Indiana Members Federal Credit Union

Headquarters: Indianapolis, Indiana
Charter: Credit Union
Assets: $3.6B
Fed district: Chicago

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Preferred Checking
Indiana Members Federal Credit Union: $10
Indiana Members Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Indiana Members Federal Credit Union: $32
Indiana Members Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Indiana Members Federal Credit Union: $3
Indiana Members Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Indiana Members Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Preferred Checking Fee$10
per month
Dormant Account Fee$5
per month
Inactivity Fee (no activity for 6 months)$5
per month
Document Research Fee$32
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address Fee$5
per month

Overdraft & NSF

Debit/ATM NSF$32
EFT NSF Fee$32
FI2FI NSF Fee$32
NSF Clearing Fee$32
Return Check Fee$32

ATM & Card

ATM Inquiry Fee$3
ATM Transfer Fee$3
ATM Withdraw Fee$3
Card Reissue Fee$8

Wire Transfers

Wire Out (USA)$30
Wire Out (Foreign)$75

Check Services

Cashier's Check Fee$6
Money Order Fee$3
EFT Stop Payment Fee$32
Regular or mass stop payment by phone$45
Non-Member (On-Us) Check Cashing Fee$5
Collection Item$10
Foreign Check Deposit$7
Deposit Check Copy Fee$5

Cash & Deposit

Chargeback Fee$32

Account Services

Notary Fee (if over 10 pages per month)$2
Not compared: Charged per page; comparison unavailable
per page
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$120
per year
Safe Deposit Box 3 x 10$60
per year
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$70
per year
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$50
per year
Safe Deposit Box: 3 x 5$35
per year

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Inactivity Fee (no activity for 6 months)	$5	per month	None
Document Research Fee	$32Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Debit/ATM NSF	$32	Not stated	None
EFT NSF Fee	$32	Not stated	None
FI2FI NSF Fee	$32	Not stated	None
NSF Clearing Fee	$32	Not stated	None
Return Check Fee	$32	Not stated	None
ATM & Card
ATM Inquiry Fee	$3	Not stated	None
ATM Transfer Fee	$3	Not stated	None
ATM Withdraw Fee	$3	Not stated	None
Card Reissue Fee	$8	Not stated	None
Wire Transfers
Wire Out (USA)	$30	Not stated	None
Wire Out (Foreign)	$75	Not stated	None
Check Services
Cashier's Check Fee	$6	Not stated	None
Money Order Fee	$3	Not stated	None
EFT Stop Payment Fee	$32	Not stated	None
Regular or mass stop payment by phone	$45	Not stated	None
Non-Member (On-Us) Check Cashing Fee	$5	Not stated	None
Collection Item	$10	Not stated	None
Foreign Check Deposit	$7	Not stated	None
Deposit Check Copy Fee	$5	Not stated	None
Cash & Deposit
Chargeback Fee	$32	Not stated	None
Account Services
Notary Fee (if over 10 pages per month)	$2Not compared: Charged per page; comparison unavailable	per page	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$120	per year	None
Safe Deposit Box 3 x 10	$60	per year	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box: 3 x 5	$35	per year	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Preferred Checking Fee$10
per month
Low Balance Fee$10
per month
Dormant Account Fee$5
per month
Inactivity Fee (no activity for 6 months)$5
per month
Document Research Fee$32
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address Fee$5
per month

Overdraft & NSF

Debit/ATM NSF$32
EFT NSF Fee$32
FI2FI NSF Fee$32
NSF Clearing Fee$32
Return Check Fee$32

ATM & Card

ATM Inquiry Fee$3
ATM Transfer Fee$3
ATM Withdraw Fee$3
Card Reissue Fee$8

Wire Transfers

Wire Out (USA)$30
Wire Out (Foreign)$75

Check Services

Cashier's Check Fee$6
Money Order Fee$3
EFT Stop Payment Fee$32
Regular or mass stop payment by phone$45
Non-Member (On-Us) Check Cashing Fee$5
Collection Item$10
Foreign Check Deposit$7
Deposit Check Copy Fee$5

Cash & Deposit

Chargeback Fee$32

Account Services

Notary Fee (if over 10 pages per month)$2
Not compared: Charged per page; comparison unavailable
per page
Safe Deposit Box 3 x 10$60
per year
Safe Deposit Box: 3 x 5$35
per year

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Fee	$10	per month	None
Low Balance Fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Inactivity Fee (no activity for 6 months)	$5	per month	None
Document Research Fee	$32Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Debit/ATM NSF	$32	Not stated	None
EFT NSF Fee	$32	Not stated	None
FI2FI NSF Fee	$32	Not stated	None
NSF Clearing Fee	$32	Not stated	None
Return Check Fee	$32	Not stated	None
ATM & Card
ATM Inquiry Fee	$3	Not stated	None
ATM Transfer Fee	$3	Not stated	None
ATM Withdraw Fee	$3	Not stated	None
Card Reissue Fee	$8	Not stated	None
Wire Transfers
Wire Out (USA)	$30	Not stated	None
Wire Out (Foreign)	$75	Not stated	None
Check Services
Cashier's Check Fee	$6	Not stated	None
Money Order Fee	$3	Not stated	None
EFT Stop Payment Fee	$32	Not stated	None
Regular or mass stop payment by phone	$45	Not stated	None
Non-Member (On-Us) Check Cashing Fee	$5	Not stated	None
Collection Item	$10	Not stated	None
Foreign Check Deposit	$7	Not stated	None
Deposit Check Copy Fee	$5	Not stated	None
Cash & Deposit
Chargeback Fee	$32	Not stated	None
Account Services
Notary Fee (if over 10 pages per month)	$2Not compared: Charged per page; comparison unavailable	per page	None
Safe Deposit Box 3 x 10	$60	per year	None
Safe Deposit Box: 3 x 5	$35	per year	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Indiana Members Federal Credit Union's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Preferred Checking
Indiana Members Federal Credit Union: $10
Indiana Members Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Indiana Members Federal Credit Union: $32
Indiana Members Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Indiana Members Federal Credit Union: $3
Indiana Members Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Indiana Members Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Preferred Checking Fee$10
per month
Dormant Account Fee$5
per month
Inactivity Fee (no activity for 6 months)$5
per month
Document Research Fee$32
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address Fee$5
per month

Overdraft & NSF

Debit/ATM NSF$32
EFT NSF Fee$32
FI2FI NSF Fee$32
NSF Clearing Fee$32
Return Check Fee$32

ATM & Card

ATM Inquiry Fee$3
ATM Transfer Fee$3
ATM Withdraw Fee$3
Card Reissue Fee$8

Wire Transfers

Wire Out (USA)$30
Wire Out (Foreign)$75

Check Services

Cashier's Check Fee$6
Money Order Fee$3
EFT Stop Payment Fee$32
Regular or mass stop payment by phone$45
Non-Member (On-Us) Check Cashing Fee$5
Collection Item$10
Foreign Check Deposit$7
Deposit Check Copy Fee$5

Cash & Deposit

Chargeback Fee$32

Account Services

Notary Fee (if over 10 pages per month)$2
Not compared: Charged per page; comparison unavailable
per page
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$120
per year
Safe Deposit Box 3 x 10$60
per year
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$70
per year
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$50
per year
Safe Deposit Box: 3 x 5$35
per year

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Inactivity Fee (no activity for 6 months)	$5	per month	None
Document Research Fee	$32Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Debit/ATM NSF	$32	Not stated	None
EFT NSF Fee	$32	Not stated	None
FI2FI NSF Fee	$32	Not stated	None
NSF Clearing Fee	$32	Not stated	None
Return Check Fee	$32	Not stated	None
ATM & Card
ATM Inquiry Fee	$3	Not stated	None
ATM Transfer Fee	$3	Not stated	None
ATM Withdraw Fee	$3	Not stated	None
Card Reissue Fee	$8	Not stated	None
Wire Transfers
Wire Out (USA)	$30	Not stated	None
Wire Out (Foreign)	$75	Not stated	None
Check Services
Cashier's Check Fee	$6	Not stated	None
Money Order Fee	$3	Not stated	None
EFT Stop Payment Fee	$32	Not stated	None
Regular or mass stop payment by phone	$45	Not stated	None
Non-Member (On-Us) Check Cashing Fee	$5	Not stated	None
Collection Item	$10	Not stated	None
Foreign Check Deposit	$7	Not stated	None
Deposit Check Copy Fee	$5	Not stated	None
Cash & Deposit
Chargeback Fee	$32	Not stated	None
Account Services
Notary Fee (if over 10 pages per month)	$2Not compared: Charged per page; comparison unavailable	per page	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$120	per year	None
Safe Deposit Box 3 x 10	$60	per year	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box: 3 x 5	$35	per year	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Preferred Checking Fee$10
per month
Low Balance Fee$10
per month
Dormant Account Fee$5
per month
Inactivity Fee (no activity for 6 months)$5
per month
Document Research Fee$32
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address Fee$5
per month

Overdraft & NSF

Debit/ATM NSF$32
EFT NSF Fee$32
FI2FI NSF Fee$32
NSF Clearing Fee$32
Return Check Fee$32

ATM & Card

ATM Inquiry Fee$3
ATM Transfer Fee$3
ATM Withdraw Fee$3
Card Reissue Fee$8

Wire Transfers

Wire Out (USA)$30
Wire Out (Foreign)$75

Check Services

Cashier's Check Fee$6
Money Order Fee$3
EFT Stop Payment Fee$32
Regular or mass stop payment by phone$45
Non-Member (On-Us) Check Cashing Fee$5
Collection Item$10
Foreign Check Deposit$7
Deposit Check Copy Fee$5

Cash & Deposit

Chargeback Fee$32

Account Services

Notary Fee (if over 10 pages per month)$2
Not compared: Charged per page; comparison unavailable
per page
Safe Deposit Box 3 x 10$60
per year
Safe Deposit Box: 3 x 5$35
per year

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Fee	$10	per month	None
Low Balance Fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Inactivity Fee (no activity for 6 months)	$5	per month	None
Document Research Fee	$32Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Debit/ATM NSF	$32	Not stated	None
EFT NSF Fee	$32	Not stated	None
FI2FI NSF Fee	$32	Not stated	None
NSF Clearing Fee	$32	Not stated	None
Return Check Fee	$32	Not stated	None
ATM & Card
ATM Inquiry Fee	$3	Not stated	None
ATM Transfer Fee	$3	Not stated	None
ATM Withdraw Fee	$3	Not stated	None
Card Reissue Fee	$8	Not stated	None
Wire Transfers
Wire Out (USA)	$30	Not stated	None
Wire Out (Foreign)	$75	Not stated	None
Check Services
Cashier's Check Fee	$6	Not stated	None
Money Order Fee	$3	Not stated	None
EFT Stop Payment Fee	$32	Not stated	None
Regular or mass stop payment by phone	$45	Not stated	None
Non-Member (On-Us) Check Cashing Fee	$5	Not stated	None
Collection Item	$10	Not stated	None
Foreign Check Deposit	$7	Not stated	None
Deposit Check Copy Fee	$5	Not stated	None
Cash & Deposit
Chargeback Fee	$32	Not stated	None
Account Services
Notary Fee (if over 10 pages per month)	$2Not compared: Charged per page; comparison unavailable	per page	None
Safe Deposit Box 3 x 10	$60	per year	None
Safe Deposit Box: 3 x 5	$35	per year	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.