Compared with California
3 of 4
compared fees are above the median.
1 below, 0 about the same.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
6th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the California median
of 4 compared; 1 below, 0 about the same
See the feesFee schedule read Oct 31, 2026
Call-report figures are for Travis Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the California median | Published fees above the California median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Travis Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 31, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 2.4% of revenue, below the 6.6% median of 452 credit unions with $1B to $10B in assets (6th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $1.9M in Q2 2026, 22% below the same quarter a year earlier ($2.5M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
3 of 4 compared published fees sit above the California median; 1 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with California medians for fees published by banks and credit unions.
Non-Network ATM
NSF / Returned Item
Bill Pay & Zelle
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 25% from Q3 2025 to Q2 2026, to $1.9M. Its share of revenue, 2.4%, is below the 6.6% median for credit unions with $1B to $10B in assets.
$1.9M
Travis Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Travis Federal Credit Union · $5.9B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Travis Federal Credit Union(this institution) | Vacaville, CA | $5.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Affinity Plus Federal Credit Union | Saint Paul, MN | $5B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| American Heritage Federal Credit Union | Philadelphia, PA | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Apple Federal Credit Union | Fairfax, VA | $5.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Canvas Federal Credit Union | Lone Tree, CO | $5.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Chevron Federal Credit Union | Concord, CA | $5.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Coastal Federal Credit Union | Raleigh, NC | $6.2B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Educational Employees Federal Credit Union | Fresno, CA | $5.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Everwise Federal Credit Union | South Bend, IN | $5.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Fairwinds Federal Credit Union | Orlando, FL | $5.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| First Community Federal Credit Union | Chesterfield, MO | $5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Founders Federal Credit Union | Lancaster, SC | $5.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Genisys Federal Credit Union | Auburn Hills, MI | $6.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Knoxville Tva Employees Federal Credit Union | Knoxville, TN | $5.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Langley Federal Credit Union | Newport News, VA | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Municipal Federal Credit Union | New York, NY | $5.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Nasa Federal Credit Union | Upper Marlboro, MD | $5.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Royal Federal Credit Union | Eau Claire, WI | $5.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Spokane Teachers Federal Credit Union | Liberty Lake, WA | $6.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| State Employees Credit Union of Maryland | Linthicum, MD | $5.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| State Farm Federal Credit Union | Bloomington, IL | $5.7B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
| Tinker Federal Credit Union | Oklahoma City, OK | $6.1B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Truliant Federal Credit Union | Winston Salem, NC | $5.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Trustone Financial Federal Credit Union | Plymouth, MN | $6.1B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Washington State Employees Federal Credit Union | Olympia, WA | $5.1B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Wescom Central Federal Credit Union | Pasadena, CA | $6.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Overdraft not published |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
The peer median is $7.75 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Travis Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Call reports for Travis Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $1.9M | −$73K | −3.7% |
| Q1 2026 | $2.0M | −$272K | −12.0% |
| Q4 2025 | $2.3M | −$311K | −12.1% |
| Q3 2025 | $2.6M | +$104K | +4.2% |
| Q2 2025 | $2.5M | −$98K | −3.8% |
| Q1 2025 | $2.6M | −$175K | −6.4% |
| Q4 2024 | $2.7M | −$31K | −1.1% |
| Q3 2024 | $2.8M | −$331K | −10.6% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Travis Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Travis Federal Credit Union by share.
Amounts from Travis Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSF | |||
| Partida de sobregiro por fondos insuficientes (NSF/UCF) (por presentación) | $14Below the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| Reemplazo de tarjeta ATM/o debito | $5Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
Digital & Electronic | |||
| Solicitud de cancelación de pago (sitio web Bill Pay, de Check-free) | $25Above the U.S. middle 50% ($0 to $6 nationally) | Not stated | None |
Account Services | |||
| Safe Deposit Box 10" X 10" | $115Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 10" X 15" | $130Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 11" X 16" | $145Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3" X 10" | $55Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 3" X 5" | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
| Safe Deposit Box 6" X 10" | $70Above the U.S. middle 50% ($32.50 to $60 nationally) | Not stated | None |
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $16 | per month | None |
| Monthly Service | $25 | per month | None |
| Account Research (Includes Reconciliation) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Returned Statement / Bad Address | $5 | Not stated | None |
Overdraft & NSF | |||
| Non-Sufficient Funds (NSF/UCF) Overdraft Item (per presentment) | $14 | per item | None |
| Negative Balance Fee | $4 | per day | None |
ATM & Card | |||
| Replacement Card | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing bank wire (domestic) | $25 | Not stated | None |
| Incoming bank wire | $10 | Not stated | None |
| Outgoing wire (international) plus other institution fees | $35 | Not stated | None |
Check Services | |||
| Stale Dated Official Check | $25 | per item | None |
| Stop Payment - (Single or Range) | $20 | Not stated | None |
| Stop Payment Request (Lost, stolen, or destroyed official check) | $25 | per item | None |
| Stop Payment Request Bill Payment (Check or ACH) | $25 | Not stated | None |
| Temporary Checks | $3 | Not stated | None |
| ARC - copy of converted check | $3 | Not stated | None |
| Photocopy of Check 2 free per month, then | $3 | per item | None |
| Photocopy of Deposited Check | $5 | Not stated | None |
Account Services | |||
| Notary Services (Non-TCU documents) (per notarized signature) | $15 | Not stated | None |
| Safe Deposit Box 10 x 10 | $115 | Not stated | None |
| Safe Deposit Box 10 x 15 | $130 | Not stated | None |
| Safe Deposit Box 11 x 16 | $145 | Not stated | None |
| Safe Deposit Box 3 x 10 | $55 | Not stated | None |
| Safe Deposit Box 3 x 5 | $35 | Not stated | None |
| Safe Deposit Box 5 x 10 | $70 | Not stated | None |
| Safe Deposit Box 5 x 5 | $43 | Not stated | None |
| Safe Deposit Box 6 x 10 | $70 | Not stated | None |
| Process Levy or other legal process | $50 | Not stated | None |
| Verification of Deposit | $10 | Not stated | None |
Lending Fees | |||
| Late Fee | $10 | Not stated | None |
Other Fees | |||
| Adjustment receipt faxed (per occurrence) | $2 | per item | None |
| Photocopy of Statement | $1 | per item | None |
| Printed History - Statement Copy (page or portion of the current month) | $5 | Not stated | None |
| Returned Loan Payment | $15 | Not stated | None |
Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Travis Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
25 offices in 1 state (June 30, 2026)
Each dot is one office.
24 of 25 offices on the map. 3 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Fairfield, CA | 4 |
| Vacaville, CA | 4 |
| Antioch, CA | 2 |
| Atwater, CA | 1 |
| Benicia, CA | 1 |
| Clayton, CA | 1 |
| Concord, CA | 1 |
| Davis, CA | 1 |
Largest competitors nearby
Local market: Solano county, CA, around its headquarters.
| 12 in its local market | Deposit share |
|---|---|
| Wells Fargo Bank, National Association | 23.5% |
| Bank of America, National Association | 22.6% |
| JPMorgan Chase Bank, National Association | 21.2% |
| U.S. Bank National Association | 7.9% |
| First Northern Bank of Dixon | 6.7% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.