Peopleschoice Federal Credit Union

Headquarters: Biddeford, Maine
Charter: Credit Union
Assets: $366.9M
Fed district: Boston

21 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Peopleschoice Federal Credit Union: $9.95
Peopleschoice Federal Credit Union: $9.95
U.S. median: no median
Wire Transfer (Domestic Out)
Peopleschoice Federal Credit Union: $20
Peopleschoice Federal Credit Union: $20
U.S. median: no median
Stop Payment
Peopleschoice Federal Credit Union: $25
Peopleschoice Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Peopleschoice Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closed Account Fee (within 6 months)$20
Inactive Account Fee (After 12 months)$5
per month
Research (1 Hour Minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Paid Overdraft Item (PdOvdrft) A paid overdraft item may be created by check, in-person withdrawal, or other electronic$9.95
per item
Overdraft Protection Transfer from Savings$1
Not compared: Monthly charge, not per item
per month

Wire Transfers

Wire Transfer (Outgoing)$20
Wire Transfer (Incoming)No charge
Wire Transfer (Outgoing, Foreign)$30

Check Services

Official ChecksNo charge
Money OrderNo charge
Revoke Authorization (ACH Stop Pay)$25
Canadian Check Cashing$8
Canadian Check Deposit$8
Copy of a Draft (check)$2
per item
Fax of Photocopy of Drafts$3
per item
Fax of Photocopy of Drafts (Same Day)$7.50
per item
Money Order/PeoplesChoice Check Copy$5

Digital & Electronic

Bill PayNo charge

Cash & Deposit

Coin Counting (audience not stated, treated as personal)7%
Coin Counting7%
Coin Counting MachineNo charge
Night Deposit Key Replacement$5

Account Services

Notary Services for MembersNo charge
Lost Key$50
Not compared: Box drilling or key fee
Safe Deposit Box Rental Rates$35
per year
Levy/Garnishment Processing$25

Gift & Prepaid Cards

VISA Gift Card$4.95

Other Fees

Fax of Photocopy of Drafts$3
per item
Photocopies (1 Free per Day)$0.25
per item
Statement Copy$2
Skip-A-Payment Processing Fee (Non-Mortgages)No charge

Fee	Amount	Basis	Note
Account Maintenance
Closed Account Fee (within 6 months)	$20	Not stated	None
Inactive Account Fee (After 12 months)	$5	per month	None
Research (1 Hour Minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Paid Overdraft Item (PdOvdrft) A paid overdraft item may be created by check, in-person withdrawal, or other electronic	$9.95	per item	None
Overdraft Protection Transfer from Savings	$1Not compared: Monthly charge, not per item	per month	None
Wire Transfers
Wire Transfer (Outgoing)	$20	Not stated	None
Wire Transfer (Incoming)	No charge	Not stated	None
Wire Transfer (Outgoing, Foreign)	$30	Not stated	None
Check Services
Official Checks	No charge	Not stated	None
Money Order	No charge	Not stated	None
Revoke Authorization (ACH Stop Pay)	$25	Not stated	None
Canadian Check Cashing	$8	Not stated	None
Canadian Check Deposit	$8	Not stated	None
Copy of a Draft (check)	$2	per item	None
Fax of Photocopy of Drafts	$3	per item	None
Fax of Photocopy of Drafts (Same Day)	$7.50	per item	None
Money Order/PeoplesChoice Check Copy	$5	Not stated	None
Digital & Electronic
Bill Pay	No charge	Not stated	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	7%	Not stated	None
Coin Counting	7%	Not stated	None
Coin Counting Machine	No charge	Not stated	None
Night Deposit Key Replacement	$5	Not stated	None
Account Services
Notary Services for Members	No charge	Not stated	None
Lost Key	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Rental Rates	$35	per year	None
Levy/Garnishment Processing	$25	Not stated	None
Gift & Prepaid Cards
VISA Gift Card	$4.95	Not stated	None
Other Fees
Fax of Photocopy of Drafts	$3	per item	None
Photocopies (1 Free per Day)	$0.25	per item	None
Statement Copy	$2	Not stated	None
Skip-A-Payment Processing Fee (Non-Mortgages)	No charge	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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