Cabrillo Federal Credit Union

Headquarters: San Diego, California
Charter: Credit Union
Assets: $573.5M
Fed district: San Francisco

7 published fees; none has a market median to compare yet.

Source: its fee schedule, read Mar 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Checking
Cabrillo Federal Credit Union: $10
Cabrillo Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Cabrillo Federal Credit Union: $14
Cabrillo Federal Credit Union: $14
U.S. median: no median
Non-Network ATM
Cabrillo Federal Credit Union: $1
Cabrillo Federal Credit Union: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Mar 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Cabrillo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Monthly Fee$10
per month

Overdraft & NSF

Nonsufficient Funds ACH Debit$14
Nonsufficient Funds Returned$14

ATM & Card

Foreign ATM Fee$1
Replacement Card$5
Foreign Transactions (Of Purchase)1%of the transaction

Wire Transfers

Domestic Wire Transfer$25

Check Services

Cashier’s Checks$14

Account Services

Levy / Garnishment$35

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Monthly Fee	$10	per month	None
Overdraft & NSF
Nonsufficient Funds ACH Debit	$14	Not stated	None
Nonsufficient Funds Returned	$14	Not stated	None
ATM & Card
Foreign ATM Fee	$1	Not stated	None
Replacement Card	$5	Not stated	None
Foreign Transactions (Of Purchase)	1%of the transaction	Not stated	None
Wire Transfers
Domestic Wire Transfer	$25	Not stated	None
Check Services
Cashier’s Checks	$14	Not stated	None
Account Services
Levy / Garnishment	$35	Not stated	None

Correct a fee source

Mar 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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