19 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 6, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Primary Checking $0 · Fresh Start Checking $10 to $13
Compared at $10, the middle of its prices
Non-Network ATM
Wire Transfer (Domestic Out)
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Premier America Federal Credit Union’s own schedules, with a source for each figure.
per month
per month
per month
per month
one time
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Service Fee (with direct deposit(s) of + per month) | $10 | per month | None |
| Monthly Service Fee (without direct deposit) | $13 | per month | None |
| Primary Checking – Monthly Service Fee | No charge | per month | None |
| Market, and Advantage Money Market – Minimum Balance Fee | No charge | Not stated | None |
| Platinum Checking – Minimum Balance Fee | $20 | Not stated | None |
| Premier Checking – Minimum Balance Fee | $10 | Not stated | None |
| Paper Statement Fee (per monthly statement) | No charge | per month | None |
| Excess Withdrawal Fee | No charge | Not stated | None |
Overdraft & NSF | |||
| Overdraft Transfer Fee | No charge | Not stated | None |
ATM & Card | |||
| Out-of-Network ATMs | No charge | Not stated | None |
| Debit Mastercard/ATM Card Replacement | No charge | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Transfers: Domestic | $25 | Not stated | None |
| Incoming Wire Transfers | No charge | Not stated | None |
| Outgoing Wire Transfers: International | $65 | Not stated | None |
Check Services | |||
| Stop Payment (Checking Account) | No charge | Not stated | None |
| Stop Payment: Paid | $14 | Not stated | None |
| Check Cashing (non-member) | No charge | Not stated | None |
| Copy of Cleared Check | $5 | Not stated | None |
Digital & Electronic | |||
| Online Bill Pay | No charge | Not stated | None |
Account Services | |||
| Replacement Key | $20Not compared: Box drilling or key fee | Not stated | None |
| Tax Levy/Garnishment | $50 | Not stated | None |
| Account Research/Legal Process | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Verification of Deposit | $25 | Not stated | None |
Retirement & IRA | |||
| IRA Plan Termination Fee | $20 | one time | None |
Gift & Prepaid Cards | |||
| Debit Mastercard Gift Card Fee | No charge | Not stated | None |
Other Fees | |||
| Interim Statement | No charge | Not stated | None |
Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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