Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, $1B to $10B

Bellco Federal Credit Union

Greenwood Villa, ColoradoCredit UnionKansas City Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

1Money Market Low Balance Fee (daily balance drops below minimum balance$10Within the typical range ($5–$10 nationally)

per day · Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=minimum_balance; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="1Money Market Low Balance Fee (daily balance drops below minimum balance | $10.00 | Plastic Card Microfilm Copy of Sales Draft | $2.00" · Source

Account Reconciliation Fee (Hourly)$20

$5 below the national median

Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=account_research; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Account Reconciliation Fee (Hourly) | $20.00 | Failed Transfer Fee | $25.00" · Source

Early Account Closure Fee (Savings or checking accounts closed$25

$10 above the national median

Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=early_closure; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Non-member Check Cashing Fee | $4.00 | Early Account Closure Fee (Savings or checking accounts closed | $25.00" · Source

Paper Statement Fee$2

$1 below the national median

Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=paper_statement; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Paper Statement Fee | $2.00 | Bill Pay Stop Payment Fee | $31.00" · Source

Overdraft & NSFVerified

Insufficient Funds Fee (to include ACH and Check transactions $25 or more)$28Within the typical range ($25–$31 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=nsf; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Insufficient Funds Fee (to include ACH and Check transactions $25 or more) | $28.00 | Plastic Card Replacement (Per Card) | $6.00" · Source
Overdraft Fee (transactions $25 or more; to include ACH, Checks, and, for$28Within the typical range ($25–$31 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=overdraft; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Overdraft Fee (transactions $25 or more; to include ACH, Checks, and, for | $28.00 | Re-Issue Lost PIN | $1.00" · Source

ATM & CardVerified

Plastic Card Replacement (Per Card)$6Within the typical range ($5–$10 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=card_replacement; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Insufficient Funds Fee (to include ACH and Check transactions $25 or more) | $28.00 | Plastic Card Replacement (Per Card) | $6.00" · Source
Rush Order on Plastic Cards$45Within the typical range ($30–$50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=rush_card; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="| Rush Order on Plastic Cards | $45.00" · Source

Check ServicesVerified

Bill Pay Check Image Fee$10Above the typical range ($2–$5 nationally)
$7 above the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=check_image; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="| Bill Pay Check Image Fee | $10.00" · Source
Money Orders (Free with Platinum Checking)$5Above the typical range ($2–$3 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=money_order; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Money Orders (Free with Platinum Checking) | $5.00" · Source
Non-member Check Cashing Fee$4Below the typical range ($5–$10 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=check_cashing; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Non-member Check Cashing Fee | $4.00 | Early Account Closure Fee (Savings or checking accounts closed | $25.00" · Source
Official/Cashier’s Check (Free with Platinum Checking)$5Within the typical range ($3–$6 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=cashiers_check; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Official/Cashier’s Check (Free with Platinum Checking) | $5.00" · Source
Plastic Card Microfilm Copy of Sales Draft$2Within the typical range ($2–$5 nationally)
$1 below the national median
per day · Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=check_image; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="1Money Market Low Balance Fee (daily balance drops below minimum balance | $10.00 | Plastic Card Microfilm Copy of Sales Draft | $2.00" · Source
Rush Service Fee for Check Image/Photocopy (within 24 hours)$5Within the typical range ($2–$5 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=check_image; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Rush Service Fee for Check Image/Photocopy (within 24 hours) | $5.00 | Inactivity Fee (1 year if no contact/activity by a member and | $5.00" · Source
Stop Payment (single or series)$31Above the typical range ($20–$30 nationally)
$4 above the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=stop_payment; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Stop Payment (single or series) | $31.00 | ATM Security Film Development | $30.00" · Source
Temporary Checks (8)$4Within the typical range ($1–$4 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=counter_check; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Temporary Checks (8) | $4.00 | Credit Card Late Fee | Up to $25.00" · Source

Account ServicesVerified

Levy/Garnishment$50Within the typical range ($30–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=garnishment_levy; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Levy/Garnishment | $50.00 | Loan Secured Late Fee | $15.00" · Source

Lending FeesVerified

Loan Secured Late Fee$15Within the typical range ($15–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=late_payment; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Levy/Garnishment | $50.00 | Loan Secured Late Fee | $15.00" · Source

Other FeesVerified

Overnight Mail Fee (Next Business Day)$15Below the typical range ($20–$40 nationally)
$12.75 below the national median
Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=courier_delivery; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="| Overnight Mail Fee (Next Business Day) | $15.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
1Money Market Low Balance Fee (daily balance drops below minimum balance	$10Within the typical range ($5–$10 nationally)	$5 above the national median	per day	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=minimum_balance; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="1Money Market Low Balance Fee (daily balance drops below minimum balance \| $10.00 \| Plastic Card Microfilm Copy of Sales Draft \| $2.00"	Source
Account Reconciliation Fee (Hourly)	$20Within the typical range ($17.50–$25 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=account_research; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Account Reconciliation Fee (Hourly) \| $20.00 \| Failed Transfer Fee \| $25.00"	Source
Early Account Closure Fee (Savings or checking accounts closed	$25Within the typical range ($10–$25 nationally)	$10 above the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=early_closure; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Non-member Check Cashing Fee \| $4.00 \| Early Account Closure Fee (Savings or checking accounts closed \| $25.00"	Source
Paper Statement Fee	$2Within the typical range ($2–$5 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=paper_statement; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Paper Statement Fee \| $2.00 \| Bill Pay Stop Payment Fee \| $31.00"	Source
Overdraft & NSFVerified
Insufficient Funds Fee (to include ACH and Check transactions $25 or more)	$28Within the typical range ($25–$31 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=nsf; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Insufficient Funds Fee (to include ACH and Check transactions $25 or more) \| $28.00 \| Plastic Card Replacement (Per Card) \| $6.00"	Source
ATM & CardVerified
Plastic Card Replacement (Per Card)	$6Within the typical range ($5–$10 nationally)	$4 below the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=card_replacement; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Insufficient Funds Fee (to include ACH and Check transactions $25 or more) \| $28.00 \| Plastic Card Replacement (Per Card) \| $6.00"	Source

Check ServicesVerified
Bill Pay Check Image Fee	$10Above the typical range ($2–$5 nationally)	$7 above the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=check_image; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="\| Bill Pay Check Image Fee \| $10.00"	Source
Money Orders (Free with Platinum Checking)
Account ServicesVerified
Levy/Garnishment	$50Within the typical range ($30–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=garnishment_levy; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Levy/Garnishment \| $50.00 \| Loan Secured Late Fee \| $15.00"	Source
Lending FeesVerified
Loan Secured Late Fee	$15Within the typical range ($15–$25 nationally)	$7.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=late_payment; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="Levy/Garnishment \| $50.00 \| Loan Secured Late Fee \| $15.00"	Source
Other FeesVerified
Overnight Mail Fee (Next Business Day)	$15Below the typical range ($20–$40 nationally)	$12.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #10122. canonical_hint=courier_delivery; text_hash=a8346d530759ddf41d229dcbab3af184f23a5105cb8d2db38723aaff57421adb; excerpt="\| Overnight Mail Fee (Next Business Day) \| $15.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$28

Overdraft fee: $28

7% below the national median overdraft fee

Total fees: 19 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$8.5B

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$8.5B

Total deposits

$7.1B

Service charge income (year to date)

$7.0M

Fee income ratio

2.9%

Return on assets

0.72%

Financial profile · Pro

Performance from regulator filings

Rush Order on Plastic Cards

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