Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Intrepid Federal Credit Union

Helena, MontanaCredit UnionMinneapolis Fed districtFees collected Oct 3, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

hr/1 hr minimum IRAA ACCOUNTS IRA Maintenance ................................................$35Within the typical range ($5.96–$200 nationally)

Knox deterministic extraction from Rosetta artifact #444. canonical_hint=monthly_maintenance; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$35.00 hr/1 hr minimum IRAA ACCOUNTS IRA Maintenance ................................................" · Source

Overdraft & NSFVerified

each NSF Auto Transfer from Savings/Loan ......$28Within the typical range ($10–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #444. canonical_hint=nsf; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$28.00 each NSF Auto Transfer from Savings/Loan ......" · Source
each Overdraft Non-Sufficient Funds/NSF .…$1Below the typical range ($9.95–$35 nationally)
$24 below the national median
Knox deterministic extraction from Rosetta artifact #444. canonical_hint=overdraft; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$1.00 each Overdraft Non-Sufficient Funds/NSF .…" · Source
each Overdraft Privilege …………………………………….……$28Within the typical range ($9.95–$35 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #444. canonical_hint=overdraft; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$28.00 each Overdraft Privilege …………………………………….……" · Source

Check ServicesVerified

each Stop Payment ………………..… / ea$5Below the typical range ($15–$30 nationally)
$20 below the national median
Knox deterministic extraction from Rosetta artifact #444. canonical_hint=stop_payment; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$5.00 each Stop Payment ………………..… $ 28.00/$2.00 ea" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
hr/1 hr minimum IRAA ACCOUNTS IRA Maintenance ................................................	$35Within the typical range ($5.96–$200 nationally)	$17.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #444. canonical_hint=monthly_maintenance; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$35.00 hr/1 hr minimum IRAA ACCOUNTS IRA Maintenance ................................................"	Source
Overdraft & NSFVerified
each NSF Auto Transfer from Savings/Loan ......	$28Within the typical range ($10–$30 nationally)	$3 above the national median	—	Knox deterministic extraction from Rosetta artifact #444. canonical_hint=nsf; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$28.00 each NSF Auto Transfer from Savings/Loan ......"	Source
each Overdraft Non-Sufficient Funds/NSF .…
Check ServicesVerified
each Stop Payment ………………..… / ea	$5Below the typical range ($15–$30 nationally)	$20 below the national median	—	Knox deterministic extraction from Rosetta artifact #444. canonical_hint=stop_payment; text_hash=af8133eec8d5ad3cfba807696e1fa1ec6b50a243e274f53e7ebaa21ad203beab; excerpt="$5.00 each Stop Payment ………………..… $ 28.00/$2.00 ea"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

Overdraft fee: $1

96% below the national median overdraft fee

Total fees: 5 — leaner than most institutions

Verified fees

Under review

Assets

$310.8M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$310.8M

Total deposits

$268.6M

Service charge income (year to date)

$1.8M

Fee income ratio

18.6%

Return on assets

0.68%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 5,739 verified fees from 1,547 institutions

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