Debit card rush order, each, domestic; International fee varies	$35	per item	None
Cross Border Assessment	0.9%of the transaction	Not stated	None
Currency Conversion Assessment	0.2%of the transaction	Not stated	None
Wire Transfers
Wire transfer out, domestic	$25	Not stated	None
Wire transfer out, foreign	$50	Not stated	None
Check Services
Cashier's checks, made payable to another party	$5	Not stated	None
Money orders	$3	per item	None
Check stop payment order (to add or remove), per request	$30	per item	None
Stop payment fee on bill	$30	Not stated	None
Stop payment fee on Zelle payment	$30	Not stated	None
Temporary checks (availability may vary by location), 4 per page	$1Not compared: Charged per page; comparison unavailable	per page	None
Check copy, per check over 5 checks per month	$1	per item	None
Check copy, up to 5 checks per month	No chargeNot compared: Monthly charge, not per item	per month	None
Digital & Electronic
ACH return fee, per presentment	$30	per item	None
Online Bill Pay	No charge	Not stated	None
Account Services
Notary service	No charge	Not stated	None
10" x 10" (Winslow only)	$125	Not stated	None
7" x 10" (Winslow only)	$85	Not stated	None
Safe Deposit Box 3" x 10"	$45	Not stated	None
Safe Deposit Box 3" x 5"	$30	per year	None
Safe Deposit Box 5" x 10"	$65	Not stated	None
Gift & Prepaid Cards
Mastercard Gift Card activation fee	$3	per item	None
Other Fees
Account transaction history, print copy fee, per account	$5	Not stated	None
Statement copy	$5Not compared: Charged per statement; comparison unavailable	per statement	Statement copy \| $5/statement

Digital & Electronic

Mobile Deposit/Business Remote Capture, each deposit over 10 per month$0.50
per item
Mobile Deposit/Business Remote Capture, up to 10 deposits per monthNo charge
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Digital & Electronic
Mobile Deposit/Business Remote Capture, each deposit over 10 per month	$0.50	per item	None
Mobile Deposit/Business Remote Capture, up to 10 deposits per month	No chargeNot compared: Monthly charge, not per item	per month	None

Correct a fee source

Nov 3, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.