21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 17, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $5.98, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Usc Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per day
per day
per transaction
per item
per item
per item
one time
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Charges | $8.95 | per month | None |
| PremiumSpend monthly service fee (audience not stated, treated as personal) | $8.95 | per month | None |
| Service Charge (audience not stated, treated as personal) | No charge | Not stated | None |
| Service Charge (audience not stated, treated as personal) | $3 | per month | None |
| Escheatment Notice Fee (audience not stated, treated as personal) | $2 | Not stated | None |
| Mailed Paper Statement (audience not stated, treated as personal) | $2Not compared: Daily charge, not monthly | per day | None |
| Mailed Paper Statement (audience not stated, treated as personal) | $3Not compared: Daily charge, not monthly | per day | None |
| Optional paper statements (audience not stated, treated as personal) | No charge | Not stated | None |
| Returned Mail Fee (audience not stated, treated as personal) | $5 | Not stated | None |
Overdraft & NSF | |||
| Overdraft Coverage Fee (per item) (audience not stated, treated as personal) | $14 | per item | None |
| Non-Sufficient Funds Fee (per item) (audience not stated, treated as personal) | $14 | per item | None |
| Overdraft Transfer from a Qualified Savings Account (audience not stated, treated as personal) | $3 | Not stated | None |
ATM & Card | |||
| Non-network domestic ATM transactions (audience not stated, treated as personal) | No charge | per transaction | None |
| Rush Card Order | $35 | per item | None |
Wire Transfers | |||
| Incoming domestic wire transfers (audience not stated, treated as personal) | No charge | per transaction | None |
Check Services | |||
| Cashier’s Check (payable to 3rd party) 1 (audience not stated, treated as personal) | $5 | Not stated | None |
| Credit Union cashier’s checks (audience not stated, treated as personal) | No charge | per item | None |
| Credit Union money orders (audience not stated, treated as personal) | No charge | per item | None |
| Money Order (up to $1,000) (audience not stated, treated as personal) | $2 | Not stated | None |
| Stop Payment on Checks, Money Orders (audience not stated, treated as personal) | $20 | Not stated | None |
| Temporary checks (audience not stated, treated as personal) | No charge | Not stated | None |
| Temporary Checks (Per sheet of 4) (audience not stated, treated as personal) | $1 | per item | None |
| Check Cashing Fees for Non-members (audience not stated, treated as personal) | $3 | Not stated | None |
| Collection Item - Foreign or Domestic (audience not stated, treated as personal) | $20 | Not stated | None |
Digital & Electronic | |||
| Bill Pay and Zelle (audience not stated, treated as personal) | No charge | Not stated | None |
| Mobile Deposit (audience not stated, treated as personal) | No charge | Not stated | None |
Account Services | |||
| Credit Union notary services (audience not stated, treated as personal) | No charge | Not stated | None |
| Legal Process Fee (audience not stated, treated as personal) | $35 | Not stated | None |
Other Fees | |||
| Instant Loan application fee (audience not stated, treated as personal) | $20 | one time | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee change alerts
We check once a day and send one email covering every change.