Campus Usa Federal Credit Union

Headquarters: Gainesville, Florida
Charter: Credit Union
Assets: $4.0B
Fed district: Atlanta

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Campus Usa Federal Credit Union: $8
Campus Usa Federal Credit Union: $8
U.S. median: no median
Overdraft (OD)
Campus Usa Federal Credit Union: $35
Campus Usa Federal Credit Union: $35
U.S. median: no median
NSF / Returned Item
Campus Usa Federal Credit Union: $35
Campus Usa Federal Credit Union: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Florida, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Florida: Banks and credit unions headquartered in Florida that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Campus Usa Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Checking Account Monthly service charge (audience not stated, treated as personal)$8
per month
Early Account Closing (within one year of open date)$25
Dormant Accounts$25
Fax for Mortgage Payoff$10
Bad Address$15
per month

Overdraft & NSF

CAMPUS Courtesy Pay (Checks and ACH)$35
Non-Sufficient Funds (NSF) - Returned Check/ACH$35

ATM & Card

Other ATM Networks$2
per item
Replace Lost/Mutilated ATM/Debit Cards$15
per item
Credit Card/Debit Card International Transaction (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Wire transfer - Domestic: Outgoing$35

Check Services

Cashiers Check$8
Stop Payment$35
Temporary Checks$3
Check Cashing (members)$5
per item
Check Cashing (non-members)$7.50
per item
Collection Items Deposited: Domestic$20
Collection Items Deposited: Foreign$80
Copies (microfilm, check, statement, notes, etc.)$7.50

Digital & Electronic

Online Bill Pay (no fee with “Free Checking”)$2.95
per month

Cash & Deposit

Deposit Check Returned (maker/payee the same)$35

Account Services

Notary$10
Tax Levies, Garnishments$75
Mortgage Subordination$100
Verification of Deposit$15

Fee	Amount	Basis	Note
Account Maintenance
Checking Account Monthly service charge (audience not stated, treated as personal)	$8	per month	None
Early Account Closing (within one year of open date)	$25	Not stated	None
Dormant Accounts	$25	Not stated	None
Fax for Mortgage Payoff	$10	Not stated	None
Bad Address	$15	per month	None
Overdraft & NSF
CAMPUS Courtesy Pay (Checks and ACH)	$35	Not stated	None
Non-Sufficient Funds (NSF) - Returned Check/ACH	$35	Not stated	None
ATM & Card
Other ATM Networks	$2	per item	None
Replace Lost/Mutilated ATM/Debit Cards	$15	per item	None
Credit Card/Debit Card International Transaction (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Wire transfer - Domestic: Outgoing	$35	Not stated	None
Check Services
Cashiers Check	$8	Not stated	None
Stop Payment	$35	Not stated	None
Temporary Checks	$3	Not stated	None
Check Cashing (members)	$5	per item	None
Check Cashing (non-members)	$7.50	per item	None
Collection Items Deposited: Domestic	$20	Not stated	None
Collection Items Deposited: Foreign	$80	Not stated	None
Copies (microfilm, check, statement, notes, etc.)	$7.50	Not stated	None
Digital & Electronic
Online Bill Pay (no fee with “Free Checking”)	$2.95	per month	None
Cash & Deposit
Deposit Check Returned (maker/payee the same)	$35	Not stated	None
Account Services
Notary	$10	Not stated	None
Tax Levies, Garnishments	$75	Not stated	None
Mortgage Subordination	$100	Not stated	None
Verification of Deposit	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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