Compared with Indiana
12 of 19
compared fees are above the median.
3 below, 4 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
34th percentile; peer median 6.6%
NCUA 5300 call report · year to date through Jun 30, 2026
Fees above the Indiana median
of 19 compared; 3 below, 4 about the same
See the feesFee schedule read Oct 5, 2026
Call-report figures are for Indiana Members Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | NCUA 5300 call report Account 010 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Revenue | Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 115 + Account 117 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee income | Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed) | NCUA 5300 call report Account 131 | Q2 2026 Quarter ended Jun 30, 2026 | Oct 20, 2026 |
| Fee-income share of revenue | Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Year to date through the quarter. Median and percentile from each of 452 credit unions with $1B to $10B in assets reporting a share above 0%, this one left out. | NCUA 5300 call report Account 131 / (Account 115 + Account 117) | Q2 2026 Year to date | Not recorded |
| Fees above the Indiana median | Published fees above the Indiana median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | Indiana Members Federal Credit Union's published fee schedule; Bank Fee Index medians | Current schedule | Oct 5, 2026 |
Fee income by quarter
Q1 2024 to Q2 2026, standalone quarters
Fee income was 5.3% of revenue, below the 6.6% median of 452 credit unions with $1B to $10B in assets (34th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Fee income was $2.9M in Q2 2026, 4.1% below the same quarter a year earlier ($3.0M).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.
12 of 19 compared published fees sit above the Indiana median; 3 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with Indiana medians for fees published by banks and credit unions.
Non-Network ATM
Monthly Maintenance
Preferred Checking
NSF / Returned Item
Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Fee income fell 11% from Q3 2025 to Q2 2026, to $2.9M. Its share of revenue, 5.3%, is below the 6.6% median for credit unions with $1B to $10B in assets.
$2.9M
Indiana Members Federal Credit UnionMedian
NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 452 credit unions with $1B to $10B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue.
Indiana Members Federal Credit Union · $3.6B in assets
The 25 credit unions closest in assets
Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Indiana Members Federal Credit Union(this institution) | Indianapolis, IN | $3.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Achieva Credit Union | Dunedin, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Addition Financial Federal Credit Union | Lake Mary, FL | $3.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| All In Federal Credit Union | Daleville, AL | $3.7B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Arkansas Federal Credit Union | Little Rock, AR | $3.2B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| California Coast Federal Credit Union | San Diego, CA | $3.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Chartway Federal Credit Union | Virginia Beach, VA | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Coastal1 Federal Credit Union | Pawtucket, RI | $3.5B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community First Credit Union of Flo | Jacksonville, FL | $3.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Eastrise Federal Credit Union | Williston, VT | $3.2B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Educators Federal Credit Union | Racine, WI | $4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Elevations Federal Credit Union | Boulder, CO | $3.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Grow Financial Federal Credit Union | Tampa, FL | $3.9B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Metro Federal Credit Union | Chelsea, MA | $3.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Nuvision Federal Credit Union | Huntington Beach, CA | $4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Oregon Community Federal Credit Union | Eugene, OR | $3.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Premier America Federal Credit Union | Chatsworth, CA | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Provident Federal Credit Union | Redwood City, CA | $3.6B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Rivermark Community Federal Credit Union | Oregon City, OR | $3.3B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Rockland Federal Credit Union | Rockland, MA | $3.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Sound Federal Credit Union | Tacoma, WA | $3.4B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Southern Energy Federal Credit Union | Birmingham, AL | $3.6B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Tennessee Valley Federal Credit Union | Chattanooga, TN | $3.3B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Trumark Financial Federal Credit Union | Fort Washington, PA | $3.6B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Usalliance Federal Credit Union | Rye, NY | $3.4B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Whatcom Educational Federal Credit Union | Bellingham, WA | $3.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 14 publish this fee(monthly maintenance)
11 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Its published price is $10, against a peer median of $6.63 among 14 publishing peers.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for Indiana Members Federal Credit Union (credit union). Income lines are standalone quarters.
Fee income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $2.9M | +$216K | +8.2% |
| Q1 2026 | $2.6M | −$436K | −14.2% |
| Q4 2025 | $3.1M | −$126K | −3.9% |
| Q3 2025 | $3.2M | +$225K | +7.6% |
| Q2 2025 | $3.0M | +$70K | +2.4% |
| Q1 2025 | $2.9M | −$1.4M | −32.9% |
| Q4 2024 | $4.3M | +$1.6M | +57.4% |
| Q3 2024 | $2.8M | +$109K | +4.1% |
Financial cohort: 454 credit unions with $1B to $10B in assets filing for Q2 2026; 452 reported a share above 0% and are counted, Indiana Members Federal Credit Union left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to Indiana Members Federal Credit Union by share.
Amounts from Indiana Members Federal Credit Union’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per hour
per month
per page
per year
per year
per year
per year
per year
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Preferred Checking Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Dormant Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Inactivity Fee (no activity for 6 months) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Document Research Fee | $32Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Bad Address Fee | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Debit/ATM NSF | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| EFT NSF Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| FI2FI NSF Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| NSF Clearing Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Return Check Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| ATM Inquiry Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Transfer Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Withdraw Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Card Reissue Fee | $8Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Out (USA) | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Out (Foreign) | $75Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier's Check Fee | $6Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order Fee | $3Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| EFT Stop Payment Fee | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Regular or mass stop payment by phone | $45Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Non-Member (On-Us) Check Cashing Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Collection Item | $10Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Foreign Check Deposit | $7Below the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Deposit Check Copy Fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Cash & Deposit | |||
| Chargeback Fee | $32Above the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Fee (if over 10 pages per month) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Safe Deposit Box 10 x 10 (audience not stated, treated as personal) | $120Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 3 x 10 | $60Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5 x 10 (audience not stated, treated as personal) | $70Above the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box 5 x 5 (audience not stated, treated as personal) | $50Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box: 3 x 5 | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
Retirement & IRA | |||
| IRA Transfer Fee | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Other Fees | |||
| Statement Copy | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
per month
per month
per hour
per month
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Preferred Checking Fee | $10Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Low Balance Fee | $10 | per month | None |
| Dormant Account Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Inactivity Fee (no activity for 6 months) | $5Inside the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Document Research Fee | $32Not compared: Charged per hour; comparison unavailable | per hour | None |
| Paper Statement Fee | $2Inside the U.S. middle 50% ($2 to $4.98 nationally) | Not stated | None |
| Bad Address Fee | $5Inside the U.S. middle 50% ($5 to $7.50 nationally) | per month | None |
Overdraft & NSF | |||
| Debit/ATM NSF | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| EFT NSF Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| FI2FI NSF Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| NSF Clearing Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
| Return Check Fee | $32Inside the U.S. middle 50% ($25 to $32 nationally) | Not stated | None |
ATM & Card | |||
| ATM Inquiry Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Transfer Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| ATM Withdraw Fee | $3Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Card Reissue Fee | $8Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
Wire Transfers | |||
| Wire Out (USA) | $30Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| Wire Out (Foreign) | $75Above the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier's Check Fee | $6Inside the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Money Order Fee | $3Inside the U.S. middle 50% ($2 to $3 nationally) | Not stated | None |
| EFT Stop Payment Fee | $32Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Regular or mass stop payment by phone | $45Above the U.S. middle 50% ($20 to $30 nationally) | Not stated | None |
| Non-Member (On-Us) Check Cashing Fee | $5Inside the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Collection Item | $10Inside the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Foreign Check Deposit | $7Below the U.S. middle 50% ($10 to $26 nationally) | Not stated | None |
| Deposit Check Copy Fee | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Cash & Deposit | |||
| Chargeback Fee | $32Above the U.S. middle 50% ($9 to $25 nationally) | Not stated | None |
Account Services | |||
| Notary Fee (if over 10 pages per month) | $2Not compared: Charged per page; comparison unavailable | per page | None |
| Safe Deposit Box 3 x 10 | $60Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
| Safe Deposit Box: 3 x 5 | $35Inside the U.S. middle 50% ($32.50 to $60 nationally) | per year | None |
Retirement & IRA | |||
| IRA Transfer Fee | $25Inside the U.S. middle 50% ($25 to $35 nationally) | Not stated | None |
Other Fees | |||
| Statement Copy | $5Inside the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where Indiana Members Federal Credit Union operates, and what regulators and customers have on file.
Branch footprint
34 offices in 1 state (June 30, 2026)
Each dot is one office.
2 are shown at the middle of their town until the exact address is found.
Cities with the most offices
| Indianapolis, IN | 11 |
| Bloomington, IN | 2 |
| Carmel, IN | 2 |
| Evansville, IN | 2 |
| Greenwood, IN | 2 |
| Westfield, IN | 2 |
| Avon, IN | 1 |
| Beech Grove, IN | 1 |
Largest competitors nearby
Local market: Marion and Hamilton counties, IN, around its headquarters.
| 52 in its local market | Deposit share |
|---|---|
| Merchants Bank of Indiana | 18.5% |
| JPMorgan Chase Bank, National Association | 18% |
| PNC Bank, National Association | 13% |
| Fifth Third Bank, National Association | 6.7% |
| The Huntington National Bank | 6.7% |
Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.
Fee change alerts
We check once a day and send one email covering every change.