Fees from its schedule are under review and appear here once review is done.
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Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
26th percentile; peer median 2.2%
FDIC call report data · Jun 30, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Fee schedule read Oct 14, 2026
Call-report figures are for The Yellowstone Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCON2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 869 banks with $1B to $10B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Yellowstone Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 14, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 1.3% of revenue, below the 2.2% median of 869 banks with $1B to $10B in assets (26th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $195K in Q2 2026, 6.6% above the same quarter a year earlier ($183K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Yellowstone Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $195K | +$8K | +4.3% |
| Q1 2026 | $187K | −$5K | −2.6% |
| Q4 2025 | $192K | −$4K | −2.0% |
| Q3 2025 | $196K | +$13K | +7.1% |
| Q2 2025 | $183K | +$10K | +5.8% |
| Q1 2025 | $173K | −$9K | −4.9% |
| Q4 2024 | $182K | −$7K | −3.7% |
| Q3 2024 | $189K | +$10K | +5.6% |
Financial cohort: 894 banks with $1B to $10B in assets filing for Q2 2026; 869 reported a share above 0% and are counted, The Yellowstone Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Yellowstone Bank by share.
They stay out of every comparison until review is done.
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Overdraft & NSFUnder review | |||
| Overdraft (OD) (audience not stated, treated as personal) | $28 | per item | None |
| Overdraft (OD) (audience not stated, treated as personal) | $28 | Not stated | None |
| NSF / Returned Item (audience not stated, treated as personal) | $28 | per item | None |
| NSF / Returned Item (audience not stated, treated as personal) | $28 | Not stated | None |
| Returned item NSF fee (audience not stated, treated as personal) | $28 | per item | None |
Other feesUnder review | |||
| Bounce Protection | paid item OD fee of (audience not stated, treated as personal) | $28 | per item | None |
| Bounce Protection: paid item OD fee (audience not stated, treated as personal) | $28 | per item | None |
| For example, three paid items in one day will result in (audience not stated, treated as personal) | $84 | Not stated | None |
| If the item is returned, the returned item NSF fee of (audience not stated, treated as personal) | $28 | Not stated | None |
| Link to Savings Account (audience not stated, treated as personal) | $1 | Not stated | None |
| Please note that the amount of the overdraft plus our paid item OD fee of (audience not stated, treated as personal) | $28 | per item | None |
| Returned item NSF fee (audience not stated, treated as personal) | $28 | per item | None |
| The returned item NSF fee of (audience not stated, treated as personal) | $28 | per item | None |
| You will be charged our paid item OD fee of (audience not stated, treated as personal) | $28 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Yellowstone Bank operates, and what regulators and customers have on file.
Branch footprint
10 offices in 1 state, $1.1B in branch deposits (June 2026)
Each dot is one office.
Largest markets by deposits
| 7 | $879.1M | |
| Outside a metro area | 2 | $171.0M |
| 1 | $71.5M |
Billings, MT
11.1% of bank deposits, #6 of 13, up 1.2 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| First Interstate Bank | 24.9% |
| U.S. Bank National Association | 18.5% |
| Stockman Bank of Montana | 16% |
| Glacier Bank | 11.3% |
| Wells Fargo Bank, National Association | 11.2% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Billings, MT, The Yellowstone Bank holds 11.1% of bank deposits, #6 of 13, with 7 offices.
78 offices of 21 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 13 institutions shown. $8.0B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 11.1% share, 7 offices, #6 of 13
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
27 offices of 8 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Enforcement actions
1 past action
Past
Federal Reserve · Order
Source: public enforcement action lists from the Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows