Centra Federal Credit Union

Headquarters: Columbus, Indiana
Charter: Credit Union
Assets: $2.4B
Fed district: St. Louis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 31, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Centra Federal Credit Union: $1.50
Centra Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Centra Federal Credit Union: $15
Centra Federal Credit Union: $15
U.S. median: no median
Stop Payment
Centra Federal Credit Union: $15
Centra Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Centra Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing$25
Escheatment$50
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)$2
per month
Account Research/Assistance (first 30 minutes free)$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Account Research/Assistance (first 30 minutes free) | $15.00/30 minutes

ATM & Card

Foreign ATM Transaction (first 4 per month are free)$1.50
per item
Lost Card Replacement (ATM, Debit or Credit)$3
Rush Card Order$35

Wire Transfers

Domestic Outgoing Wire Transfer$15
International Outgoing Wire Transfer$85

Check Services

Cashier’s Check$3
Money Order$2
Stop Payment (Check or ACH)$15
per item
Starter checks (first 8 are free)$1
per item

Account Services

10x10 Safe Deposit Box$80
3x10 Safe Deposit Box$35
3x5 Safe Deposit Box$20
5x10 Safe Deposit Box$50
5x5 Safe Deposit Box$30
Legal Attachment or Garnishment$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closing	$25	Not stated	None
Escheatment	$50	Not stated	None
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)	$2	per month	None
Account Research/Assistance (first 30 minutes free)	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Account Research/Assistance (first 30 minutes free) \| $15.00/30 minutes
ATM & Card
Foreign ATM Transaction (first 4 per month are free)	$1.50	per item	None
Lost Card Replacement (ATM, Debit or Credit)	$3	Not stated	None
Rush Card Order	$35	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$15	Not stated	None
International Outgoing Wire Transfer	$85	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Money Order	$2	Not stated	None
Stop Payment (Check or ACH)	$15	per item	None
Starter checks (first 8 are free)	$1	per item	None
Account Services
10x10 Safe Deposit Box	$80	Not stated	None
3x10 Safe Deposit Box	$35	Not stated	None
3x5 Safe Deposit Box	$20	Not stated	None
5x10 Safe Deposit Box	$50	Not stated	None
5x5 Safe Deposit Box	$30	Not stated	None
Legal Attachment or Garnishment	$25	Not stated	None

Account Maintenance

Account Closing$25
Escheatment$50
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)$2
per month
Account Research/Assistance (first 30 minutes free)$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Account Research/Assistance (first 30 minutes free) | $15.00/30 minutes
Bad Address - per each primary statement account (Membership, Opportunity, & Business Savings)$5
per month

ATM & Card

Foreign ATM Transaction (first 4 per month are free)$1.50
per item
Lost Card Replacement (ATM, Debit or Credit)$3
Rush Card Order$35

Wire Transfers

Domestic Outgoing Wire Transfer$15
International Outgoing Wire Transfer$85

Check Services

Cashier’s Check$3
Money Order$2
Stop Payment (Check or ACH)$15
per item
Starter checks (first 8 are free)$1
per item

Account Services

10x10 Safe Deposit Box$80
3x10 Safe Deposit Box$35
3x5 Safe Deposit Box$20
5x10 Safe Deposit Box$50
5x5 Safe Deposit Box$30
Legal Attachment or Garnishment$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closing	$25	Not stated	None
Escheatment	$50	Not stated	None
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)	$2	per month	None
Account Research/Assistance (first 30 minutes free)	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Account Research/Assistance (first 30 minutes free) \| $15.00/30 minutes
Bad Address - per each primary statement account (Membership, Opportunity, & Business Savings)	$5	per month	None
ATM & Card
Foreign ATM Transaction (first 4 per month are free)	$1.50	per item	None
Lost Card Replacement (ATM, Debit or Credit)	$3	Not stated	None
Rush Card Order	$35	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$15	Not stated	None
International Outgoing Wire Transfer	$85	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Money Order	$2	Not stated	None
Stop Payment (Check or ACH)	$15	per item	None
Starter checks (first 8 are free)	$1	per item	None
Account Services
10x10 Safe Deposit Box	$80	Not stated	None
3x10 Safe Deposit Box	$35	Not stated	None
3x5 Safe Deposit Box	$20	Not stated	None
5x10 Safe Deposit Box	$50	Not stated	None
5x5 Safe Deposit Box	$30	Not stated	None
Legal Attachment or Garnishment	$25	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Centra Federal Credit Union's foreign transaction changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Centra Federal Credit Union: $1.50
Centra Federal Credit Union: $1.50
U.S. median: no median
Wire Transfer (Domestic Out)
Centra Federal Credit Union: $15
Centra Federal Credit Union: $15
U.S. median: no median
Stop Payment
Centra Federal Credit Union: $15
Centra Federal Credit Union: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 31, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Centra Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closing$25
Escheatment$50
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)$2
per month
Account Research/Assistance (first 30 minutes free)$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Account Research/Assistance (first 30 minutes free) | $15.00/30 minutes

ATM & Card

Foreign ATM Transaction (first 4 per month are free)$1.50
per item
Lost Card Replacement (ATM, Debit or Credit)$3
Rush Card Order$35

Wire Transfers

Domestic Outgoing Wire Transfer$15
International Outgoing Wire Transfer$85

Check Services

Cashier’s Check$3
Money Order$2
Stop Payment (Check or ACH)$15
per item
Starter checks (first 8 are free)$1
per item

Account Services

10x10 Safe Deposit Box$80
3x10 Safe Deposit Box$35
3x5 Safe Deposit Box$20
5x10 Safe Deposit Box$50
5x5 Safe Deposit Box$30
Legal Attachment or Garnishment$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closing	$25	Not stated	None
Escheatment	$50	Not stated	None
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)	$2	per month	None
Account Research/Assistance (first 30 minutes free)	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Account Research/Assistance (first 30 minutes free) \| $15.00/30 minutes
ATM & Card
Foreign ATM Transaction (first 4 per month are free)	$1.50	per item	None
Lost Card Replacement (ATM, Debit or Credit)	$3	Not stated	None
Rush Card Order	$35	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$15	Not stated	None
International Outgoing Wire Transfer	$85	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Money Order	$2	Not stated	None
Stop Payment (Check or ACH)	$15	per item	None
Starter checks (first 8 are free)	$1	per item	None
Account Services
10x10 Safe Deposit Box	$80	Not stated	None
3x10 Safe Deposit Box	$35	Not stated	None
3x5 Safe Deposit Box	$20	Not stated	None
5x10 Safe Deposit Box	$50	Not stated	None
5x5 Safe Deposit Box	$30	Not stated	None
Legal Attachment or Garnishment	$25	Not stated	None

Account Maintenance

Account Closing$25
Escheatment$50
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)$2
per month
Account Research/Assistance (first 30 minutes free)$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Account Research/Assistance (first 30 minutes free) | $15.00/30 minutes
Bad Address - per each primary statement account (Membership, Opportunity, & Business Savings)$5
per month

ATM & Card

Foreign ATM Transaction (first 4 per month are free)$1.50
per item
Lost Card Replacement (ATM, Debit or Credit)$3
Rush Card Order$35

Wire Transfers

Domestic Outgoing Wire Transfer$15
International Outgoing Wire Transfer$85

Check Services

Cashier’s Check$3
Money Order$2
Stop Payment (Check or ACH)$15
per item
Starter checks (first 8 are free)$1
per item

Account Services

10x10 Safe Deposit Box$80
3x10 Safe Deposit Box$35
3x5 Safe Deposit Box$20
5x10 Safe Deposit Box$50
5x5 Safe Deposit Box$30
Legal Attachment or Garnishment$25

Fee	Amount	Basis	Note
Account Maintenance
Account Closing	$25	Not stated	None
Escheatment	$50	Not stated	None
Inactive/Dormant Checking Account (balances less than $100 after 12 months of inactivity; under 18 excluded)	$2	per month	None
Account Research/Assistance (first 30 minutes free)	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Account Research/Assistance (first 30 minutes free) \| $15.00/30 minutes
Bad Address - per each primary statement account (Membership, Opportunity, & Business Savings)	$5	per month	None
ATM & Card
Foreign ATM Transaction (first 4 per month are free)	$1.50	per item	None
Lost Card Replacement (ATM, Debit or Credit)	$3	Not stated	None
Rush Card Order	$35	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer	$15	Not stated	None
International Outgoing Wire Transfer	$85	Not stated	None
Check Services
Cashier’s Check	$3	Not stated	None
Money Order	$2	Not stated	None
Stop Payment (Check or ACH)	$15	per item	None
Starter checks (first 8 are free)	$1	per item	None
Account Services
10x10 Safe Deposit Box	$80	Not stated	None
3x10 Safe Deposit Box	$35	Not stated	None
3x5 Safe Deposit Box	$20	Not stated	None
5x10 Safe Deposit Box	$50	Not stated	None
5x5 Safe Deposit Box	$30	Not stated	None
Legal Attachment or Garnishment	$25	Not stated	None

Correct a fee source

Oct 31, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.