Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community credit union, under $300M

Saco Valley Federal Credit Union

Saco, MaineCredit UnionBoston Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Abandoned Property Processing$30Above the typical range ($5–$10 nationally)

Overdraft & NSFVerified

Debit Card Overdraft$25Within the typical range ($25–$31 nationally)
$5 below the national median
Source
NSF Fee$25Within the typical range ($25–$31 nationally)
$5 below the national median
per item · Source

ATM & CardVerified

Debit Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Source
Debit Card Rush Service$50Within the typical range ($30–$50 nationally)
$10 above the national median
Source

Wire TransfersVerified

Wire Transfer – Outgoing (Domestic)$20Within the typical range ($20–$25 nationally)
$3 below the national median
Source
Wire Transfer – Outgoing (International)$40Within the typical range ($40–$50 nationally)
$10 below the national median
Source

Check ServicesVerified

Copy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
Source
Stop Payment$20Within the typical range ($20–$30 nationally)
$5 below the national median
per item · Source

Account ServicesVerified

Legal Processing Fee (Writs, Summonses, Liens and Levies)$25Below the typical range ($30–$75 nationally)
$25 below the national median
Source
Notary Public Free to members$6Above the typical range ($0–$5 nationally)
$3.50 above the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Abandoned Property Processing	$30Above the typical range ($5–$10 nationally)	$25 above the national median	—	—	Source
Inactive Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Research/Reconciliation Fee	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Debit Card Overdraft	$25Within the typical range ($25–$31 nationally)	$5 below the national median	—	—	Source
NSF Fee	$25
ATM & CardVerified
Debit Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Debit Card Rush Service	$50
Wire TransfersVerified
Wire Transfer – Outgoing (Domestic)	$20Within the typical range ($20–$25 nationally)	$3 below the national median	—	—	Source
Wire Transfer – Outgoing (International)	$40
Check ServicesVerified
Copy of Check	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source
Stop Payment	$20
Cash & DepositVerified
Deposit Item Return	$15Within the typical range ($10–$25 nationally)	At the national median	—	—	Source
Account ServicesVerified
Legal Processing Fee (Writs, Summonses, Liens and Levies)	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	—	Source
Notary Public Free to members	$6
Gift & Prepaid CardsVerified
VISA® Gift Cards	$3Within the typical range ($3–$4.50 nationally)	$0.50 below the national median	—	—	Source
Other FeesVerified
Copy of a Statement	$5Within the typical range ($2–$5 nationally)	$2 above the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

Total fees: 16 — leaner than most institutions

Headline fees published

7 of 15

Published fees

Under review

Assets

$195.5M

Financial Context

Size and fee revenue

Financials as of Q2 2026 · NCUA call report

Total assets

$195.5M

Total deposits

$173.8M

Service charge income (year to date)

$185K

Fee income ratio

3.4%

Return on assets

0.88%

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 31,319 verified fees from 2,405 institutions

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