21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Overdraft (OD)
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Power Financial Federal Credit Union’s own schedules, with a source for each figure.
per hour · Account Reconciliation/Research per Hour $25.00 ($25 min)
per month
per item
per month
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Closed Account Fee < 90 days (audience not stated, treated as personal) | $25 | Not stated | None |
| Abandoned Property Fee (audience not stated, treated as personal) | $20 | Not stated | None |
| Account Reconciliation/Research per Hour (audience not stated, treated as personal) | $25Not compared: Charged per hour; comparison unavailable | per hour | Account Reconciliation/Research per Hour $25.00 ($25 min) |
| Paper Statement Fee (audience not stated, treated as personal) | $2 | per month | None |
| Excessive Transaction Fee | $3 | per item | None |
| Incorrect Address (audience not stated, treated as personal) | $7.50 | per month | None |
Overdraft & NSF | |||
| ATM/ POS Courtesy Pay Overdraft (audience not stated, treated as personal) | No charge | Not stated | None |
| NSF (Check, ACH or Bill Pay) | No charge | Not stated | None |
| Negative Balance Fee (audience not stated, treated as personal) | $10 | per item | None |
ATM & Card | |||
| ATM Withdrawals (Non-PFCU) (audience not stated, treated as personal) | $1.50 | per item | None |
Check Services | |||
| IRA Bank Check Disbursement Fee (excludes RMD) (audience not stated, treated as personal) | $25Not compared: CD/IRA fee | Not stated | None |
| Money Orders | $4 | Not stated | None |
| Stop Payment (Check, ACH, Bill Pay, A2A or Zelle®) (audience not stated, treated as personal) | $30 | Not stated | None |
| Check Cashing (non-member) (audience not stated, treated as personal) | $5 | Not stated | None |
| Check Copy Fee (audience not stated, treated as personal) | $5 | Not stated | None |
Digital & Electronic | |||
| ACH Origination | $30 | Not stated | None |
| ACH Origination/Pay By Phone (Loan Payments) (audience not stated, treated as personal) | $15 | Not stated | None |
| Expedited Bill Payment (check) | No charge | Not stated | None |
Cash & Deposit | |||
| Cash Advance (audience not stated, treated as personal) | 4%of the advance | Not stated | None |
Account Services | |||
| Notary – Members (audience not stated, treated as personal) | No charge | Not stated | None |
| Safe Deposit Box – Drilling | $250Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10x10 | $140 | Not stated | None |
| Safe Deposit Box 3x10 | $70 | Not stated | None |
| Safe Deposit Box 3x5 | $40 | Not stated | None |
| Safe Deposit Box 5x10 | $90 | Not stated | None |
| Safe Deposit Box 5x5 | $50 | Not stated | None |
| Safe Deposit Box Late Fee | $10Not compared: Box drilling or key fee | Not stated | None |
| Garnishment/Levy (audience not stated, treated as personal) | $100 | Not stated | None |
| Verification of Account Letter (audience not stated, treated as personal) | $25 | Not stated | None |
Retirement & IRA | |||
| IRA Transfer Fee (audience not stated, treated as personal) | $50 | Not stated | None |
Gift & Prepaid Cards | |||
| Visa® Gift Cards | $3.95 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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