Members Source Federal Credit Union

Headquarters: Merrillville, Indiana
Charter: Credit Union
Assets: $92.0M
Fed district: Chicago

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Members Source Federal Credit Union: $10
Members Source Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Members Source Federal Credit Union: $35
Members Source Federal Credit Union: $35
U.S. median: no median
Non-Network ATM
Members Source Federal Credit Union: $1
Members Source Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Members Source Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Fee (audience not stated, treated as personal)$10
per month
Early Account Closing (within 90 days)$10
Undeliverable Mail$5

Overdraft & NSF

NSF Item Return$35

ATM & Card

ATM Transaction (@non-MSCU ATM)$1
Replacement Card$10
Expedited Replacement Card$35

Wire Transfers

Outgoing Wire – Domestic$25

Check Services

Teller Check (one free per month)$3
Teller Checks$3
Money Orders$3
Stop Payment$35
Temporary Check Fee$1
per item · for a sheet of 4

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Coin Counter (available only in Merrillville & Griffith)No charge
Deposited Item Returned (not On-Us)$20

Account Services

NotaryNo charge
Drilling$200
Not compared: Box drilling or key fee
Lost Key Replacement (per key)$15
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3 x 10$30
Safe Deposit Box 3 x 5$20
Safe Deposit Box 5 x 10$40
Safe Deposit Box 5 x 5$25
Safe Deposit Box 7 x 10$50
Garnishment/Judgement/Levy$25
per item

Other Fees

Statement Copy$5
Loan Refinance Origination$25

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Fee (audience not stated, treated as personal)	$10	per month	None
Early Account Closing (within 90 days)	$10	Not stated	None
Undeliverable Mail	$5	Not stated	None
Overdraft & NSF
NSF Item Return	$35	Not stated	None
ATM & Card
ATM Transaction (@non-MSCU ATM)	$1	Not stated	None
Replacement Card	$10	Not stated	None
Expedited Replacement Card	$35	Not stated	None
Wire Transfers
Outgoing Wire – Domestic	$25	Not stated	None
Check Services
Teller Check (one free per month)	$3	Not stated	None
Teller Checks	$3	Not stated	None
Money Orders	$3	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Check Fee	$1	per item	for a sheet of 4
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin Counter (available only in Merrillville & Griffith)	No charge	Not stated	None
Deposited Item Returned (not On-Us)	$20	Not stated	None
Account Services
Notary	No charge	Not stated	None
Drilling	$200Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement (per key)	$15Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3 x 10	$30	Not stated	None
Safe Deposit Box 3 x 5	$20	Not stated	None
Safe Deposit Box 5 x 10	$40	Not stated	None
Safe Deposit Box 5 x 5	$25	Not stated	None
Safe Deposit Box 7 x 10	$50	Not stated	None
Garnishment/Judgement/Levy	$25	per item	None
Other Fees
Statement Copy	$5	Not stated	None
Loan Refinance Origination	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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