First U.S. Community Federal Credit Union

Headquarters: Sacramento, California
Charter: Credit Union
Assets: $547.9M
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Essentials Checking $5 · Dividend Checking $10
Compared at $7.50, the middle of its prices
First U.S. Community Federal Credit Union: $5 to $10
First U.S. Community Federal Credit Union: $5 to $10
U.S. median: no median
Overdraft (OD)
First U.S. Community Federal Credit Union: $14
First U.S. Community Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
First U.S. Community Federal Credit Union: $14
First U.S. Community Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First U.S. Community Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Monthly Maintenance$10
per month
Escheat fee$2
Inactive Account fee$6
per month
Account research$20
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statements$3
Bad address$2
per month

Overdraft & NSF

Courtesy Pay (paid NSF)$14
per item
Dividend Checking includes four (4) automatic | Insufficient Funds$14
per item

ATM & Card

ATM/DEBIT CARD SERVICES: Withdrawals/Transfers$2
Replacement card$10
Rush replacement card$37
per item

Wire Transfers

Wire Transfer Fees: Outgoing Domestic$25
Wire Transfer Fees: Incoming Domestic$5
Wire Transfer Fees: Outgoing Foreign$50

Check Services

Cashiers check$5
Temporary checks$2
Health Savings Account (HSA)$5

Cash & Deposit

Returned Deposited Item$29
per item

Account Services

Drill by court order: Members 65$35
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$140
Safe Deposit Box 3x5$40
Safe Deposit Box 5x10$80
Safe Deposit Box 5x5$45
Safe deposit key$20
Not compared: Box drilling or key fee
Levy fee$100
per item

Lending Fees

Late fee$10

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Monthly Maintenance	$10	per month	None
Escheat fee	$2	Not stated	None
Inactive Account fee	$6	per month	None
Account research	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statements	$3	Not stated	None
Bad address	$2	per month	None
Overdraft & NSF
Courtesy Pay (paid NSF)	$14	per item	None
Dividend Checking includes four (4) automatic \| Insufficient Funds	$14	per item	None
ATM & Card
ATM/DEBIT CARD SERVICES: Withdrawals/Transfers	$2	Not stated	None
Replacement card	$10	Not stated	None
Rush replacement card	$37	per item	None
Wire Transfers
Wire Transfer Fees: Outgoing Domestic	$25	Not stated	None
Wire Transfer Fees: Incoming Domestic	$5	Not stated	None
Wire Transfer Fees: Outgoing Foreign	$50	Not stated	None
Check Services
Cashiers check	$5	Not stated	None
Temporary checks	$2	Not stated	None
Health Savings Account (HSA)	$5	Not stated	None
Cash & Deposit
Returned Deposited Item	$29	per item	None
Account Services
Drill by court order: Members 65	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$140	Not stated	None
Safe Deposit Box 3x5	$40	Not stated	None
Safe Deposit Box 5x10	$80	Not stated	None
Safe Deposit Box 5x5	$45	Not stated	None
Safe deposit key	$20Not compared: Box drilling or key fee	Not stated	None
Levy fee	$100	per item	None
Lending Fees
Late fee	$10	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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