Technology Federal Credit Union

Headquarters: San Jose, California
Charter: Credit Union
Assets: $4.5B
Fed district: San Francisco

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 12, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
Technology Federal Credit Union: $1 to $30
Technology Federal Credit Union: $1 to $30
U.S. median: no median
NSF / Returned Item
Technology Federal Credit Union: $14
Technology Federal Credit Union: $14
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $20, the middle of its prices
Technology Federal Credit Union: $15 to $20
Technology Federal Credit Union: $15 to $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 12, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Technology Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Insured Investment Account Monthly fee$6
per month · Waived with average daily balance of $2,500
Maintenance fee$1
per month
Monthly Maintenance$30
per month
Escheatment ProcessNo charge
Inactive Account$5
per month
Account ResearchNo charge

Overdraft & NSF

Non-Sufficient Funds (NSF)$14

ATM & Card

Replacement Cards$5

Wire Transfers

Domestic Outgoing Wire$20
Domestic Wire Transfers$20
For outgoing wires: Official Check$15
International Wire Transfers (outside the U.S.)$40

Check Services

Official Check$15
Official ChecksNo charge
Temporary ChecksNo charge
Non-member Check Cashing$5
Copies of ChecksNo charge

Digital & Electronic

Rejected ACHNo charge
per item · For debit/credit transaction rejected more than three times due to incorrect account information

Account Services

Notary ServiceNo charge
Home Equity Loan Subordination$250
Response to Legal Process$20
Solar Subordination- Regular$150
Solar Subordination- Rush$225
Verification of DepositNo charge

Retirement & IRA

IRA/HSA Closure/Transfer-outNo charge
per item

Vehicle & Title

Vehicle Title Processing$50
per item

Other Fees

Duplicate StatementsNo charge
Duplicate Lien Satisfied$10
per item · Per release
Temporary Solar Lien Release$150

Fee	Amount	Basis	Note
Account Maintenance
Insured Investment Account Monthly fee	$6	per month	Waived with average daily balance of $2,500
Maintenance fee	$1	per month	None
Monthly Maintenance	$30	per month	None
Escheatment Process	No charge	Not stated	None
Inactive Account	$5	per month	None
Account Research	No charge	Not stated	None
Overdraft & NSF
Non-Sufficient Funds (NSF)	$14	Not stated	None
ATM & Card
Replacement Cards	$5	Not stated	None
Wire Transfers
Domestic Outgoing Wire	$20	Not stated	None
Domestic Wire Transfers	$20	Not stated	None
For outgoing wires: Official Check	$15	Not stated	None
International Wire Transfers (outside the U.S.)	$40	Not stated	None
Check Services
Official Check	$15	Not stated	None
Official Checks	No charge	Not stated	None
Temporary Checks	No charge	Not stated	None
Non-member Check Cashing	$5	Not stated	None
Copies of Checks	No charge	Not stated	None
Digital & Electronic
Rejected ACH	No charge	per item	For debit/credit transaction rejected more than three times due to incorrect account information
Account Services
Notary Service	No charge	Not stated	None
Home Equity Loan Subordination	$250	Not stated	None
Response to Legal Process	$20	Not stated	None
Solar Subordination- Regular	$150	Not stated	None
Solar Subordination- Rush	$225	Not stated	None
Verification of Deposit	No charge	Not stated	None
Retirement & IRA
IRA/HSA Closure/Transfer-out	No charge	per item	None
Vehicle & Title
Vehicle Title Processing	$50	per item	None
Other Fees
Duplicate Statements	No charge	Not stated	None
Duplicate Lien Satisfied	$10	per item	Per release
Temporary Solar Lien Release	$150	Not stated	None

Correct a fee source

Oct 12, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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