Axos Bank

Headquarters: San Diego, California
Charter: Bank
Assets: $28.9B
Fed district: San Francisco

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 28, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
Axos Bank: $0 to $30
Axos Bank: $0 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Axos Bank: $35
Axos Bank: $35
U.S. median: no median
Stop Payment
Compared at $22.50, the middle of its prices
Axos Bank: $10 to $35
Axos Bank: $10 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Axos Bank · $28.9B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$23.2B to $34.9B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Axos Bank(this institution)	San Diego, CA	$28.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arvest Bank	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Hawaii	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
BankUnited, National Association	Miami Lakes, FL	$34.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City National Bank of Florida	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Customers Bank	Malvern, PA	$26.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Interstate Bank	Billings, MT	$25.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First National Bank of Omaha	Omaha, NE	$34.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
OceanFirst Bank, National Association	Toms River, NJ	$23.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sallie Mae Bank	Salt Lake City, UT	$28.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3 (25%) above the median of similar-sized banks.

Compared at $15, the middle of its two prices, against a peer median of $12 among 16 publishing peers.

Its two checking prices are $0 and $30.

$15 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Axos Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude $45 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Axos Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance FeesNo charge
per month
Monthly Maintenance Fees$30
per month
Escheatment Notification$2
Excess Transaction or Withdrawal Fee (per withdrawal)$10
per transaction

Overdraft & NSF

Overdraft Protection Transfer (from linked account)No charge

Wire Transfers

Wire Transfers Outgoing (Domestic)$35
per item
Wire Transfers Outgoing (International)$45
per item

Check Services

Official checks, per item$10
per item
Stop payments, per request Online (initial or extension)$10
per item
Stop payments, per request with assistance (initial or extension)$35
per item
Axos Bank On-Us Check Cashing Fee for Non-Customers, per item$5
per item
Collection Items, domestic, per itemNo charge
per item
Check copy from archive, per item$5
per item

Account Services

Non-Customer Notary Fee$2
Legal Process/Subpoena$35
Legal Processing$100
Bank Verification Letter$35

Retirement & IRA

Individual Retirement Account (IRA) Services: Transfer Fee$35

Other Fees

Certified or Overnight Mail – Special Mailing/Rush Delivery Fee$10
Statement Copy from archive with our assistance, per statement$10
Statement Copy from Online BankingNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fees	No charge	per month	None
Monthly Maintenance Fees	$30	per month	None
Escheatment Notification	$2	Not stated	None
Excess Transaction or Withdrawal Fee (per withdrawal)	$10	per transaction	None
Overdraft & NSF
Overdraft Protection Transfer (from linked account)	No charge	Not stated	None
Wire Transfers
Wire Transfers Outgoing (Domestic)	$35	per item	None
Wire Transfers Outgoing (International)	$45	per item	None
Check Services
Official checks, per item	$10	per item	None
Stop payments, per request Online (initial or extension)	$10	per item	None
Stop payments, per request with assistance (initial or extension)	$35	per item	None
Axos Bank On-Us Check Cashing Fee for Non-Customers, per item	$5	per item	None
Collection Items, domestic, per item	No charge	per item	None
Check copy from archive, per item	$5	per item	None
Account Services
Non-Customer Notary Fee	$2	Not stated	None
Legal Process/Subpoena	$35	Not stated	None
Legal Processing	$100	Not stated	None
Bank Verification Letter	$35	Not stated	None
Retirement & IRA
Individual Retirement Account (IRA) Services: Transfer Fee	$35	Not stated	None
Other Fees
Certified or Overnight Mail – Special Mailing/Rush Delivery Fee	$10	Not stated	None
Statement Copy from archive with our assistance, per statement	$10	Not stated	None
Statement Copy from Online Banking	No charge	Not stated	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Axos Bank's early account closure changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
Axos Bank: $0 to $30
Axos Bank: $0 to $30
U.S. median: no median
Wire Transfer (Domestic Out)
Axos Bank: $35
Axos Bank: $35
U.S. median: no median
Stop Payment
Compared at $22.50, the middle of its prices
Axos Bank: $10 to $35
Axos Bank: $10 to $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 28, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Axos Bank · $28.9B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$23.2B to $34.9B in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Axos Bank(this institution)	San Diego, CA	$28.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Ameriprise Bank, FSB	Minneapolis, MN	$25.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Ameris Bank	Atlanta, GA	$28.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Arvest Bank	Fayetteville, AR	$28.1B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Hawaii	Honolulu, HI	$23.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
BankUnited, National Association	Miami Lakes, FL	$34.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Overdraft not published
Centennial Bank	Conway, AR	$24.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
City National Bank of Florida	Miami, FL	$29.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Customers Bank	Malvern, PA	$26.5B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Eastern Bank	Boston, MA	$31.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
First Hawaiian Bank	Honolulu, HI	$23.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
First Interstate Bank	Billings, MT	$25.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First National Bank of Omaha	Omaha, NE	$34.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Fulton Bank, National Association	Lancaster, PA	$32.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Glacier Bank	Kalispell, MT	$31.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
OceanFirst Bank, National Association	Toms River, NJ	$23.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Provident Bank	Jersey City, NJ	$25.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Renasant Bank	Tupelo, MS	$27B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Sallie Mae Bank	Salt Lake City, UT	$28.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Simmons Bank	Pine Bluff, AR	$24.7B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
TD Bank USA, National Association	Wilmington, DE	$32.1B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Texas Capital Bank	Dallas, TX	$33.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
United Bank	Fairfax, VA	$33.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
United Community Bank	Greenville, SC	$29B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
WaFd Bank	Seattle, WA	$27.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
WesBanco Bank, Inc.	Wheeling, WV	$27.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 16 publish this fee(monthly maintenance)

9 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3 (25%) above the median of similar-sized banks.

Compared at $15, the middle of its two prices, against a peer median of $12 among 16 publishing peers.

Its two checking prices are $0 and $30.

$15 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Axos Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance FeesNo charge
per month
Monthly Maintenance Fees$30
per month
Escheatment Notification$2
Excess Transaction or Withdrawal Fee (per withdrawal)$10
per transaction

Overdraft & NSF

Overdraft Protection Transfer (from linked account)No charge

Wire Transfers

Wire Transfers Outgoing (Domestic)$35
per item
Wire Transfers Outgoing (International)$45
per item

Check Services

Official checks, per item$10
per item
Stop payments, per request Online (initial or extension)$10
per item
Stop payments, per request with assistance (initial or extension)$35
per item
Axos Bank On-Us Check Cashing Fee for Non-Customers, per item$5
per item
Collection Items, domestic, per itemNo charge
per item
Check copy from archive, per item$5
per item

Account Services

Non-Customer Notary Fee$2
Legal Process/Subpoena$35
Legal Processing$100
Bank Verification Letter$35

Retirement & IRA

Individual Retirement Account (IRA) Services: Transfer Fee$35

Other Fees

Certified or Overnight Mail – Special Mailing/Rush Delivery Fee$10
Statement Copy from archive with our assistance, per statement$10
Statement Copy from Online BankingNo charge

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance Fees	No charge	per month	None
Monthly Maintenance Fees	$30	per month	None
Escheatment Notification	$2	Not stated	None
Excess Transaction or Withdrawal Fee (per withdrawal)	$10	per transaction	None
Overdraft & NSF
Overdraft Protection Transfer (from linked account)	No charge	Not stated	None
Wire Transfers
Wire Transfers Outgoing (Domestic)	$35	per item	None
Wire Transfers Outgoing (International)	$45	per item	None
Check Services
Official checks, per item	$10	per item	None
Stop payments, per request Online (initial or extension)	$10	per item	None
Stop payments, per request with assistance (initial or extension)	$35	per item	None
Axos Bank On-Us Check Cashing Fee for Non-Customers, per item	$5	per item	None
Collection Items, domestic, per item	No charge	per item	None
Check copy from archive, per item	$5	per item	None
Account Services
Non-Customer Notary Fee	$2	Not stated	None
Legal Process/Subpoena	$35	Not stated	None
Legal Processing	$100	Not stated	None
Bank Verification Letter	$35	Not stated	None
Retirement & IRA
Individual Retirement Account (IRA) Services: Transfer Fee	$35	Not stated	None
Other Fees
Certified or Overnight Mail – Special Mailing/Rush Delivery Fee	$10	Not stated	None
Statement Copy from archive with our assistance, per statement	$10	Not stated	None
Statement Copy from Online Banking	No charge	Not stated	None

Correct a fee source

Oct 28, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.