Saco Valley Federal Credit Union

Headquarters: Saco, Maine
Charter: Credit Union
Assets: $195.5M
Fed district: Boston

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Saco Valley Federal Credit Union: $25
Saco Valley Federal Credit Union: $25
U.S. median: no median
NSF / Returned Item
Saco Valley Federal Credit Union: $25
Saco Valley Federal Credit Union: $25
U.S. median: no median
Wire Transfer (Domestic Out)
Saco Valley Federal Credit Union: $20
Saco Valley Federal Credit Union: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Saco Valley Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Closing an account within the first 6 months$25
Abandoned Property Processing (audience not stated, treated as personal)$30
Inactive Account Fee (audience not stated, treated as personal)$5
per month
Research/Reconciliation Fee (audience not stated, treated as personal)$25
Not compared: Charged per hour; comparison unavailable
per hour
Incorrect Address Fee$3

Overdraft & NSF

Debit Card Overdraft (audience not stated, treated as personal)$25
per item
NSF Fee (audience not stated, treated as personal)$25
per item

ATM & Card

Debit Card Replacement (audience not stated, treated as personal)$10
Debit Card Rush Service (audience not stated, treated as personal)$50

Wire Transfers

Wire Transfer – Outgoing (Domestic) (audience not stated, treated as personal)$20
per item
Wire Transfer – Outgoing (International) (audience not stated, treated as personal)$40
per item

Check Services

Stop Payment (audience not stated, treated as personal)$20
per item
Starter Checks$4
Not compared: Charged per page; comparison unavailable
per page
Copy of Check (audience not stated, treated as personal)$5
per item

Cash & Deposit

Coin Machine (audience not stated, treated as personal)5%
Deposit Item Return (audience not stated, treated as personal)$15
per item

Account Services

Notary Public Free to members$6
Legal Processing Fee (Writs, Summonses, Liens and Levies) (audience not stated, treated as personal)$25

Gift & Prepaid Cards

VISA® Gift Cards (audience not stated, treated as personal)$3
per item

Other Fees

Copy of a Statement (audience not stated, treated as personal)$5
Fax/Copy Machine Use$2
Not compared: Charged per page; comparison unavailable
per page

Fee	Amount	Basis	Note
Account Maintenance
Closing an account within the first 6 months	$25	Not stated	None
Abandoned Property Processing (audience not stated, treated as personal)	$30	Not stated	None
Inactive Account Fee (audience not stated, treated as personal)	$5	per month	None
Research/Reconciliation Fee (audience not stated, treated as personal)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Incorrect Address Fee	$3	Not stated	None
Overdraft & NSF
Debit Card Overdraft (audience not stated, treated as personal)	$25	per item	None
NSF Fee (audience not stated, treated as personal)	$25	per item	None
ATM & Card
Debit Card Replacement (audience not stated, treated as personal)	$10	Not stated	None
Debit Card Rush Service (audience not stated, treated as personal)	$50	Not stated	None
Wire Transfers
Wire Transfer – Outgoing (Domestic) (audience not stated, treated as personal)	$20	per item	None
Wire Transfer – Outgoing (International) (audience not stated, treated as personal)	$40	per item	None
Check Services
Stop Payment (audience not stated, treated as personal)	$20	per item	None
Starter Checks	$4Not compared: Charged per page; comparison unavailable	per page	None
Copy of Check (audience not stated, treated as personal)	$5	per item	None
Cash & Deposit
Coin Machine (audience not stated, treated as personal)	5%	Not stated	None
Deposit Item Return (audience not stated, treated as personal)	$15	per item	None
Account Services
Notary Public Free to members	$6	Not stated	None
Legal Processing Fee (Writs, Summonses, Liens and Levies) (audience not stated, treated as personal)	$25	Not stated	None
Gift & Prepaid Cards
VISA® Gift Cards (audience not stated, treated as personal)	$3	per item	None
Other Fees
Copy of a Statement (audience not stated, treated as personal)	$5	Not stated	None
Fax/Copy Machine Use	$2Not compared: Charged per page; comparison unavailable	per page	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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