22 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Water And Power Community Federal Credit Union’s own schedules, with a source for each figure.
per item
per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Inactive account (monthly) | $3 | per month | None |
| Account research/reconciliation (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement | $5 | Not stated | None |
| Special handling, per item (late deposits/excessive transfers): Fees & Charges | No charge | Not stated | None |
| Bad Address Return Mail: Fees & Charges | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft (each) | $14 | per item | None |
| Insufficient Funds (NSF) (each) | $14 | per item | None |
ATM & Card | |||
| ATM withdrawals on non-CU ATMs: Fees & Charges | $2 | Not stated | None |
| Debit Card Replacement | No charge | Not stated | None |
| Rush Delivery Charges (cards or documents requested for expedited delivery) | $25 | Not stated | None |
Wire Transfers | |||
| Wire Transfer - Domestic (Outgoing): Fees & Charges | $20 | Not stated | None |
| Wire Transfer (Incoming) | No charge | per transaction | None |
Check Services | |||
| Cashier's Checks payable to Third Party: Fees & Charges | $5 | Not stated | None |
| Stop payment official check | $30 | Not stated | None |
| Stop Payment Request (check or ACH): Fees & Charges | $30 | Not stated | None |
| Copy Requests (checks, statements, deposited items): Fees & Charges | $10 | Not stated | None |
Account Services | |||
| Notary | $15 | Not stated | None |
| Levy, Subpoena Processing (each) | $125 | per item | None |
| Legal Processing (per hour, except if prohibited by Law) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Deposit Verification: Fees & Charges | $10 | Not stated | None |
Lending Fees | |||
| Solar Loan UCC Filing: Fees & Charges | $175 | Not stated | None |
| Real estate short sale appraisal | $500 | Not stated | None |
Retirement & IRA | |||
| IRA Annual Maintenance: Fees & Charges | $30 | Not stated | None |
Other Fees | |||
| Copy Requests (checks, statements, deposited items) | $10 | per item | None |
| Home Equity Line of Credit annual fee | $50Not compared: Annual charge, not per item | per year | None |
| Real Estate Administration fee | $795 | Not stated | None |
| Real estate demand/forwarding | $50 | Not stated | None |
| Real estate loan rate modification | $750 | Not stated | None |
| Real estate reconveyance | $100 | Not stated | None |
| Real estate short sale processing | $500 | Not stated | None |
| Real estate subordination | $750 | Not stated | None |
| Skip-a-Pay / Loan Extension: Fees & Charges | $35 | per item | None |
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.