Corazo Federal Credit Union

Headquarters: El Centro, California
Charter: Credit Union
Assets: $243.6M
Fed district: San Francisco

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Corazo Federal Credit Union: $7 to $9
Corazo Federal Credit Union: $7 to $9
U.S. median: no median
Overdraft (OD)
Corazo Federal Credit Union: $14
Corazo Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Corazo Federal Credit Union: $14
Corazo Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Corazo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$9
per month
Monthly service fee$7
per month
Car Fax (audience not stated, treated as personal)$30
Paper Statements$3
per month
Reg D excess transaction (Phone transfers) (audience not stated, treated as personal)$5

Overdraft & NSF

Lower Overdraft Fee$14
per item
Overdraft Privilege (audience not stated, treated as personal)$14
EFT and ACH Non-Sufficient Funds (audience not stated, treated as personal)$14
Non-Sufficient Funds (NSF) Check (audience not stated, treated as personal)$14

ATM & Card

Non-CO-OP ATM withdrawals$3
Card Replacement$10
Card order rush request$60
International Service Assessment Fee2%

Wire Transfers

Wire Transfers: Domestic$30
Wire Transfers: International$60

Check Services

Cashier's/Official Check$10
Stop payment$30
per item
Non-Member Check Cashing (on-us/Official)$20

Cash & Deposit

Non-Member Cash Advance$25
Returned deposit/loan payment check$35
per item

Account Services

Levies Processing$75

Other Fees

Payoff Demand (Real Estate)$40
Payoff Demand (Real Estate) (audience not stated, treated as personal)$40
Reconveyance and Recording (Real Estate)$250
Reconveyance and Recording (Real Estate) (audience not stated, treated as personal)$250
Returned Loan Payment$35
Skip-A-Pay (audience not stated, treated as personal)$40

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$9	per month	None
Monthly service fee	$7	per month	None
Car Fax (audience not stated, treated as personal)	$30	Not stated	None
Paper Statements	$3	per month	None
Reg D excess transaction (Phone transfers) (audience not stated, treated as personal)	$5	Not stated	None
Overdraft & NSF
Lower Overdraft Fee	$14	per item	None
Overdraft Privilege (audience not stated, treated as personal)	$14	Not stated	None
EFT and ACH Non-Sufficient Funds (audience not stated, treated as personal)	$14	Not stated	None
Non-Sufficient Funds (NSF) Check (audience not stated, treated as personal)	$14	Not stated	None
ATM & Card
Non-CO-OP ATM withdrawals	$3	Not stated	None
Card Replacement	$10	Not stated	None
Card order rush request	$60	Not stated	None
International Service Assessment Fee	2%	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$30	Not stated	None
Wire Transfers: International	$60	Not stated	None
Check Services
Cashier's/Official Check	$10	Not stated	None
Stop payment	$30	per item	None
Non-Member Check Cashing (on-us/Official)	$20	Not stated	None
Cash & Deposit
Non-Member Cash Advance	$25	Not stated	None
Returned deposit/loan payment check	$35	per item	None
Account Services
Levies Processing	$75	Not stated	None
Other Fees
Payoff Demand (Real Estate)	$40	Not stated	None
Payoff Demand (Real Estate) (audience not stated, treated as personal)	$40	Not stated	None
Reconveyance and Recording (Real Estate)	$250	Not stated	None
Reconveyance and Recording (Real Estate) (audience not stated, treated as personal)	$250	Not stated	None
Returned Loan Payment	$35	Not stated	None
Skip-A-Pay (audience not stated, treated as personal)	$40	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Paper Statements$3
per month

ATM & Card

Non-CO-OP ATM withdrawals$3
Card Replacement$10
Card order rush request$60
International Service Assessment Fee2%

Wire Transfers

Wire Transfers: Domestic$30
Wire Transfers: International$60

Check Services

BUSINESS ACCOUNTS: Cashier’s/Official Check$10
Cashier's/Official Check$10
Stop payment$30
per item
Non-Member Check Cashing (on-us/Official)$20

Cash & Deposit

Non-Member Cash Advance$25
Returned deposit/loan payment check$35
per item

Account Services

Notary service (For transacting non-CU business)$15
per item
Levies Processing$75

Other Fees

Payoff Demand (Real Estate)$40
Reconveyance and Recording (Real Estate)$250
Returned Loan Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Paper Statements	$3	per month	None
ATM & Card
Non-CO-OP ATM withdrawals	$3	Not stated	None
Card Replacement	$10	Not stated	None
Card order rush request	$60	Not stated	None
International Service Assessment Fee	2%	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$30	Not stated	None
Wire Transfers: International	$60	Not stated	None
Check Services
BUSINESS ACCOUNTS: Cashier’s/Official Check	$10	Not stated	None
Cashier's/Official Check	$10	Not stated	None
Stop payment	$30	per item	None
Non-Member Check Cashing (on-us/Official)	$20	Not stated	None
Cash & Deposit
Non-Member Cash Advance	$25	Not stated	None
Returned deposit/loan payment check	$35	per item	None
Account Services
Notary service (For transacting non-CU business)	$15	per item	None
Levies Processing	$75	Not stated	None
Other Fees
Payoff Demand (Real Estate)	$40	Not stated	None
Reconveyance and Recording (Real Estate)	$250	Not stated	None
Returned Loan Payment	$35	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Corazo Federal Credit Union's nsf / returned item changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8, the middle of its prices
Corazo Federal Credit Union: $7 to $9
Corazo Federal Credit Union: $7 to $9
U.S. median: no median
Overdraft (OD)
Corazo Federal Credit Union: $14
Corazo Federal Credit Union: $14
U.S. median: no median
NSF / Returned Item
Corazo Federal Credit Union: $14
Corazo Federal Credit Union: $14
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Corazo Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Monthly service fee$9
per month
Monthly service fee$7
per month
Car Fax (audience not stated, treated as personal)$30
Paper Statements$3
per month
Reg D excess transaction (Phone transfers) (audience not stated, treated as personal)$5

Overdraft & NSF

Lower Overdraft Fee$14
per item
Overdraft Privilege (audience not stated, treated as personal)$14
EFT and ACH Non-Sufficient Funds (audience not stated, treated as personal)$14
Non-Sufficient Funds (NSF) Check (audience not stated, treated as personal)$14

ATM & Card

Non-CO-OP ATM withdrawals$3
Card Replacement$10
Card order rush request$60
International Service Assessment Fee2%

Wire Transfers

Wire Transfers: Domestic$30
Wire Transfers: International$60

Check Services

Cashier's/Official Check$10
Stop payment$30
per item
Non-Member Check Cashing (on-us/Official)$20

Cash & Deposit

Non-Member Cash Advance$25
Returned deposit/loan payment check$35
per item

Account Services

Levies Processing$75

Other Fees

Payoff Demand (Real Estate)$40
Payoff Demand (Real Estate) (audience not stated, treated as personal)$40
Reconveyance and Recording (Real Estate)$250
Reconveyance and Recording (Real Estate) (audience not stated, treated as personal)$250
Returned Loan Payment$35
Skip-A-Pay (audience not stated, treated as personal)$40

Fee	Amount	Basis	Note
Account Maintenance
Monthly service fee	$9	per month	None
Monthly service fee	$7	per month	None
Car Fax (audience not stated, treated as personal)	$30	Not stated	None
Paper Statements	$3	per month	None
Reg D excess transaction (Phone transfers) (audience not stated, treated as personal)	$5	Not stated	None
Overdraft & NSF
Lower Overdraft Fee	$14	per item	None
Overdraft Privilege (audience not stated, treated as personal)	$14	Not stated	None
EFT and ACH Non-Sufficient Funds (audience not stated, treated as personal)	$14	Not stated	None
Non-Sufficient Funds (NSF) Check (audience not stated, treated as personal)	$14	Not stated	None
ATM & Card
Non-CO-OP ATM withdrawals	$3	Not stated	None
Card Replacement	$10	Not stated	None
Card order rush request	$60	Not stated	None
International Service Assessment Fee	2%	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$30	Not stated	None
Wire Transfers: International	$60	Not stated	None
Check Services
Cashier's/Official Check	$10	Not stated	None
Stop payment	$30	per item	None
Non-Member Check Cashing (on-us/Official)	$20	Not stated	None
Cash & Deposit
Non-Member Cash Advance	$25	Not stated	None
Returned deposit/loan payment check	$35	per item	None
Account Services
Levies Processing	$75	Not stated	None
Other Fees
Payoff Demand (Real Estate)	$40	Not stated	None
Payoff Demand (Real Estate) (audience not stated, treated as personal)	$40	Not stated	None
Reconveyance and Recording (Real Estate)	$250	Not stated	None
Reconveyance and Recording (Real Estate) (audience not stated, treated as personal)	$250	Not stated	None
Returned Loan Payment	$35	Not stated	None
Skip-A-Pay (audience not stated, treated as personal)	$40	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Paper Statements$3
per month

ATM & Card

Non-CO-OP ATM withdrawals$3
Card Replacement$10
Card order rush request$60
International Service Assessment Fee2%

Wire Transfers

Wire Transfers: Domestic$30
Wire Transfers: International$60

Check Services

BUSINESS ACCOUNTS: Cashier’s/Official Check$10
Cashier's/Official Check$10
Stop payment$30
per item
Non-Member Check Cashing (on-us/Official)$20

Cash & Deposit

Non-Member Cash Advance$25
Returned deposit/loan payment check$35
per item

Account Services

Notary service (For transacting non-CU business)$15
per item
Levies Processing$75

Other Fees

Payoff Demand (Real Estate)$40
Reconveyance and Recording (Real Estate)$250
Returned Loan Payment$35

Fee	Amount	Basis	Note
Account Maintenance
Paper Statements	$3	per month	None
ATM & Card
Non-CO-OP ATM withdrawals	$3	Not stated	None
Card Replacement	$10	Not stated	None
Card order rush request	$60	Not stated	None
International Service Assessment Fee	2%	Not stated	None
Wire Transfers
Wire Transfers: Domestic	$30	Not stated	None
Wire Transfers: International	$60	Not stated	None
Check Services
BUSINESS ACCOUNTS: Cashier’s/Official Check	$10	Not stated	None
Cashier's/Official Check	$10	Not stated	None
Stop payment	$30	per item	None
Non-Member Check Cashing (on-us/Official)	$20	Not stated	None
Cash & Deposit
Non-Member Cash Advance	$25	Not stated	None
Returned deposit/loan payment check	$35	per item	None
Account Services
Notary service (For transacting non-CU business)	$15	per item	None
Levies Processing	$75	Not stated	None
Other Fees
Payoff Demand (Real Estate)	$40	Not stated	None
Reconveyance and Recording (Real Estate)	$250	Not stated	None
Returned Loan Payment	$35	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.