Minnequa Works Federal Credit Union

Headquarters: Pueblo, Colorado
Charter: Credit Union
Assets: $274.0M
Fed district: Kansas City
Regulator: NCUA

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 26, 2026.

Overview

Total assets
Q2 2026, quarter end
NCUA 5300 call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee income
Q2 2026, one quarter
NCUA 5300 call report · Jun 30, 2026
Fee-income share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 26, 2026

How these figures are measured

Call-report figures are for Minnequa Works Federal Credit Union, from NCUA 5300 call reports. Revenue is interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	NCUA 5300 call report Account 010	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Revenue	Revenue (interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 115 + Account 117	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee income	Fee income (NCUA 5300 Account 131) Standalone quarter: year to date less the prior quarter (Q1 as filed)	NCUA 5300 call report Account 131	Q2 2026 Quarter ended Jun 30, 2026	Oct 20, 2026
Fee-income share of revenue	Fee income (NCUA 5300 Account 131) divided by revenue (interest + noninterest income) Shown when at least 10 credit unions of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Minnequa Works Federal Credit Union's published fee schedule; Bank Fee Index medians	Current schedule	Oct 26, 2026

Fee income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: NCUA 5300 call report
Entity: Minnequa Works Federal Credit Union (credit union)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

What stands out

Fee income was $201K in Q2 2026, 19% above the same quarter a year earlier ($169K).
Not established: Two quarters a year apart are two observations, not an established trend in fee income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Minnequa Works Federal Credit Union: $30
Minnequa Works Federal Credit Union: $30
U.S. median: no median
NSF / Returned Item
Minnequa Works Federal Credit Union: $30
Minnequa Works Federal Credit Union: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Minnequa Works Federal Credit Union: $25
Minnequa Works Federal Credit Union: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 26, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Fee income rose 3.6% from Q3 2025 to Q2 2026, to $201K.

Fee income, Q2 2026

$201K

$194KQ3 2025

$205KQ4 2025

$187KQ1 2026

$201KQ2 2026

Against the median

Minnequa Works Federal Credit UnionMedian

Sources and open questions

NCUA 5300 call reports, credit union level, standalone quarters. Four quarters are too few to call a trend.

Which fees make up most of fee income, and has that mix changed?

Among its peers

Minnequa Works Federal Credit Union · $274M in assets

The 25 credit unions closest in assets

Credit unions of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Credit unions only
$267M to $281M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Minnequa Works Federal Credit Union(this institution)	Pueblo, CO	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Allegent Community Federal Credit Union	Pittsburgh, PA	$281M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Alltrust Federal Credit Union	Fairhaven, MA	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Aneca Federal Credit Union	Shreveport, LA	$274M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Auburn University Federal Credit Union	Auburn, AL	$268M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Department Of The Interior Federal Credit Union	Washington, DC	$268M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Edwards Federal Credit Union	Edwards, CA	$277M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Gold Coast Federal Credit Union	Palm Springs, FL	$270M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Long Beach City Employees Federal Credit Union	Signal Hill, CA	$271M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Marshland Federal Credit Union	Brunswick, GA	$273M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Members Trust Of The Southwest Federal Credit Union	Houston, TX	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midcoast Federal Credit Union	Freeport, ME	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Midwest Community Federal Credit Union	Defiance, OH	$267M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Norstate Federal Credit Union	Madawaska, ME	$280M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
North Central Area Federal Credit Union	Houghton Lake, MI	$272M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Penn East Federal Credit Union	Scranton, PA	$280M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Penn State Federal Credit Union	Bellefonte, PA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
People'S Community Federal Credit Union	Vancouver, WA	$269M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Puget Sound Cooperative Federal Credit Union	Bellevue, WA	$274M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Saint Lawrence Federal Credit Union	Ogdensburg, NY	$272M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Service One Federal Credit Union	Bowling Green, KY	$269M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Top Tier Federal Credit Union	Clarion, PA	$278M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
U S Postal Service Federal Credit Union	Clinton, MD	$280M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Unity One Federal Credit Union	Fort Worth, TX	$276M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Western Vista Federal Credit Union	Cheyenne, WY	$281M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Weststar Federal Credit Union	Las Vegas, NV	$273M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 10 publish this fee(monthly maintenance)

15 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Minnequa Works Federal Credit Union does not publish a monthly maintenance fee in the index.

The peer median is $7 among 10 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026.

Monthly maintenance fee in dollars, one mark per institution

Minnequa Works Federal Credit Union does not publish a monthly maintenance fee, so it is not on this chart.

Minnequa Works Federal Cr…Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 31, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Minnequa Works Federal Credit Union (credit union). Income lines are standalone quarters.

Measure

Fee income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $201K
vs prior quarter: +$14K+7.5%; from Q1 2026
vs a year earlier: +$32K+18.9%; from Q2 2025
vs start of range: +$7K+3.6%; from Q3 2024

Details

Source: NCUA 5300 call report
Entity: Minnequa Works Federal Credit Union (credit union)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Fee income (NCUA 5300 Account 131)
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: Account 131
Retrieved: Oct 20, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$201K	+$14K	+7.5%
Q1 2026	$187K	−$18K	−8.8%
Q4 2025	$205K	+$11K	+5.7%
Q3 2025	$194K	+$25K	+14.8%
Q2 2025	$169K	−$13K	−7.1%
Q1 2025	$182K	−$22K	−10.8%
Q4 2024	$204K	+$10K	+5.2%
Q3 2024	$194K	+$25K	+14.8%

Fee-income share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Minnequa Works Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure (90 Days)$25
Abandon Account/Escheat$50
Inactive Dormant Account per Mo$10
per month
Account Research (per Hour)$25
Not compared: Charged per hour; comparison unavailable
per hour · Account Research (per Hour).................... $25.00
Bad Address/Return Mail$5

Overdraft & NSF

Courtesy Paid Overdraft$30
Insufficient Funds (NSF)$30

ATM & Card

Replacement ATM/Debit/Credit$12
Card Rush Order$50
Foreign Transaction Fee1%of the transaction
Foreign Transaction Fee (audience not stated, treated as personal)1%of the transaction

Wire Transfers

Outgoing Wire Transfer$25
Incoming Wire Transfer$6

Check Services

Cashiers Check$3
Share Draft Stop Payment$27
Temporary Checks(4)$4
Non-Member Check Cashing$10
Items Sent for Collection$10
Copy of Cleared Draft$2

Digital & Electronic

ACH Returned Item$30
Bill PayNo charge

Cash & Deposit

Non-Member Cash Advance$10
Returned Item$7.50

Account Services

Verification of Deposit$5

Other Fees

Fax Out$4
Photo Copy (per page)$0.10
per item
Statement Copy/Re-Print$2
Skip-a-Pay$25

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure (90 Days)	$25	Not stated	None
Abandon Account/Escheat	$50	Not stated	None
Inactive Dormant Account per Mo	$10	per month	None
Account Research (per Hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	Account Research (per Hour).................... $25.00
Bad Address/Return Mail	$5	Not stated	None
Overdraft & NSF
Courtesy Paid Overdraft	$30	Not stated	None
Insufficient Funds (NSF)	$30	Not stated	None
ATM & Card
Replacement ATM/Debit/Credit	$12	Not stated	None
Card Rush Order	$50	Not stated	None
Foreign Transaction Fee	1%of the transaction	Not stated	None
Foreign Transaction Fee (audience not stated, treated as personal)	1%of the transaction	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$25	Not stated	None
Incoming Wire Transfer	$6	Not stated	None
Check Services
Cashiers Check	$3	Not stated	None
Share Draft Stop Payment	$27	Not stated	None
Temporary Checks(4)	$4	Not stated	None
Non-Member Check Cashing	$10	Not stated	None
Items Sent for Collection	$10	Not stated	None
Copy of Cleared Draft	$2	Not stated	None
Digital & Electronic
ACH Returned Item	$30	Not stated	None
Bill Pay	No charge	Not stated	None
Cash & Deposit
Non-Member Cash Advance	$10	Not stated	None
Returned Item	$7.50	Not stated	None
Account Services
Verification of Deposit	$5	Not stated	None
Other Fees
Fax Out	$4	Not stated	None
Photo Copy (per page)	$0.10	per item	None
Statement Copy/Re-Print	$2	Not stated	None
Skip-a-Pay	$25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 26, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Minnequa Works Federal Credit Union operates, and what regulators and customers have on file.

Branch footprint

5 offices in 1 state (June 30, 2026)

Each dot is one office.

This credit unionOther banks and credit unions

Cities with the most offices

Pueblo, CO	4
Pueblo West, CO	1

Largest competitors nearby

Local market: Pueblo county, CO, around its headquarters.

16 in its local market	Deposit share
Wells Fargo Bank, National Association	17.8%
U.S. Bank National Association	16.9%
PB&T Bank	16.3%
Zions Bancorporation, N.A.	10.8%
Glacier Bank	9.3%

Source: NCUA credit union branch file, quarter ending June 30, 2026. NCUA does not report deposits by office.

Fee change alerts

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