American First Federal Credit Union

Headquarters: Brea, California
Charter: Credit Union
Assets: $1.4B
Fed district: San Francisco

24 published fees; none has a market median to compare yet.

Source: its fee schedule, read Apr 21, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
American First Federal Credit Union: No fee
American First Federal Credit Union: No fee
U.S. median: no median
Overdraft (OD)
American First Federal Credit Union: $29
American First Federal Credit Union: $29
U.S. median: no median
Non-Network ATM
American First Federal Credit Union: $2
American First Federal Credit Union: $2
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Apr 21, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American First Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Other accounts available with no monthly service feeNo charge
per month
Minimum balance fee (Single Srvc)$15
Account Research$20
Not compared: Charged per hour; comparison unavailable
per hour
Invalid Address$3
per month

Overdraft & NSF

Overdraft Fee/Non-Sufficient Funds (NSF) Fee$29
per item
Overdraft Continuous Negative Balance Fee$5
Overdraft Transfer from a Line of Credit . No fee$15
per item
Overdraft Transfer from a Share Account$3.50
per item

ATM & Card

ATM Networks non-AFCU, Non CO-OP Locations$2
per item
Replacement of Card$10

Wire Transfers

Wire Trans$25
per item

Check Services

Corporate Check$5
per item
Stop Payment Fee (any item)$29
per item
Zelle Stop Payment$29
Temporary Checks Printed at the Counter$4
per item
Non-member Cashing a Check Drawn on AFCU$10
per item
Foreign Item/Check Processing$5
per item

Digital & Electronic

Bill Pay – unlimited billsNo charge
Bill Pay & Zelle$5.95
per month
Bill Pay: DMV Duplicate Title or Lien Release$25
Not compared: Per-item charge, not monthly
per item
Check-By-Phone Payment$10
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Returned Deposit Item/Payment Fee$20
per item

Account Services

Early Closure of Account (within 90 days of opening)$25
Notary Service (by appointment only)$15
Legal Processing Fee$60
per item
Verification of Deposit/Account$20
per item

Lending Fees

Credit Card Late Payment$15
per item

Retirement & IRA

IRA Maintenance Fee$10
per year

Vehicle & Title

DMV Duplicate Title or Lien Release$25
per item

Gift & Prepaid Cards

Gift Card$3
per item

Other Fees

Copy of Statement, Transaction, Check, Forms$5
per item

Fee	Amount	Basis	Note
Account Maintenance
Other accounts available with no monthly service fee	No charge	per month	None
Minimum balance fee (Single Srvc)	$15	Not stated	None
Account Research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Invalid Address	$3	per month	None
Overdraft & NSF
Overdraft Fee/Non-Sufficient Funds (NSF) Fee	$29	per item	None
Overdraft Continuous Negative Balance Fee	$5	Not stated	None
Overdraft Transfer from a Line of Credit . No fee	$15	per item	None
Overdraft Transfer from a Share Account	$3.50	per item	None
ATM & Card
ATM Networks non-AFCU, Non CO-OP Locations	$2	per item	None
Replacement of Card	$10	Not stated	None
Wire Transfers
Wire Trans	$25	per item	None
Check Services
Corporate Check	$5	per item	None
Stop Payment Fee (any item)	$29	per item	None
Zelle Stop Payment	$29	Not stated	None
Temporary Checks Printed at the Counter	$4	per item	None
Non-member Cashing a Check Drawn on AFCU	$10	per item	None
Foreign Item/Check Processing	$5	per item	None
Digital & Electronic
Bill Pay – unlimited bills	No charge	Not stated	None
Bill Pay & Zelle	$5.95	per month	None
Bill Pay: DMV Duplicate Title or Lien Release	$25Not compared: Per-item charge, not monthly	per item	None
Check-By-Phone Payment	$10Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Returned Deposit Item/Payment Fee	$20	per item	None
Account Services
Early Closure of Account (within 90 days of opening)	$25	Not stated	None
Notary Service (by appointment only)	$15	Not stated	None
Legal Processing Fee	$60	per item	None
Verification of Deposit/Account	$20	per item	None
Lending Fees
Credit Card Late Payment	$15	per item	None
Retirement & IRA
IRA Maintenance Fee	$10	per year	None
Vehicle & Title
DMV Duplicate Title or Lien Release	$25	per item	None
Gift & Prepaid Cards
Gift Card	$3	per item	None
Other Fees
Copy of Statement, Transaction, Check, Forms	$5	per item	None

Correct a fee source

Apr 21, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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