Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community credit union, $300M to $1B

Cabrillo Federal Credit Union

San Diego, CaliforniaCredit UnionSan Francisco Fed districtFees collected Mar 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Basic Checking Monthly Fee$10Within the typical range ($4–$12.63 nationally)

per month · Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=monthly_maintenance; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Minimum Opening Balance | $5.00 | Basic Checking Monthly Fee | $10.00" · Source

Overdraft & NSFVerified

Nonsufficient Funds ACH Debit$14Below the typical range ($25–$32 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=nsf; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Nonsufficient Funds ACH Debit* | $14.00" · Source

ATM & CardVerified

Foreign ATM Fee$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=atm_non_network; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Foreign ATM Fee | $1.00 | Credit Score by Savvy Money" · Source
Replacement Card$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=card_replacement; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Replacement Card | $5.00" · Source

Check ServicesVerified

Cashier’s Checks$14Above the typical range ($3–$6 nationally)
$9 above the national median
Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=cashiers_check; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Cashier’s Checks | $14.00" · Source

Account ServicesVerified

Levy / Garnishment$35Within the typical range ($25–$75 nationally)
$15 below the national median
Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=garnishment_levy; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Levy / Garnishment | $35.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Basic Checking Monthly Fee	$10Within the typical range ($4–$12.63 nationally)	$3.87 above the national median	per month	Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=monthly_maintenance; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Minimum Opening Balance \| $5.00 \| Basic Checking Monthly Fee \| $10.00"	Source
Overdraft & NSFVerified
Nonsufficient Funds ACH Debit	$14Below the typical range ($25–$32 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=nsf; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Nonsufficient Funds ACH Debit* \| $14.00"	Source
ATM & CardVerified
Foreign ATM Fee	$1Within the typical range ($1–$3 nationally)	$0.50 below the national median	—	Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=atm_non_network; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Foreign ATM Fee \| $1.00 \| Credit Score by Savvy Money"	Source
Replacement Card
Check ServicesVerified
Cashier’s Checks	$14Above the typical range ($3–$6 nationally)	$9 above the national median	—	Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=cashiers_check; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Cashier’s Checks \| $14.00"	Source
Account ServicesVerified
Levy / Garnishment	$35Within the typical range ($25–$75 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #3998. canonical_hint=garnishment_levy; text_hash=58960461e20eeb4b7b8fd4b47d54823b2da90d13ab06b92dd2978a942cf532db; excerpt="Levy / Garnishment \| $35.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $14

52% below the national median NSF fee

Total fees: 6 — leaner than most institutions

Verified fees

Under review

Assets

$573.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$573.5M

Total deposits

$511.2M

Service charge income (year to date)

$676K

Fee income ratio

3.9%

Return on assets

0.46%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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