Premier One Federal Credit Union

Headquarters: San Jose, California
Charter: Credit Union
Assets: $655.7M
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 8, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Premier One Federal Credit Union: $5
Premier One Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Premier One Federal Credit Union: $14
Premier One Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Premier One Federal Credit Union: $14
Premier One Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 8, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Premier One Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Money Market Below Minimum Balance Fee$10
per month
Membership Closure within 90 days of Opening$15
Escheat Notice (mail or email)$5
per item
Inactive Account$2
per month
Account Research or Reconcilement$35
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address$5
Not compared: Annual charge, not monthly
per year

Overdraft & NSF

Courtesy Pay$14
Non-Sufficient Funds Item Paid (Courtesy Pay)$14
per item
Non-Sufficient Funds$14
per item
Returned Item$14
per item

ATM & Card

Card Rush Fee$35

Check Services

Cashier Checks (one free per month)$5
Stop Payment$25
Non-Member Check Cashing$10
Outgoing Foreign Collection Items$35
per item
Copy of Paid Cashier Check$5

Account Services

Notary Credit Union Documents-Free$10
per item
Legal Orders/Levies Received$35
Account Verification Letter$20
Account Verification Letter – RUSH$35
Verification of Deposit$20

Retirement & IRA

IRA Closing/Transfer$35
per item

Other Fees

Statement Copy (Account and Credit Card)$5
Not compared: Monthly charge, not per item
per month
Consumer Loan Payoff Demand$10
Mortgage Demand for Payoff$50
Notarized Lien Release$10
Refinance/Modification of Consumer Loan$50
Skip-A-Payment$35
Subordination Fee$350

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Money Market Below Minimum Balance Fee	$10	per month	None
Membership Closure within 90 days of Opening	$15	Not stated	None
Escheat Notice (mail or email)	$5	per item	None
Inactive Account	$2	per month	None
Account Research or Reconcilement	$35Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address	$5Not compared: Annual charge, not monthly	per year	None
Overdraft & NSF
Courtesy Pay	$14	Not stated	None
Non-Sufficient Funds Item Paid (Courtesy Pay)	$14	per item	None
Non-Sufficient Funds	$14	per item	None
Returned Item	$14	per item	None
ATM & Card
Card Rush Fee	$35	Not stated	None
Check Services
Cashier Checks (one free per month)	$5	Not stated	None
Stop Payment	$25	Not stated	None
Non-Member Check Cashing	$10	Not stated	None
Outgoing Foreign Collection Items	$35	per item	None
Copy of Paid Cashier Check	$5	Not stated	None
Account Services
Notary Credit Union Documents-Free	$10	per item	None
Legal Orders/Levies Received	$35	Not stated	None
Account Verification Letter	$20	Not stated	None
Account Verification Letter – RUSH	$35	Not stated	None
Verification of Deposit	$20	Not stated	None
Retirement & IRA
IRA Closing/Transfer	$35	per item	None
Other Fees
Statement Copy (Account and Credit Card)	$5Not compared: Monthly charge, not per item	per month	None
Consumer Loan Payoff Demand	$10	Not stated	None
Mortgage Demand for Payoff	$50	Not stated	None
Notarized Lien Release	$10	Not stated	None
Refinance/Modification of Consumer Loan	$50	Not stated	None
Skip-A-Payment	$35	Not stated	None
Subordination Fee	$350	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 8, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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