Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Corazo Federal Credit Union

El Centro, CaliforniaCredit UnionSan Francisco Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statements$3Within the typical range ($2–$5 nationally)

Overdraft & NSFVerified

EFT and ACH Non-Sufficient Funds$14Below the typical range ($25–$31 nationally)
$16 below the national median
Source
Overdraft Privilege$14Below the typical range ($25–$32 nationally)
$16 below the national median
Source

ATM & CardVerified

Card order rush request$60Above the typical range ($30–$50 nationally)
$20 above the national median
Source
Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
Non-CO-OP ATM withdrawals$3Above the typical range ($1–$2.50 nationally)
$1.37 above the national median
Source

Check ServicesVerified

Cashier's/Official Check$10Above the typical range ($3–$5 nationally)
$5 above the national median
Source
Stop payment$30Within the typical range ($20–$30 nationally)
$5 above the national median
per item · Source

Cash & DepositVerified

Non-Member Cash Advance$25Above the typical range ($2.50–$10 nationally)
$20 above the national median
Source
Returned deposit/loan payment check$35Above the typical range ($10–$25 nationally)
$20 above the national median
per item · Source

Account ServicesVerified

Levies Processing$75Within the typical range ($30–$75 nationally)
$25 above the national median
Source
Notary service (For transacting non-CU business)$15Above the typical range ($0–$5 nationally)
$12.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Paper Statements	$3Within the typical range ($2–$5 nationally)	At the national median	per month	—	Source
Overdraft & NSFVerified
EFT and ACH Non-Sufficient Funds	$14Below the typical range ($25–$31 nationally)	$16 below the national median	—	—	Source
Overdraft Privilege	$14
ATM & CardVerified
Card order rush request	$60Above the typical range ($30–$50 nationally)	$20 above the national median	—	—	Source
Card Replacement	$10Within the typical range ($5–$10 nationally)
Check ServicesVerified
Cashier's/Official Check	$10Above the typical range ($3–$5 nationally)	$5 above the national median	—	—	Source
Stop payment	$30
Cash & DepositVerified
Non-Member Cash Advance	$25Above the typical range ($2.50–$10 nationally)	$20 above the national median	—	—	Source
Returned deposit/loan payment check	$35
Account ServicesVerified
Levies Processing	$75Within the typical range ($30–$75 nationally)	$25 above the national median	—	—	Source
Notary service (For transacting non-CU business)	$15

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$14

Overdraft fee: $14

53% below the national median overdraft fee

Total fees: 12 — leaner than most institutions

Headline fees published

8 of 15

Published fees

Under review

Assets

$243.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$243.6M

Total deposits

$208.2M

Service charge income (year to date)

$1.2M

Fee income ratio

13.3%

Return on assets

0.66%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 32,718 verified fees from 2,439 institutions

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