Streator Onized Federal Credit Union

Headquarters: Streator, Illinois
Charter: Credit Union
Assets: $423.3M
Fed district: Chicago

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 10, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Fresh Start Checking
Streator Onized Federal Credit Union: $5
Streator Onized Federal Credit Union: $5
U.S. median: no median
Overdraft (OD)
Streator Onized Federal Credit Union: $29
Streator Onized Federal Credit Union: $29
U.S. median: no median
NSF / Returned Item
Streator Onized Federal Credit Union: $29
Streator Onized Federal Credit Union: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 10, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Streator Onized Federal Credit Union’s own schedules, with a source for each figure.

Account Maintenance

Fresh Start Checking Monthly Service Fee$5
per month
Share account closed within 120 days from opening$1
Dormant Account Fee$29
Research Fee (min $15.00)$29
Not compared: Charged per hour; comparison unavailable
per hour
Super Saver excessive withdrawal fee (per item over 3/month)$10
per item

Overdraft & NSF

Overdraft fee$29
per item
Super Saver Overdraft fee$29
NSF ACH item per presentment$29
per item
NSF Draft item per presentment$29
per item
Automatic Transfer to Cover Overdraft$3
per item

Wire Transfers

Domestic Wire Transfer$29

Check Services

Money Orders$2
per item
Stop Payment if presented to clear$29
per item
Photocopies of Medical ItemsNo charge
Photocopy of Draft$2
per item

Cash & Deposit

In-person Cash Advance FeeNo charge
Return item (Chargeback fee)$10
per item

Account Services

Legals: Levy/Garnishment/Citation$29
Mortgage Subordination Fee$150

Lending Fees

1st late payment w/in 6 billing cycles$29
VISA Late Fee (2nd or any other late payment w/in 6 billing cycles)$40

Other Fees

Copy of statement$2
Fax Service within USA$0.50
per item
No Hassle Loan Application Fee$29

Fee	Amount	Basis	Note
Account Maintenance
Fresh Start Checking Monthly Service Fee	$5	per month	None
Share account closed within 120 days from opening	$1	Not stated	None
Dormant Account Fee	$29	Not stated	None
Research Fee (min $15.00)	$29Not compared: Charged per hour; comparison unavailable	per hour	None
Super Saver excessive withdrawal fee (per item over 3/month)	$10	per item	None
Overdraft & NSF
Overdraft fee	$29	per item	None
Super Saver Overdraft fee	$29	Not stated	None
NSF ACH item per presentment	$29	per item	None
NSF Draft item per presentment	$29	per item	None
Automatic Transfer to Cover Overdraft	$3	per item	None
Wire Transfers
Domestic Wire Transfer	$29	Not stated	None
Check Services
Money Orders	$2	per item	None
Stop Payment if presented to clear	$29	per item	None
Photocopies of Medical Items	No charge	Not stated	None
Photocopy of Draft	$2	per item	None
Cash & Deposit
In-person Cash Advance Fee	No charge	Not stated	None
Return item (Chargeback fee)	$10	per item	None
Account Services
Legals: Levy/Garnishment/Citation	$29	Not stated	None
Mortgage Subordination Fee	$150	Not stated	None
Lending Fees
1st late payment w/in 6 billing cycles	$29	Not stated	None
VISA Late Fee (2nd or any other late payment w/in 6 billing cycles)	$40	Not stated	None
Other Fees
Copy of statement	$2	Not stated	None
Fax Service within USA	$0.50	per item	None
No Hassle Loan Application Fee	$29	Not stated	None

Correct a fee source

Oct 10, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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