Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Water And Power Community Federal Credit Union

Los Angeles, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research/reconciliation (per hour) ($30Above the typical range ($17.50–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2788. canonical_hint=account_research; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Account research/reconciliation (per hour) ($30.00 minimum plus any related document copy fees, except if prohibited by Law)" · Source

Inactive account (monthly)$3

$2 below the national median

per month · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=dormant_account; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Inactive account (monthly) Fees & Charges $3.00" · Source

Paper Statement$5

$2 above the national median

Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=paper_statement; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Paper Statement Fees & Charges $5.00" · Source

Overdraft & NSFVerified

Insufficient Funds (NSF) (each)$14Below the typical range ($25–$31 nationally)
$16 below the national median
per item · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=nsf; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Insufficient Funds (NSF) (each) Fees & Charges $14.00" · Source
Overdraft (each)$14Below the typical range ($25–$31 nationally)
$16 below the national median
per item · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=overdraft; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Overdraft (each) Fees & Charges $14.00" · Source

ATM & CardVerified

ATM withdrawals on non-CU ATMs$2Within the typical range ($1–$2.50 nationally)
$0.50 above the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=atm_non_network; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="ATM withdrawals on non-CU ATMs Fees & Charges $2.00" · Source
Debit Card Replacement$0Below the typical range ($5–$10 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2788. canonical_hint=card_replacement; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Debit Card Replacement Fees & Charges FREE" · Source
Non-WPCCU or Non-CO-OP Debit Card ATM withdrawal$3Above the typical range ($1–$2.50 nationally)
$1.50 above the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=atm_non_network; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Non-WPCCU or Non-CO-OP Debit Card ATM withdrawal Fees & Charges $3.00" · Source
Rush Delivery Charges (cards or documents requested for expedited delivery)$25Below the typical range ($30–$50 nationally)
$15 below the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=rush_card; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Rush Delivery Charges (cards or documents requested for expedited delivery) Fees & Charges $25.00" · Source

Wire TransfersVerified

Wire Transfer - Domestic (Outgoing)$20Within the typical range ($20–$25 nationally)
$2 below the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=wire_domestic_outgoing; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Wire Transfer - Domestic (Outgoing) Fees & Charges $20.00" · Source
Wire Transfer (Incoming)$0Below the typical range ($5–$15 nationally)
$10 below the national median
Knox read a free fee from Rosetta artifact #2788. canonical_hint=wire_domestic_incoming; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Wire Transfer (Incoming) Fees & Charges $0.00" · Source

Check ServicesVerified

Cashier's Checks payable to Third Party$5Within the typical range ($3–$6 nationally)
At the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=cashiers_check; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Cashier's Checks payable to Third Party Fees & Charges $5.00" · Source
Stop Payment Request (check or ACH)$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=stop_payment; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Stop Payment Request (check or ACH) Fees & Charges $30.00" · Source

Account ServicesVerified

Deposit Verification$10Within the typical range ($10–$17.13 nationally)
At the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=account_verification; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Deposit Verification Fees & Charges $10.00" · Source
Legal Processing (per hour, except if prohibited by Law)$30Within the typical range ($30–$125 nationally)
$45 below the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=legal_process; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Legal Processing (per hour, except if prohibited by Law) Fees & Charges $30.00" · Source
Levy, Subpoena Processing (each)$125Above the typical range ($30–$75 nationally)
$75 above the national median
per item · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=garnishment_levy; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Levy, Subpoena Processing (each) Fees & Charges $125.00" · Source
Notary$15Above the typical range ($0–$5 nationally)
$12.50 above the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=notary_fee; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Notary Fees & Charges $15.00" · Source

Lending FeesVerified

Real estate short sale appraisal$500Above the typical range ($125–$450 nationally)
$225 above the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=appraisal_fee; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Real estate short sale appraisal Fees & Charges $500.00" · Source

Mortgage ServicingVerified

Real estate loan rate modification$750Above the typical range ($35–$250 nationally)
$700 above the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=mortgage_modification; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Real estate loan rate modification Fees & Charges $750.00" · Source
Real estate reconveyance$100
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=reconveyance; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Real estate reconveyance Fees & Charges $100.00" · Source

Retirement & IRAVerified

IRA Annual Maintenance$30Above the typical range ($10–$25 nationally)
$15 above the national median
per year · Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=ira_administration; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="IRA Annual Maintenance Fees & Charges $30.00" · Source

Other FeesVerified

Copy Requests (checks, statements, deposited items)$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=document_reproduction; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Copy Requests (checks, statements, deposited items) Fees & Charges $10.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research/reconciliation (per hour) (	$30Above the typical range ($17.50–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2788. canonical_hint=account_research; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Account research/reconciliation (per hour) ($30.00 minimum plus any related document copy fees, except if prohibited by Law)"	Source
Inactive account (monthly)	$3Below the typical range ($5–$10 nationally)	$2 below the national median	per month	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=dormant_account; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Inactive account (monthly) Fees & Charges $3.00"	Source
Paper Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=paper_statement; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Paper Statement Fees & Charges $5.00"	Source
Overdraft & NSFVerified
Insufficient Funds (NSF) (each)	$14Below the typical range ($25–$31 nationally)	$16 below the national median	per item	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=nsf; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Insufficient Funds (NSF) (each) Fees & Charges $14.00"	Source
Overdraft (each)
ATM & CardVerified
ATM withdrawals on non-CU ATMs	$2Within the typical range ($1–$2.50 nationally)	$0.50 above the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=atm_non_network; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="ATM withdrawals on non-CU ATMs Fees & Charges $2.00"	Source
Debit Card Replacement
Wire TransfersVerified
Wire Transfer - Domestic (Outgoing)	$20Within the typical range ($20–$25 nationally)	$2 below the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=wire_domestic_outgoing; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Wire Transfer - Domestic (Outgoing) Fees & Charges $20.00"	Source
Wire Transfer (Incoming)
Check ServicesVerified
Cashier's Checks payable to Third Party	$5Within the typical range ($3–$6 nationally)	At the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=cashiers_check; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Cashier's Checks payable to Third Party Fees & Charges $5.00"	Source
Stop Payment Request (check or ACH)
Account ServicesVerified
Deposit Verification	$10Within the typical range ($10–$17.13 nationally)	At the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=account_verification; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Deposit Verification Fees & Charges $10.00"	Source
Legal Processing (per hour, except if prohibited by Law)
Lending FeesVerified
Real estate short sale appraisal	$500Above the typical range ($125–$450 nationally)	$225 above the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=appraisal_fee; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Real estate short sale appraisal Fees & Charges $500.00"	Source
Mortgage ServicingVerified
Real estate loan rate modification	$750Above the typical range ($35–$250 nationally)	$700 above the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=mortgage_modification; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Real estate loan rate modification Fees & Charges $750.00"	Source
Real estate reconveyance
Retirement & IRAVerified
IRA Annual Maintenance	$30Above the typical range ($10–$25 nationally)	$15 above the national median	per year	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=ira_administration; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="IRA Annual Maintenance Fees & Charges $30.00"	Source
Other FeesVerified
Copy Requests (checks, statements, deposited items)	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	Knox paid extraction (claude-sonnet-5-5) from Rosetta artifact #2788. canonical_hint=document_reproduction; text_hash=9e9f26b8fad06d9040493b158b94652f2d2981cfc11d93ec417aeed81278407c; excerpt="Copy Requests (checks, statements, deposited items) Fees & Charges $10.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$14

Overdraft fee: $14

53% below the national median overdraft fee

Total fees: 22 — leaner than most institutions

Headline fees published

9 of 15

Published fees

Under review

Assets

$1.0B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$1.0B

Total deposits

$826.2M

Service charge income (year to date)

$905K

Fee income ratio

3.2%

Return on assets

1.31%

Financial profile · Pro

Performance from regulator filings

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