17 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 19, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Community 1St Federal Credit Union · $1.1B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Community 1St Federal Credit Union(this institution) | Ottumwa, IA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| 1St Advantage Federal Credit Union | Newport News, VA | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Abbott Laboratories Federal Credit Union | Gurnee, IL | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Alliance Federal Credit Union | Lubbock, TX | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Atlantic Regional Federal Credit Union | South Portland, ME | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Blupeak Federal Credit Union | San Diego, CA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Family Security Federal Credit Union | Decatur, AL | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| First Source Federal Credit Union | New Hartford, NY | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Fivepoint Federal Credit Union | Nederland, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hawaiian Financial Federal Credit Union | Honolulu, HI | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Hfs Federal Credit Union | Hilo, HI | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Justice Federal Credit Union | Chantilly, VA | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Kirtland Federal Credit Union | Albuquerque, NM | $1.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Lafcu Federal Credit Union | Lansing, MI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Marine Federal Credit Union | La Crosse, WI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Michigan Educational Federal Credit Union | Plymouth, MI | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Neighborhood Federal Credit Union | Dallas, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| North Country Federal Credit Union | Burlington, VT | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Peach State Federal Credit Union | Lawrenceville, GA | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Point Breeze Federal Credit Union | Hunt Valley, MD | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Radiant Federal Credit Union | Gainesville, FL | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Raiz Federal Credit Union | El Paso, TX | $1.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Overdraft not published |
| Topline Financial Federal Credit Union | Maple Grove, MN | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Utah Power Federal Credit Union | Murray, UT | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Velocity Federal Credit Union | Austin, TX | $1.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Vermont Federal Credit Union | So Burlington, VT | $1.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 10 publish this fee(monthly maintenance)
15 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $6.75 among 10 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Community 1St Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Amounts from Community 1St Federal Credit Union’s own schedules, with a source for each figure.
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum Balance Fee - ClubGO Savings | $15Not compared: Quarterly charge, not monthly | per quarter | None |
| Minimum Balance Fee - Money Market | $15 | per month | None |
| Account Research | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Mailed Paper Statement Fee | $1.50 | Not stated | None |
| Returned Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Fee (applies to items paid) | $30 | Not stated | None |
| Non Sufficient Funds Fee/NSF Fee (applies to items returned unpaid) | $30 | Not stated | None |
| Overdraft Transfer from Savings Account | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| ATM Transaction Fee or Balance Inquiry (at a non-C1st ATM, in excess of 10 per month) | $1 | per item | None |
| Debit Card Replacement | $10 | Not stated | None |
Check Services | |||
| Cashiers Check Made Payable to 3rd Party (without checking relationship) | $5 | Not stated | None |
| Stop Payment | $29 | Not stated | None |
| Temporary Checks | $3 | Not stated | None |
| Check Cashing Fee (without checking relationship) | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Origination Transfer Fee | $2 | Not stated | None |
Cash & Deposit | |||
| Returned Deposited Check Fee | $5 | Not stated | None |
Account Services | |||
| Safe Deposit Box - 10x10 Box Rental | $60 | per year | None |
| Safe Deposit Box - 3x10 Box Rental | $25 | per year | None |
| Safe Deposit Box - 3x5 Box Rental | $15 | per year | None |
| Safe Deposit Box - 5x10 Box Rental | $30 | per year | None |
| Safe Deposit Box - 5x5 Box Rental | $20 | per year | None |
| Safe Deposit Box - Lost Key or Drilling | $100Not compared: Box drilling or key fee | Not stated | None |
| Garnishments/Levy | $35 | Not stated | None |
| Lien Subordination Fee | $150 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.50 | per item | None |
per month
per hour · Account Research | $30.00 per hour*
per month
per month
per day
per year
per year
per year
per year
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Minimum Balance Fee – Money Market | $15 | per month | None |
| Account Research | $30Not compared: Charged per hour; comparison unavailable | per hour | Account Research | $30.00 per hour* |
| Excessive Withdrawals - Money Market Account (Excess of six per calendar month.) | $7Not compared: Monthly charge, not per item | per month | None |
| Returned Mail Fee | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Transfer from Savings Account | $5Not compared: Daily charge, not per item | per day | None |
ATM & Card | |||
| ATM Transaction Fee or Balance Inquiry (at a non-C1st ATM, in excess of 10 per month) | $1 | per item | None |
| Debit Card Replacement | $10 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Outbound Domestic | $20 | Not stated | None |
Check Services | |||
| Stop Payment | $29 | Not stated | None |
| Temporary Checks | $3 | Not stated | None |
Digital & Electronic | |||
| ACH File Origination | $5 | Not stated | None |
| ACH Per Item Returned Fee | $5 | per item | None |
Cash & Deposit | |||
| Coin Processing | 1% | Not stated | None |
| Returned Deposited Check Fee | $5 | Not stated | None |
Account Services | |||
| Safe Deposit Box - 10x10 Box Rental | $60 | per year | None |
| Safe Deposit Box - 3x10 Box Rental | $25 | per year | None |
| Safe Deposit Box - 3x5 Box Rental | $15 | per year | None |
| Safe Deposit Box - 5x10 Box Rental | $30 | per year | None |
| Safe Deposit Box - 5x5 Box Rental | $20 | per year | None |
| Safe Deposit Box - Lost Key or Drilling | $100Not compared: Box drilling or key fee | Not stated | None |
| Garnishments/Levy | $35 | Not stated | None |
| Lien Subordination Fee | $150 | Not stated | None |
Gift & Prepaid Cards | |||
| VISA Gift Card | $3.50 | per item | None |
Oct 19, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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