Frontwave Federal Credit Union

Headquarters: Oceanside, California
Charter: Credit Union
Assets: $1.7B
Fed district: San Francisco

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Frontwave Federal Credit Union: $14
Frontwave Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Frontwave Federal Credit Union: $14
Frontwave Federal Credit Union: $14
U.S. median: no median
Non-Network ATM
Frontwave Federal Credit Union: $1.50
Frontwave Federal Credit Union: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Frontwave Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Paper Statement Fee: (Everyday Checking Only) (audience not stated, treated as personal)$2

Overdraft & NSF

Overdraft Courtesy Pay: Not Applicable$14
Returned Item: - Nonsufficient Funds (NSF) Fee$14
Overdraft Protection Transfer: (from savings)$2

ATM & Card

ATM Transactions: Non CO-OP (audience not stated, treated as personal)$1.50
Card Replacement: Not Applicable (audience not stated, treated as personal)$5
Expedited Card Delivery: Not Applicable (audience not stated, treated as personal)$30
International Service Assessment (audience not stated, treated as personal)1%of the transaction
International Service Assessment1%of the transaction

Wire Transfers

Outgoing Wire Transfer: Not Applicable$25

Check Services

Cashier’s check (with Indemnification Agreement)$25
Cashier's Check: More than one per day (audience not stated, treated as personal)$3
Not compared: Daily charge, not per item
per day
Stop Payment: - ACH or check$25
Check Copy: (per item)$2
per item

Account Services

Compliance with Legal Orders: Not Applicable (audience not stated, treated as personal)$75

Other Fees

Statement Copy: (per statement)$2
Returned Loan Payment$15
Skip-a-Payment: Not Applicable$45

Fee	Amount	Basis	Note
Account Maintenance
Paper Statement Fee: (Everyday Checking Only) (audience not stated, treated as personal)	$2	Not stated	None
Overdraft & NSF
Overdraft Courtesy Pay: Not Applicable	$14	Not stated	None
Returned Item: - Nonsufficient Funds (NSF) Fee	$14	Not stated	None
Overdraft Protection Transfer: (from savings)	$2	Not stated	None
ATM & Card
ATM Transactions: Non CO-OP (audience not stated, treated as personal)	$1.50	Not stated	None
Card Replacement: Not Applicable (audience not stated, treated as personal)	$5	Not stated	None
Expedited Card Delivery: Not Applicable (audience not stated, treated as personal)	$30	Not stated	None
International Service Assessment (audience not stated, treated as personal)	1%of the transaction	Not stated	None
International Service Assessment	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer: Not Applicable	$25	Not stated	None
Check Services
Cashier’s check (with Indemnification Agreement)	$25	Not stated	None
Cashier's Check: More than one per day (audience not stated, treated as personal)	$3Not compared: Daily charge, not per item	per day	None
Stop Payment: - ACH or check	$25	Not stated	None
Check Copy: (per item)	$2	per item	None
Account Services
Compliance with Legal Orders: Not Applicable (audience not stated, treated as personal)	$75	Not stated	None
Other Fees
Statement Copy: (per statement)	$2	Not stated	None
Returned Loan Payment	$15	Not stated	None
Skip-a-Payment: Not Applicable	$45	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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