Indiana Members Federal Credit Union

Headquarters: Indianapolis, Indiana
Charter: Credit Union
Assets: $3.6B
Fed district: Chicago
Regulator: NCUA

19 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 5, 2026

How these figures are measured

Call-report figures are for Indiana Members Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Indiana Members Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 5, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Indiana Members Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $2.9M in Q2 2026, 4.1% below the same quarter a year earlier ($3.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Preferred Checking
Indiana Members Federal Credit Union: $10
Indiana Members Federal Credit Union: $10
U.S. median: no median
NSF / Returned Item
Indiana Members Federal Credit Union: $32
Indiana Members Federal Credit Union: $32
U.S. median: no median
Non-Network ATM
Indiana Members Federal Credit Union: $3
Indiana Members Federal Credit Union: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income fell 11% from Q3 2025 to Q2 2026, to $2.9M.

Fee income, Q2 2026

$2.9M

$3.2MQ3 2025

$3.1MQ4 2025

$2.6MQ1 2026

$2.9MQ2 2026

Against the median

Indiana Members Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Indiana Members Federal Credit Union · $3.6B in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.

Credit unions only
$3.2B to $4B in assets
Headquartered in 15 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Indiana Members Federal Credit Union(this institution)	Indianapolis, IN	$3.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Achieva Credit Union	Dunedin, FL	$3.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Addition Financial Federal Credit Union	Lake Mary, FL	$3.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
All In Federal Credit Union	Daleville, AL	$3.7B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Arkansas Federal Credit Union	Little Rock, AR	$3.2B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
California Coast Federal Credit Union	San Diego, CA	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Chartway Federal Credit Union	Virginia Beach, VA	$3.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Coastal1 Federal Credit Union	Pawtucket, RI	$3.5B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Community First Credit Union of Flo	Jacksonville, FL	$3.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Eastrise Federal Credit Union	Williston, VT	$3.2B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Educators Federal Credit Union	Racine, WI	$4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Elevations Federal Credit Union	Boulder, CO	$3.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Grow Financial Federal Credit Union	Tampa, FL	$3.9B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Metro Federal Credit Union	Chelsea, MA	$3.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Nuvision Federal Credit Union	Huntington Beach, CA	$4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Oregon Community Federal Credit Union	Eugene, OR	$3.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Premier America Federal Credit Union	Chatsworth, CA	$3.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Provident Federal Credit Union	Redwood City, CA	$3.6B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Rivermark Community Federal Credit Union	Oregon City, OR	$3.3B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Rockland Federal Credit Union	Rockland, MA	$3.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Sound Federal Credit Union	Tacoma, WA	$3.4B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Southern Energy Federal Credit Union	Birmingham, AL	$3.6B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Tennessee Valley Federal Credit Union	Chattanooga, TN	$3.3B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft
Trumark Financial Federal Credit Union	Fort Washington, PA	$3.6B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Usalliance Federal Credit Union	Rye, NY	$3.4B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Whatcom Educational Federal Credit Union	Bellingham, WA	$3.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $3.37 (51%) above the median of similar-sized credit unions.

Its published price is $10, against a peer median of $6.63 among 14 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Indiana Members Federal C…Peer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Indiana Members Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $2.9M
vs prior quarter: +$216K+8.2%; from Q1 2026
vs a year earlier: −$121K−4.1%; from Q2 2025
vs start of range: +$104K+3.8%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Indiana Members Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$2.9M	+$216K	+8.2%
Q1 2026	$2.6M	−$436K	−14.2%
Q4 2025	$3.1M	−$126K	−3.9%
Q3 2025	$3.2M	+$225K	+7.6%
Q2 2025	$3.0M	+$70K	+2.4%
Q1 2025	$2.9M	−$1.4M	−32.9%
Q4 2024	$4.3M	+$1.6M	+57.4%
Q3 2024	$2.8M	+$109K	+4.1%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Indiana Members Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Preferred Checking Fee$10
per month
Dormant Account Fee$5
per month
Inactivity Fee (no activity for 6 months)$5
per month
Document Research Fee$32
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address Fee$5
per month

Overdraft & NSF

Debit/ATM NSF$32
EFT NSF Fee$32
FI2FI NSF Fee$32
NSF Clearing Fee$32
Return Check Fee$32

ATM & Card

ATM Inquiry Fee$3
ATM Transfer Fee$3
ATM Withdraw Fee$3
Card Reissue Fee$8

Wire Transfers

Wire Out (USA)$30
Wire Out (Foreign)$75

Check Services

Cashier's Check Fee$6
Money Order Fee$3
EFT Stop Payment Fee$32
Regular or mass stop payment by phone$45
Non-Member (On-Us) Check Cashing Fee$5
Collection Item$10
Foreign Check Deposit$7
Deposit Check Copy Fee$5

Cash & Deposit

Chargeback Fee$32

Account Services

Notary Fee (if over 10 pages per month)$2
Not compared: Charged per page; comparison unavailable
per page
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)$120
per year
Safe Deposit Box 3 x 10$60
per year
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$70
per year
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)$50
per year
Safe Deposit Box: 3 x 5$35
per year

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Inactivity Fee (no activity for 6 months)	$5	per month	None
Document Research Fee	$32Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Debit/ATM NSF	$32	Not stated	None
EFT NSF Fee	$32	Not stated	None
FI2FI NSF Fee	$32	Not stated	None
NSF Clearing Fee	$32	Not stated	None
Return Check Fee	$32	Not stated	None
ATM & Card
ATM Inquiry Fee	$3	Not stated	None
ATM Transfer Fee	$3	Not stated	None
ATM Withdraw Fee	$3	Not stated	None
Card Reissue Fee	$8	Not stated	None
Wire Transfers
Wire Out (USA)	$30	Not stated	None
Wire Out (Foreign)	$75	Not stated	None
Check Services
Cashier's Check Fee	$6	Not stated	None
Money Order Fee	$3	Not stated	None
EFT Stop Payment Fee	$32	Not stated	None
Regular or mass stop payment by phone	$45	Not stated	None
Non-Member (On-Us) Check Cashing Fee	$5	Not stated	None
Collection Item	$10	Not stated	None
Foreign Check Deposit	$7	Not stated	None
Deposit Check Copy Fee	$5	Not stated	None
Cash & Deposit
Chargeback Fee	$32	Not stated	None
Account Services
Notary Fee (if over 10 pages per month)	$2Not compared: Charged per page; comparison unavailable	per page	None
Safe Deposit Box 10 x 10 (audience not stated, treated as personal)	$120	per year	None
Safe Deposit Box 3 x 10	$60	per year	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$70	per year	None
Safe Deposit Box 5 x 5 (audience not stated, treated as personal)	$50	per year	None
Safe Deposit Box: 3 x 5	$35	per year	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Preferred Checking Fee$10
per month
Low Balance Fee$10
per month
Dormant Account Fee$5
per month
Inactivity Fee (no activity for 6 months)$5
per month
Document Research Fee$32
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement Fee$2
Bad Address Fee$5
per month

Overdraft & NSF

Debit/ATM NSF$32
EFT NSF Fee$32
FI2FI NSF Fee$32
NSF Clearing Fee$32
Return Check Fee$32

ATM & Card

ATM Inquiry Fee$3
ATM Transfer Fee$3
ATM Withdraw Fee$3
Card Reissue Fee$8

Wire Transfers

Wire Out (USA)$30
Wire Out (Foreign)$75

Check Services

Cashier's Check Fee$6
Money Order Fee$3
EFT Stop Payment Fee$32
Regular or mass stop payment by phone$45
Non-Member (On-Us) Check Cashing Fee$5
Collection Item$10
Foreign Check Deposit$7
Deposit Check Copy Fee$5

Cash & Deposit

Chargeback Fee$32

Account Services

Notary Fee (if over 10 pages per month)$2
Not compared: Charged per page; comparison unavailable
per page
Safe Deposit Box 3 x 10$60
per year
Safe Deposit Box: 3 x 5$35
per year

Retirement & IRA

IRA Transfer Fee$25

Other Fees

Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Preferred Checking Fee	$10	per month	None
Low Balance Fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Inactivity Fee (no activity for 6 months)	$5	per month	None
Document Research Fee	$32Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement Fee	$2	Not stated	None
Bad Address Fee	$5	per month	None
Overdraft & NSF
Debit/ATM NSF	$32	Not stated	None
EFT NSF Fee	$32	Not stated	None
FI2FI NSF Fee	$32	Not stated	None
NSF Clearing Fee	$32	Not stated	None
Return Check Fee	$32	Not stated	None
ATM & Card
ATM Inquiry Fee	$3	Not stated	None
ATM Transfer Fee	$3	Not stated	None
ATM Withdraw Fee	$3	Not stated	None
Card Reissue Fee	$8	Not stated	None
Wire Transfers
Wire Out (USA)	$30	Not stated	None
Wire Out (Foreign)	$75	Not stated	None
Check Services
Cashier's Check Fee	$6	Not stated	None
Money Order Fee	$3	Not stated	None
EFT Stop Payment Fee	$32	Not stated	None
Regular or mass stop payment by phone	$45	Not stated	None
Non-Member (On-Us) Check Cashing Fee	$5	Not stated	None
Collection Item	$10	Not stated	None
Foreign Check Deposit	$7	Not stated	None
Deposit Check Copy Fee	$5	Not stated	None
Cash & Deposit
Chargeback Fee	$32	Not stated	None
Account Services
Notary Fee (if over 10 pages per month)	$2Not compared: Charged per page; comparison unavailable	per page	None
Safe Deposit Box 3 x 10	$60	per year	None
Safe Deposit Box: 3 x 5	$35	per year	None
Retirement & IRA
IRA Transfer Fee	$25	Not stated	None
Other Fees
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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