Axos Bank

Headquarters: San Diego, California
Charter: Bank
Assets: $28.9B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
Axos Bank: $0 to $30
Axos Bank: $0 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Axos Bank: $35
Axos Bank: $35
U.S. median: no median
Stop Payment
Compared at $22.50, the middle of its prices
Axos Bank: $10 to $35
Axos Bank: $10 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Axos Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance FeesNo charge
per month
Monthly Maintenance Fees$30
per month
Escheatment Notification$2
Excess Transaction or Withdrawal Fee (per withdrawal)$10
per transaction

Overdraft & NSF

Overdraft Protection Transfer (from linked account)No charge

Wire Transfers

Wire Transfers Outgoing (Domestic)$35
per item
Wire Transfers Outgoing (International)$45
per item

Check Services

Official checks, per item$10
per item
Stop payments, per request Online (initial or extension)$10
per item
Stop payments, per request with assistance (initial or extension)$35
per item
Axos Bank On-Us Check Cashing Fee for Non-Customers, per item$5
per item
Collection Items, domestic, per itemNo charge
per item
Check copy from archive, per item$5
per item

Account Services

Non-Customer Notary Fee$2
Legal Process/Subpoena$35
Legal Processing$100
Bank Verification Letter$35

Retirement & IRA

Individual Retirement Account (IRA) Services: Transfer Fee$35

Other Fees

Certified or Overnight Mail – Special Mailing/Rush Delivery Fee$10
Statement Copy from archive with our assistance, per statement$10
Statement Copy from Online BankingNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fees	No charge	per month	None
Monthly Maintenance Fees	$30	per month	None
Escheatment Notification	$2	Not stated	None
Excess Transaction or Withdrawal Fee (per withdrawal)	$10	per transaction	None
Overdraft & NSF
Overdraft Protection Transfer (from linked account)	No charge	Not stated	None
Wire Transfers
Wire Transfers Outgoing (Domestic)	$35	per item	None
Wire Transfers Outgoing (International)	$45	per item	None
Check Services
Official checks, per item	$10	per item	None
Stop payments, per request Online (initial or extension)	$10	per item	None
Stop payments, per request with assistance (initial or extension)	$35	per item	None
Axos Bank On-Us Check Cashing Fee for Non-Customers, per item	$5	per item	None
Collection Items, domestic, per item	No charge	per item	None
Check copy from archive, per item	$5	per item	None
Account Services
Non-Customer Notary Fee	$2	Not stated	None
Legal Process/Subpoena	$35	Not stated	None
Legal Processing	$100	Not stated	None
Bank Verification Letter	$35	Not stated	None
Retirement & IRA
Individual Retirement Account (IRA) Services: Transfer Fee	$35	Not stated	None
Other Fees
Certified or Overnight Mail – Special Mailing/Rush Delivery Fee	$10	Not stated	None
Statement Copy from archive with our assistance, per statement	$10	Not stated	None
Statement Copy from Online Banking	No charge	Not stated	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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