24 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 2, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Premier Checking
Overdraft (OD)
NSF / Returned Item
Compared at $31.50, the middle of its prices
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Colorado Federal Credit Union’s own schedules, with a source for each figure.
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Premier Checking Monthly service charge | $4 | per month | None |
| Inactive Account (Savings Account) | $5 | per month | None |
| Account Reconciliation and Research | $35Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Mail | $5Not compared: Per-item charge, not monthly | per item | None |
Overdraft & NSF | |||
| Overdraft Privilege | $29 | per item | None |
| Item Returned for Non-Sufficient Funds | $29 | per item | None |
| Returned Item-To/From Same Member | $34 | Not stated | None |
| Overdraft Transfer (Savings to Checking) | $3 | Not stated | None |
ATM & Card | |||
| Replacement Card | $15 | Not stated | None |
| Rush Order on Card | $35 | Not stated | None |
| International Transaction Fee | 1%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfer (Outgoing) | $20 | per item | None |
| Foreign Wire Transfer (Outgoing) | $50 | per item | None |
Check Services | |||
| Cashier's Check | $6 | per item | None |
| Money Order | $5 | per item | None |
| Stop Payment (all items) | $25 | per item | None |
| Temporary Checks | $2 | per item | None |
| Check Cashing | $10 | Not stated | None |
| Foreign Item Sent for Collection/Special Item | $25 | per item | None |
| Retrieval and Copy of Draft | $3 | Not stated | None |
Cash & Deposit | |||
| Coin Processing (audience not stated, treated as personal) | 3% | Not stated | None |
| Cash Advance for Classic Visa Credit Card | $25 | per item | None |
| Returned Item | $15 | Not stated | None |
Account Services | |||
| Notary | $5 | Not stated | None |
| Garnishment/Levy Attachment | $50 | Not stated | None |
Lending Fees | |||
| Late Charge on Other Loans | $15 | Not stated | None |
Retirement & IRA | |||
| IRA Closure/Rollover/Transfer to Other Institution | $25 | per item | None |
Gift & Prepaid Cards | |||
| Visa Gift Cards | $3.50 | per item | None |
Other Fees | |||
| SWIVEL Pay Loan Payment via Phone/ Branch | $8 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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