Members Advantage Federal Credit Union

Headquarters: Michigan City, Indiana
Charter: Credit Union
Assets: $132.2M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
Members Advantage Federal Credit Union: $1
Members Advantage Federal Credit Union: $1
U.S. median: no median
Wire Transfer (Domestic Out)
Members Advantage Federal Credit Union: $20
Members Advantage Federal Credit Union: $20
U.S. median: no median
Stop Payment
Members Advantage Federal Credit Union: $30
Members Advantage Federal Credit Union: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Indiana, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Indiana: Banks and credit unions headquartered in Indiana that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Members Advantage Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within First Year of Opening$25
Dormant Account Fee$5
Not compared: Quarterly charge, not monthly
per quarter
Account Reconciliation (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (1 hour minimum)$25
Not compared: Charged per hour; comparison unavailable
per hour
Bad Address (returned statement/mail)$15

Overdraft & NSF

Automatic Transfer for Overdraft$5
per item

ATM & Card

ATM Withdrawal Fee (in excess of 6 per month)$1
per item
ATM/VISA Debit Card Replacement (lost Cards)$5

Wire Transfers

Wire transfers: Outgoing Domestic$20
Wire transfers: Incoming Domestic$10
Wire transfers: Outgoing International$40
Wire transfers: Incoming International$15

Check Services

Cashier Check$5
per item
Money Order$5
Stop Payment$30
Temporary Check$2
per item · limit 8 in one month period
Check Cashing for Non-Members$15
Photocopy of Check$5

Account Services

Safe Deposit Box 10" X 10"$90
per year
Safe Deposit Box 3" X 10"$40
per year
Safe Deposit Box 3" X 5"$25
per year
Safe Deposit Box 5" X 10"$60
per year
Safe Deposit Box 5" X 5"$30
per year
Safe Deposit Box Drilling$150
Not compared: Box drilling or key fee
Safe Deposit Box Lost Key Replacement$60
Not compared: Box drilling or key fee
Levy/Garnishment$75
per item

Other Fees

Statement Copy$5
Not compared: Monthly charge, not per item
per month

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within First Year of Opening	$25	Not stated	None
Dormant Account Fee	$5Not compared: Quarterly charge, not monthly	per quarter	None
Account Reconciliation (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (1 hour minimum)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Bad Address (returned statement/mail)	$15	Not stated	None
Overdraft & NSF
Automatic Transfer for Overdraft	$5	per item	None
ATM & Card
ATM Withdrawal Fee (in excess of 6 per month)	$1	per item	None
ATM/VISA Debit Card Replacement (lost Cards)	$5	Not stated	None
Wire Transfers
Wire transfers: Outgoing Domestic	$20	Not stated	None
Wire transfers: Incoming Domestic	$10	Not stated	None
Wire transfers: Outgoing International	$40	Not stated	None
Wire transfers: Incoming International	$15	Not stated	None
Check Services
Cashier Check	$5	per item	None
Money Order	$5	Not stated	None
Stop Payment	$30	Not stated	None
Temporary Check	$2	per item	limit 8 in one month period
Check Cashing for Non-Members	$15	Not stated	None
Photocopy of Check	$5	Not stated	None
Account Services
Safe Deposit Box 10" X 10"	$90	per year	None
Safe Deposit Box 3" X 10"	$40	per year	None
Safe Deposit Box 3" X 5"	$25	per year	None
Safe Deposit Box 5" X 10"	$60	per year	None
Safe Deposit Box 5" X 5"	$30	per year	None
Safe Deposit Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Lost Key Replacement	$60Not compared: Box drilling or key fee	Not stated	None
Levy/Garnishment	$75	per item	None
Other Fees
Statement Copy	$5Not compared: Monthly charge, not per item	per month	None

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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