25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 26, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Health Savings Card $6 · Premium Checking $9
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Red Rocks Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per hour · Account Research Fee | $30 | Per hour (1 hour minimum, applies to any account type)
per statement · Paper Statement – Mail | $5 | Per statement
per month
per item
per item
per item
per month
per item
per year
per year
per year
per year
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $9 | per month | None |
| Monthly Maintenance | $6 | per month | None |
| Early Closed Account Fee | $25 | Not stated | None |
| Inactive Membership (after 12 months) | $5 | per month | None |
| Account Research Fee | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Research Fee | $30 | Per hour (1 hour minimum, applies to any account type) |
| Paper Statement – Mail | $5Not compared: Charged per statement; comparison unavailable | per statement | Paper Statement – Mail | $5 | Per statement |
| Paper Statements | $6 | per month | None |
| Statement Returned, Bad Address | $6Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft Privilege Fee | $30 | per item | None |
| Insufficient Funds Fee | $32 | per item | None |
ATM & Card | |||
| Out-of-Network ATM Usage Fee | $2.50 | per item | None |
| Card Replacement | No charge | Not stated | None |
| Rush Order on Plastic Cards | $50 | per item | None |
| Visa International Transaction Fee | 1%of the transaction | Not stated | None |
| Visa International Transaction Fee (audience not stated, treated as personal) | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfer (domestic) | $25 | per item | None |
| Incoming Wire Fee | $5 | per item | None |
| Outgoing Wire Transfer (international) | $50 | per item | None |
Check Services | |||
| Stop Payment | $30 | per item | None |
| Temporary Checks | $2 | per item | Sheet of 4 |
| Non-member Check Cashing Fee | $5 | per item | None |
| Collection Fee | $25 | per item | None |
| Foreign Item Fee | $75 | Not stated | None |
| Check copy (front & back) | $5 | per item | None |
| Check Image Rush Request | $10 | per item | None |
Digital & Electronic | |||
| Inactive Bill Pay | $5 | per month | None |
Cash & Deposit | |||
| Returned Deposit Item | $20 | per item | None |
Account Services | |||
| Notary | No charge | Not stated | None |
| Safe Deposit Box 10" x 10" | $100 | per year | None |
| Safe Deposit Box 3" x 10" | $35 | per year | None |
| Safe Deposit Box 3" x 5" | $20 | per year | None |
| Safe Deposit Box 5" x 10" | $50 | per year | None |
| Safe Deposit Box Activation | $50 | per item | None |
| Safe Deposit Box Drilling | $150Not compared: Box drilling or key fee | per item | None |
| Safe Deposit Box Replacement Key | $75Not compared: Box drilling or key fee | per item | None |
| Levy/Garnishment Fee | $40 | Not stated | None |
| Subordination | $150 | per item | None |
Other Fees | |||
| Statement Copy | $5 | Not stated | None |
| Returned Payment | $25 | per item | None |
| Staff Assisted Loan Payment | $10 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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